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Plans announced to bring Criminal Charges against Every Corrupt Government Official in America

The Rumor Mill News Reading Room 

Plans announced to bring Criminal Charges against Every Corrupt Government Official in America

Posted By: Maryhrt [Send E-Mail]
Date: Saturday, 8-Dec-2012 13:05:53

I am holding light around you, Bill, and praying for your safety and success. Maryhrt http://www.lawlessamerica.com/index.php?option=com_content&view=article&id=1202:plans-announced-to-bring-criminal-charges-against-every-corrupt-government-official-in-america&catid=133:lawless-america-the-movie&Itemid=105 Bill Windsor has announced plans to bring criminal charges against every corrupt government official in America as well as corrupt attorneys and others. Bill Windsor has taken the leadership role in a new American revolution -- the Lawless America Revolution...a peaceful revolution organized to save America. Now Bill Windsor is starting to share more of the details. If you haven't seen the video titled "I Want My Country Back," please watch it, or read the text of the video reprinted below. When I set out on the Lawless America Movie Road Trip on June 14, 2012, I didn't have a peaceful revolution in mind. But it is clear to me that this is the only way we can save America. And the only way to have an effective peaceful revolution is through the creation of a new political party -- The Revolutionary Party. We need tens of millions of people to join The Revolutionary Party. An estimated 201.5 million U.S. Citizens age 18 or over are eligible to vote, although many are not now registered. Of these, about 55 million are registered Republicans. About 72 million are registered Democrats. About 42 million are registered as independents, under some other minor party or with a "No Party" designation. To join the new Revolutionary Party, send one penny with your name, address, telephone numbers, and email address to B. Windsor, PO Box 681236, Marietta, GA 30068. We're looking for 70 million pennies. Lawless America is exposing tens of thousands of corrupt government officials. This is a start, but I believe we need a full court press. I want every government official in America to be afraid of Lawless America. What I propose and support is absolutely non-violent, so I want the Lawless America Revolution to be feared in other ways -- exposure, removal from office, and prison. We intend to take control of every state legislature, the U.S. House of Representatives, and the U.S. Senate. We intend to elect every state governor and the President of the United States. When we accomplish these goals, we will be able to retroactively take the steps necessary to validate actions that we take in the interim. So, we won't wait until we are in control to put these criminals on trial, we will start next year. We will coordinate the process of preparing charges and evidence against the corrupt government officials, and we will assemble citizen grand juries to hear the charges. We will try and, I expect, convict these crooks for a variety of crimes, and I anticipate that many will be charged with and convicted of treason. A group of people in the Dakotas have been doing this, and we will call on this group for guidance and help. The first corrupt government official to stand trial for treason and other crimes is federal Judge Orinda D. Evans of Atlanta, Georgia. She is the corrupt judge who facilitated the theft of all of my money. I know this matter backwards and forwards, and I have all the evidence organized, so this is the best one for me to begin with. I will be publishing the procedure and the forms to be used. We would like to have people in every state to head this up. So, I hope every corrupt government employee in America starts to fear their trials, including every member of the staff of corrupt judges, everyone in the court clerks' offices, and every government employee who has been aware of the corruption and has done nothing. I am calling today on every dishonest and/or corrupt government official and government employee in America to resign. Your resignation may remove you from the list to stand trial. We plan to make room in our prisons for the tens of thousands who are convicted by releasing from prison all those who were wrongfully convicted. I suggest that The Revolutionary Party propose changing most victimless crimes to ankle bracelets and house arrest (where these folks can pay their own room, board, and medical expenses). All told, it costs an average of $129.04 a day to house an inmate in the prison system. According to the U.S. Bureau of Justice Statistics (BJS) 2,266,800 adults were incarcerated in U.S. Federal and state prisons, and county jails at year-end 2010 — about 0.7% of adults in the U.S. resident population. That's at a cost of $106,765,373,280 -- $106 BILLION dollars of our money. Victimless crime constitutes 86% of the prison population. We could reduce our cost by $91 billion annually if we cease incarcerating those found guilty of victimless crimes. I am sending the following letter to every member of the U.S. House of Representatives, U.S. Senate, state legislatures, and every judge in America (for starters): My name is Bill Windsor. If you don’t know who I am, you should. I am leading a new American revolution, and we have formed a new political party – The Revolutionary Party. It is our goal to become the dominant party in America, formed from the 99% of us who currently have little or no power. If you are honest, we ask you to step up and expose the corruption of your colleagues and other government officials. We have drafted a list of common sense laws that will save America from the corruption that exists today. We ask you to immediately endorse our proposed legislation to reform the legal system and minimize corruption. Please contact me to confirm that you are honest and that you will act as we are requesting. Sadly, my view is that you probably are at least dishonest, likely corrupt, and have committed treason. If this is the case, please resign immediately. If I do not hear from you, we will proceed accordingly with plans to remove you from office and try you for your crimes. It is my plan to convene citizen grand juries all across America to bring charges against dishonest and corrupt government officials. We will ask law enforcement to arrest those charged and convicted. If existing law enforcement personnel fail to do so, we will replace them and validate the grand jury actions retroactively once we gain control of the legislatures in our country. America has become lawless. We have plenty of laws, but judges, attorneys, elected officials, law enforcement, and a wide variety of government employees feel they are above the law. These dishonest, corrupt people take the law into their own hands. And no one is accountable. We are being denied our Constitutional rights. And that’s a crime. It's Lawless America. But we intend to change this. We want our country back! So folks, please start spreading the word. We are going to put the criminals on trial, and we are going to find the decisions of corrupt judges to be void orders. We are going to save Children and give parents their rights back. We are going to rescue elders from guardians and money grubbers. We are going to get the innocent out of jail. We are going to put the guilty in prison. We are going to right as many legal wrongs as we possibly can. This will not happen overnight, but we need to get started. You can start today by organizing the information that you will need to prove corruption in your dealings. Join The Revolutionary Party, and commit to get at least 100 people to join as well. Please sign our Petition. -------------- This article announced The Revolutionary Party: America, we have a problem. Are you a victim of government and judicial corruption? Sure you are; you just may not know it. Did you know that your state and county governments are taking children from their parents for no valid reason other than to receive federal funds? Did you know that our courts routinely give custody to fathers who sexually abuse their children? Did you know that our elderly are being taken from their children and grandchildren so corrupt attorneys, judges, and businesspeople can steal all of their money and property? Did you know that as many as 25% of the people in prison were wrongfully convicted? Did you know that little children are being handcuffed and sent to prison so judges can make money? Did you know that many Americans are victims of foreclosure fraud? Did you know that the truth will not help you in court in America? Are you aware that we no longer have the fundamental rights that our forefathers protected for us in the Constitution and Bill of Rights? I could go on and on asking you questions about facts that you probably know nothing about. Just know that in a heartbeat, you can have everything you own stolen by corrupt attorneys and judges, your children can be taken from you and your parental rights may be terminated; your parents can be placed under guardianship and you will not even be allowed to contact them while crooks steal all of their assets; you can easily be convicted of crimes that you did not commit and spend the rest of your life in jail. America is broken. We want our country back! I ask you to join me in a new American revolution. A peaceful revolution. I have dubbed it “The Lawless America Revolution.” America has become lawless. We have plenty of laws, but judges, attorneys, elected officials, law enforcement, and a wide variety of government employees feel they are above the law. These dishonest, corrupt people take the law into their own hands. And there is nowhere we can turn for help. No one is accountable. I have sent information about crimes by federal judges and federal employees to every member of the United States House of representatives and Senate. Ignored. I filed an action in the United States Supreme Court asking the justices to tell federal judges that they have to abide by the Constitution, and our Supreme Court Justices refused to do so. These corrupt people will stop at nothing. We no longer have our Constitutional rights. Our government officials do whatever they want, and the Constitution is meaningless to them. And there isn't a thing you can do about it. It's Lawless America. We want our country back! Who am I? I’m just a grandpa. I’m William M. Windsor. Husband of 41 years, father of two, grandfather of two. Serial Entrepreneur and retired Corporate CEO I’ve never been arrested. We pay our taxes, and I’m just a fairly normal guy. Producer and Director of Lawless America…the Movie. I’ve never before been an activist of any type. I have become a leading expert on government corruption and judicial corruption in America. I have taken a leadership role in the latest iteration of our ongoing civil rights movement in America. I ask you to join the Lawless America Revolution. I am devoting the rest of my life to exposing government corruption because if someone doesn’t step up to try to organize an effort to save America, our children and grandchildren will never have the rights that we were all supposedly guaranteed. We want our country back! If we paid any attention at all in school, we all know about the American Revolutionary War. The colonists had a number of issues, including the Stamp Act of 1765, imposed by Great Britain, that the colonists felt was “unconstitutional.” The British Parliament insisted it had the right to tax colonists. The colonists claimed that taxation without representation was illegal. This led to the Boston Tea Party and the Revolutionary War. The issues that motivated the colonists in America to revolt were NOTHING compared to the issues that all Americans face today. LET ME REPEAT THAT: The issues that caused the American Revolution pale in comparison to what we all face as Americans today! The problem is that few Americans realize what has happened. There is a tremendous need to educate our family, friends, neighbors, even our enemies. This is as serious as a heart attack, and it affects every single American. I do not in any way propose or support a “revolution” or any form of armed conflict. It would be illegal and, I believe it would be a disaster. What I propose is that those who are aware of the loss of our Constitutional rights and the dishonesty that permeates government join forces to educate the masses. We want our country back! I have learned from my own experience that our elected and appointed government officials are dishonest, and many are out-and-out corrupt. I can say this because I have contacted local, county, state, and federal officials (of all parties) with undeniable proof of significant corruption, and no one has done a thing. Instead, many of these officials have worked together to thwart my every effort to expose the corruption. My money has been stolen; my life has allegedly been threatened; and I have been denied every form of Constitutional right. Our Constitutional rights are a mirage. There is no one in government who will stand up against the evil-doers. Judges do whatever they want. Judges all across America regularly commit criminal acts and damage people because they have the power to do it. Judges answer to no one. Our elected officials ignore the wrongdoing and corruption because they are all part of “the system.” Most are attorneys, and they all belong to the same “fraternity” of attorneys. They protect one another. In my case, I contacted every member of the U.S. Senate and U.S. House, the President, every federal appellate court judge in America, every federal judge in Georgia, every legislator in each and every state, and many others. No honest government official could review the information that I sent and do nothing. No one did a thing. Our fundamental rights have been stolen. Our government officials have failed to protect us and they have denied honest services to us. We want our country back! The so-called “mainstream” media (newspapers, TV, radio) will not cover it. I have been told they are afraid of the judges and other power brokers. This will be the biggest scandal in the history of America if the story were exposed. Instead, they cover it up. So, here we are. Judges can and will do anything to any of us without concern for the facts or the law. They will commit crimes to damage us. They will protect and rule for the benefit of their attorney friends and those with money and connections. They destroy people financially and emotionally. They rip families apart. They allow the elderly to be abused physically, mentally, and financially. They conspire to commit foreclosure fraud and financial fraud. They deny parents and grandparents the right to see their children and grandchildren, with guardianship and children and family courts often acting as money-making schemes for those favored by the judges. We do not have the rights to due process. We do not have the right to a fair trial. We do not have the right to an impartial judge. We are guilty unless proven innocent…against all odds. We do not have the right to have the laws properly enforced. We may be denied the ability to file a lawsuit, call witnesses, examine or cross-examine witnesses, and the list goes on. The legal system is a giant money machine for the bad guys. The system has been bastardized over the years to generate more and more money for attorneys and our elected officials. The system has been completely warped to favor big, rich corporations, campaign donors, bribers, other government officials, and anyone else whom is favored for the wrong reasons. And our elected officials in the Democratic and Republican parties are at least dishonest, and most simply have to be classified as corrupt. They ignore the real problems in America. They take care of their fat cat friends. They have mortgaged our future and have all but destroyed America. We want our country back! I don’t have all the answers, but I have a few. And I have unique business experience over the last 40+ years that makes me well-suited to evaluate this crisis and generate ideas for battling the corruption. I have spent the last several years doing this. The fundamental problem is dishonesty. The core problem behind everything is dishonesty. We must see all of the corrupt and seriously dishonest people removed from our government. To ever accomplish anything, we need to educate a significant number of people about our plight. We need our fellow Americans to recognize that the position we are in today is dramatically worse than when the colonists faced from 1765 to 1776. We need leaders in the battle against government corruption to agree combine efforts to accomplish something, so we can educate people and build strength in numbers to generate meaningful results. We need Americans just like you and me to recognize the serious problem and spread the word. We do not have to accept what our country has become. It’s our country, and we can make it what WE want it to be. We do not have to accept the Democratic and Republican elected officials who appear to be primarily interested in what they can get out of being in an elected position. We want our country back! We can fix America. We can get our Constitutional rights back. We simply need to educate our fellow Americans and remove all of the corrupt and dishonest people from office. Government is supposed to work for us. Laws are supposed to protect us, not be used against us. A recent survey found that the approval rating of Congress has dropped to its lowest level in history – 12 percent. That's down from 21 percent in June. But what will we do in November, we will re-elect many of these folks and when we do elect new folks, it will just be more of the same. In America today, 1% or less of the population has all the power: Our elected officials, big corporations, and the mega-wealthy. The rest of us – the 99% -- are Nobodies, powerless to obtain justice and denied our fundamental rights. But there is one place where we have power…at the ballot box. We don’t have to just disapprove of our elected officials; we can change them, but the Republican and Democratic parties won’t let us – we just get more of the same. And when new people take office, one of the first things they tell them is that they have to do what their party tells them to do. Start with a cage containing five monkeys. Inside the cage, hang a banana on a string and place a set of stairs under it. Before long, a monkey will go to the stairs and start to climb towards the banana. As soon as he touches the stairs, spray all of the other monkeys with cold water. After a while, another monkey makes an attempt with the same result - all the other monkeys are sprayed with cold water. Pretty soon, when another monkey tries to climb the stairs, the other monkeys will try to prevent it. Now, put away the cold water. Remove one monkey from the cage and replace it with a new one. The new monkey sees the banana and wants to climb the stairs. To his surprise and horror, all of the other monkeys attack him. After another attempt and attack, he knows that if he tries to climb the stairs, he will be assaulted. Next, remove another of the original five monkeys and replace it with a new one. The newcomer goes to the stairs and is attacked. The previous newcomer takes part in the punishment with enthusiasm! Likewise, replace a third original monkey with a new one, then a fourth, then the fifth. Every time the newest monkey takes to the stairs, he is attacked. Most of the monkeys that are beating him have no idea why they were not permitted to climb the stairs or why they are participating in the beating of the newest monkey. After replacing all the original monkeys, none of the remaining monkeys have ever been sprayed with cold water. Nevertheless, no monkey ever again approaches the stairs to try for the banana. Why not? Because as far as they know that's the way it's always been done. This is what our elected officials have done. Even if they were honest, they have become dishionest and/or corrupt. WE are supposed to have the power. The only way we will get what we need is to rReplace all the monkeys at once. “Experience hath shewn, that even under the best forms (of government) those entrusted with power have, in time, and by slow operations, perverted it into tyranny.” [Thomas Jefferson] "Power tends to corrupt, and absolute power corrupts absolutely. [Lord Acton] After carefully evaluating our plight, I propose that the way to save America is through the creation of a new political party. The Revolutionary Party. We want our country back! What I propose is a new type of political party, one built on the most fundamental of concepts: Honesty Fundamental rights Constitution Bill of Rights Laws that mean what they say. Eliminate outrageous laws. Accountability. This new party’s platform is these fundamental rights that 99% of us should embrace – the basic things that we should have as Americans, but we don’t have this because the bad guys have stripped it away from us. My proposal is to build a new political party from the 99% of us who are currently essentially powerless. We elect people who we feel will be honest and protect these fundamental rights, and we have contracts and pass laws that make these elected officials accountable. Our elected officials and judges do what they are supposed to do, or we remove them immediately. By requiring every government official to sign a Contract with the Citizens making them accountable to us through a Grand Jury action, we will be forever protected against the corruption that has eaten our country alive. Never again. As to the many other issues that face our country, our new party will not take positions. Our concept is to put truly honest, accountable people in office, and then let them carefully study the issues and make informed decisions. The idea is that honesty, our fundamental rights, and saving America from corruption are what’s most important. One fundamental right is that Government has no rights to take away our children or our parents, and both of those outrageous acts are currently sanctioned and encouraged by our state and federal governments. Children’s rights are important, too. Another fundamental right is to be presumed innocent until proven guilty and that justice is what should be the focus of any and all legal proceedings. The innocent must be released from jail. Some experts say that as many as 25% of the people in prison are innocent. So, I believe we must abolish the death penalty except in cases of treason. The United States has the highest incarceration rate in the world. One in every 31 adults (7.3 million) in the United States is behind bars, or is on probation and parole. I propose total legal reform. Minimize legal expense. Redress should be available for all who have been wronged. I propose that everyone wronged be allowed to pursue legal action against all the wrongdoers. Don’t spend more than you have. The financial management of our country is completely and totally ridiculous. One way to avoid future financial insanity is to establish that any time there is a deficit, no member of the legislature will be eligible for reelection. Reduce taxes. Reduce waste. Downsize government. Members of the legislature should have their salaries reduced, and they should receive no pay or benefits when they're out of office. Congressional pay should rise by the lower of CPI or 3%, and legislators should not be allowed to change this. All funds in the Congressional retirement fund should move to the Social Security system immediately. All future funds should flow into the Social Security system, and Congress should participate with the American people. There will be no pension or retirement plan for members of the legislature. Legislators lose their current health care system and participate in the same health care system as the American people. Legislators must equally abide by all laws they impose on their fellow citizens. All contracts with past and present members of Congress are void. Reduce the power of judges. Increase the power of grand juries. Put every corrupt government official and employee on trial for treason. Revoke any retirement or other benefits of those convicted of felonies. Let honest people hear the facts and decide what’s best. Cease pandering to the rich corporations and mega-rich individuals. Improve education. Improve health and food safety. Return God to our schools and anywhere else it has been removed, while respecting the right for the 7% in America who do not believe in God. Special Grand Juries to hear charges against corrupt government officials and to review cases of those who feel they have been wronged. Decisions to become valid when we succeed in gaining control of the legislatures. We want our country back! With the input of thousands of people, I have drafted proposed legislation that will correct much of what is broken in America. In the months ahead, we will be demanding that our elected officials enact these common sense proposals. We will be demanding that every elected official in America put an end to the dishonesty and corruption. And if they don’t, we must replace them and then put them on trial for their crimes. I have devised a plan for how we will go about bringing charges against corrupt officials now as well as a way to review the cases of those who have been wronged by the corrupt system. No guns. No violence. Just a bunch of Nobodies peacefully saving America. We want our country back! I’m asking you to join a new political party. It doesn’t cost a cent. All you have to do is go to www.LawlessAmerica.com; click on YOU on the toolbar at the top of the page and then click on REGISTER. The Revolutionary Party. Help us spread the word. You will receive an email periodically asking you to do some simple things. PLEASE be a part of history. Help save America! We want our country back! The power that judges and our government officials have taken and twisted has resulted in absolute power that has turned America into a police state rather than the Constitutional Republic that it is supposed to be. I could spend days giving you examples of crimes committed by our judges and government officials. I’ve spent five months driving to every state, meeting with thousands of victims, and I am shocked and appalled by what I have seen and heard. The situation we are in is incomprehensible. I do not believe there is an honest elected official in Washington DC, and many state elected officials are just as corrupt. If we don’t act now, I believe our children and grandchildren will be doomed to live in a country that is as bad as the most oppressive countries we have ever heard about. Thomas Jefferson said “Every generation needs a new revolution.” We’re just a generation or two late, but the time is now. We have needed a new revolution for sometime now. Well, today’s the day: 10-11-12. Peter Finch as Howard Beale in the 1976 film, Network said: I’m mad as hell, and I’m not going to take it anymore. Well, I’m not going to take it anymore! We want our country back! Email Bill@LawlessAmerica.com AND Lawless411@gmail.com with your name, address, and phone number. For the latest updates, see http://www.facebook.com/lawlessamerica

The surveillance state is on a roll

Subject: The surveillance state is on a roll

Ronald

The surveillance state
is on a roll.

Here's their plans for
a TV that watches you!

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THE SISTINE CHAPEL

One of the best emails you will receive.

If you have never seen this in person, this really is the next best (maybe better) way to view it.

Enjoy

THE SISTINE CHAPEL Almost better than being there because you can see all the paintings up close without straining your neck.  TO VIEW EVERY PART OF THE MICHAEL ANGELO'S MASTERPIECE JUST CLICK  AND DRAG YOUR ARROW IN THE DIRECTION YOU WISH TO SEE. In the low left, click on the plus (+) to move closer, on the minus (-) to move away.  Choir is thrown in for free.  Hold down the left clicker on your mouse to rotate the picture.  AMAZING. MOVE THE ARROW AND YOU WILL SEE EVERY PART OF THE CHAPEL.  This virtual tour of the Sistine Chapel is incredible. Apparently  done by Villanova at the request of the Vatican, but thought you  would enjoy the quality and a bit of Rome on your computer. Amazing what can be done with technology.  http://www.vatican.va/various/cappelle/sistina_vr/index.html     =

MUST READ......WHAT DOUGLAS DIETRICH DELIVERS ABOUT PEARL HARBOR, ROSWELL, VIET-NAM, VAMPIRES,

The Rumor Mill News Reading Room 

MUST READ......WHAT DOUGLAS DIETRICH DELIVERS ABOUT PEARL HARBOR, ROSWELL, VIET-NAM, VAMPIRES,

Posted By: Seawitch [Send E-Mail]
Date: Saturday, 8-Dec-2012 04:02:40

THIS WILL KNOCK YOUR SOCKS OFF.... THERE IS SO MUCH THAT WE REALLY DO NOT KNOW... THIS MADE ME TAKE NOTES. Regards, Seawitch *************************************************************** Douglas Dietrich was a D.O.D. (Department of Defense) Research Librarian for almost a decade, responsible for incinerating highly classified materials on critical historical topics such as Pearl Harbor, Roswell, Viêt-Nam, and the different ethnic holocausts; as well as documents exposing the reality behind vampires, zombies, Soviet psychic warfare, and other occult phenomena. Volumes of notes on Tesla, H.P. Lovecraft, L. Ron Hubbard, the Vatican and United Nations were destroyed, along with reams of reports detailing everything from military/intelligence-sponsored drug-smuggling operations to experimental mind-control programs. Records plundered from both Allied and enemy states articulated the hidden objectives of modern mass-movements such as Nat-Zism, Zionism, Izamicism (Wähhä'bīst/Islamist Fundamentalism[s]), Vouhodouxnism ("Voodooism"), and other ideologies. His Post was El Presidio Real de San Francisco's Western Defense Command Center, which was seething with Satanism, child abuse, and controversial medical experimentation. An assassination plot on presidential candidate William Clinton was even attempted. Since base-closure, his background in military reference and his experiences in mercenary/security enforcement exposed him to startling insights into geopolitics, the current demographic apocalypse, and the medical-industrial complex thanatizing our future. Weapons of Mass-Deception unleashed generations ago by increasingly self-deluded American élites have since warped the U.S. electorate's very perception of reality -- NOW is the time for TOTAL disclosure. LINK: http://www.douglasdietrich.com/index.html

Chase Bank Defends Over 10 Thousand Lawsuits...

The Rumor Mill News Reading Room 

Chase Bank Defends Over 10 Thousand Lawsuits...

Posted By: Lion [Send E-Mail]
Date: Friday, 7-Dec-2012 19:16:46

------------------- ...and other CF's that could be better remedied with a big tall tree and a short piece of rope... It appears that in today's predatory fiat banking school of complete fraud, all banking rules are off the table - and no one is willing to do anything about it because they are all on the take from the fiat fraud merry-go-round. "I want my...I want my....I want my M Tee Vee... Look at them yo yo's...that's the way you do it... You play the guitar on the MTV. That ain't workin'..But that's they way you do it - Get your money for nothing and your chicks for free..." Is this a great country or what? Lion -------------- Source: http://www.chasechase.org/ --------------- 10,000 Lawsuits Against Chase 10K Filing Discloses 10K Lawsuits Chase is defending more than 10,000 legal proceedings, the bank revealed in its 10-K filing with the Securities and Exchange Commission on February 28, 2011. It may be $4.5 billion short in reserves to cover the costs in a worst-case scenario, the bank said. The lawsuits range from individual actions against JPMorgan Chase to class actions with "potentially millions" of litigants to regulatory/gov't investigations. The suits include common law tort and contract claims, statutory antitrust claims, securities claims and consumer protection claims, the bank reported. If Houdini could conjure one lawyer to represent all the plaintiffs in each case and persuade all the lawyers to attend one humongous settlement conference, here's how the line would look on the courthouse lawn: Chase reported, "In view of the inherent difficulty of predicting the outcome of legal proceedings, particularly where the claimants seek very large or indeterminate damages, or where the matters present novel legal theories, involve a large number of parties or are in early stages of discovery, the Firm cannot state with confidence what the eventual outcome of the currently pending matters will be, what the timing of the ultimate resolution of these pending matters will be or what the eventual loss, fines, penalties or impact related to each pending matter may be." ------------- FHFA sues Chase for $33 billion 17 banks sued for $196 billion on September 2, 2011 The Federal Housing Finance Agency (FHFA), as conservator for Fannie Mae and Freddie Mac, filed lawsuits against 17 financial institutions, certain of their officers and various lead underwriters. The suits allege violations of federal securities laws in the sale of residential private-label mortgage-backed securities to Fannie Mae and Freddie Mac. Complaints have been filed against the following lead defendants: JPMorgan Chase & Co. - $33 billion The Royal Bank of Scotland Group PLC - $30.4 billion Countrywide Financial Corporation - $26.6 billion Merrill Lynch & Co. - $24.8 billion Deutsche Bank AG - $14.2 billion Credit Suisse Holdings (USA), Inc. - $14.1 billion Goldman Sachs & Co. - $11.1 billion Morgan Stanley - $10.6 billion HSBC North America Holdings, Inc. - $6.2 billion Ally Financial Inc. f/k/a GMAC, LLC - $6 billion Bank of America Corporation - $6 billion Barclays Bank PLC - $4.9 billion Citigroup, Inc. - $3.5 billion Nomura Holding America Inc. - $2 billion Societe Generale - $1.3 billion First Horizon National Corporation - $883 million General Electric Company - $549 million The complaints are available on the FHFA website. --------------- The SEC Systematically Destroyed Evidence Crooks in all the wrong places - the heat rises... From Matt Taibbi's article in Rolling Stone August 17, 2011 Much has been made in recent months of the government's glaring failure to police Wall Street; to date, federal and state prosecutors have yet to put a single senior Wall Street executive behind bars for any of the many well-documented crimes related to the financial crisis. Indeed, Flynn's accusations dovetail with a recent series of damaging critiques of the SEC made by reporters, watchdog groups and members of Congress, all of which seem to indicate that top federal regulators spend more time lunching, schmoozing and job-interviewing with Wall Street crooks than they do catching them. As one former SEC staffer describes it, the agency is now filled with so many Wall Street hotshots from oft-investigated banks that it has been "infected with the Goldman mindset from within." The destruction of records by the SEC, as outlined by Flynn, is something far more than an administrative accident or bureaucratic #####-up. It's a symptom of the agency's terminal brain damage. Somewhere along the line, those at the SEC responsible for policing America's banks fell and hit their head on a big pile of Wall Street's money - a blow from which the agency has never recovered. "From what I've seen, it looks as if the SEC might have sanctioned some level of case-related document destruction," says Sen. Chuck Grassley, the ranking Republican on the Senate Judiciary Committee, whose staff has interviewed Flynn. "It doesn't make sense that an agency responsible for investigations would want to get rid of potential evidence. If these charges are true, the agency needs to explain why it destroyed documents, how many documents it destroyed over what time frame and to what extent its actions were consistent with the law." The system is broken. ---------------- "It's Been an Unmitigated Disaster" - Jamie Dimon, July 14, 2011 BLOOMBERG - JPMorgan Chase & Co. Chief Executive Officer Jamie Dimon said clashes over faulty mortgages may drag on as investors and regulators demand compensation for soured loans issued at the peak of the housing market. "There have been so many flaws in mortgages that it's been an unmitigated disaster," Dimon said during a conference call on July 14. "We just really need to clean it up for the sake of everybody. And everybody is going to sue everybody else, and it's going to go on for a long time." How can anybody not like Jamie Dimon? He shows the resilience and common sense of a captain who can weather the storm. JPMorgan disclosed about $2.5 billion in second-quarter costs tied to faulty mortgages and foreclosures. The bank added $1.27 billion to litigation reserves, mostly for mortgage matters, and incurred $1 billion of expenses tied to foreclosures. While millions of families are being thrown out on the streets, lawyers working for the banks are making billions! Maybe all that money will trickle down as the lawyers buy cocktails, and golf clubs, and thousand-dollar suits. ----------- Banks Can't Prove They Own The Loan The Wall Street Journal Picks Up the Scent An article by Nick Timiraos appeared in The Wall Street Journal on June 1, 2011 - "Banks Hit Hurdle to Foreclosures." "Banks trying to foreclose on homeowners are hitting another roadblock," Timiraos writes, "as some delinquent borrowers are successfully arguing that their mortgage companies can't prove they own the loans and therefore don't have the right to foreclose." If you (or I) try to boot a homeowner into the street without any proof that we're entitled to the property, the cops will lock us up. Stealing is stealing, whether it is somebody's wallet or their 3-bedroom 2-bath in the suburbs with two dogs and a kid. When a bank tries to steal the bungalow without proof that they have a right to foreclose, it's a "hurdle" or "another roadblock." Semantics aside, this is good news for all people holding grant deeds. This year, the Journal reports, cases in California, North Carolina, Alabama, Florida, Maine, New York, New Jersey, Texas, Massachusetts and other states have raised questions about whether banks properly demonstrated ownership. In some cases, borrowers are showing courts that banks failed to properly assign ownership of mortgages after they were pooled into mortgage-backed securities. In other cases, borrowers say that lenders backdated or fabricated documents to fix those errors. "Flawed mortgage-banking processes have potentially infected millions of foreclosures, and the damages against these operations could be significant and take years to materialize," said Sheila Bair, chairman of the Federal Deposit Insurance Corp., in testimony to a Senate committee last month. In March, an Alabama court said J.P. Morgan Chase & Co. couldn't foreclose on Phyllis Horace, a delinquent homeowner in Phenix City, Ala., because her loan hadn't been properly assigned to its owners - a trust that represents investors - when it was securitized by Bear Stearns Cos. The mortgage assignment showed that the loan hadn't been transferred to the trust from the subprime lender that originated it. This WSJ story represents a seismic shift in the foreclosure meltdown. Judges read The Wall Street Journal. So does Jamie Dimon. These hurdles, these roadblocks, are early warning signs that the bridges are washed out—proceed with caution. ----------- The People vs. Goldman Sachs Sen. Carl Levin's Report Indicts the Goldman Crown On April 13, 2011, the Senate Subcommittee on Investigations, chaired by Democrat Carl Levin of Michigan, alongside Republican Tom Coburn of Oklahoma, released a 650-page bipartisan report, Wall Street and the Financial Crisis: Anatomy of a Financial Collapse. "Goldman seemed to count on the unwillingness or inability of federal regulators to stop them - and when called to Washington last year to explain their behavior, Goldman executives brazenly misled Congress, apparently confident that their perjury would carry no serious consequences. Thus, while much of the Levin report describes past history, the Goldman section describes an ongoing crime - a powerful, well-connected firm, with the ear of the president and the Treasury, that appears to have conquered the entire regulatory structure and stands now on the precipice of officially getting away with one of the biggest financial crimes in history. "Goldman was like a car dealership that realized it had a whole lot full of cars with faulty brakes. Instead of announcing a recall, it surged ahead with a two-fold plan to make a fortune: first, by dumping the dangerous products on other people, and second, by taking out life insurance against the fools who bought the deadly cars." — Matt Taibbi, "The People vs. Goldman Sachs" (May 11, 2011) Goldman Sachs was President Obama's number-one private campaign contributor. Hank Paulson, U.S. Treasury Secretary (2006-2009) was CEO of Goldman Sachs and was worth $700 million when George W. Bush appointed him to his Cabinet. Paulson then put Edward M. Liddy, a Goldman Sachs director, in charge of AIG and gave AIG $85 billion. For more names of Goldman troopers in the Executive Branch, see "The Guys from Government Sachs" NY Times, Oct. 17, 2008. In January 2011, Obama named William Daley, vice chairman at JPMorgan Chase, to be his new chief of staff — the man who controls who sees the President. (That alone bears repeating: "...the man who controls who sees the President.") An SEC filing shows that Daley owns $7.7 million worth of stock (175,678 shares) in Chase, a $2.1 trillion behemoth and the nation's second-largest bank. Daley headed Chase's Corporate Responsibility division, which included oversight of the firm's lobbyists and relations with government officials. With Wall Street lobbyists patrolling the Oval Office, we rest assured that the President is in good company. Obama photo: Douglas Gillies -------------- The 639-page Subcommittee report devoted 183 pages to WaMu, which was acquired by Chase in Sept. 2008: Internal emails at Moody's and Standard & Poor demonstrate that senior management and ratings personnel were aware of the deteriorating mortgage market and increasing credit risk. In June 2005, for example, an outside mortgage broker who had seen the head of S&P's RMBS Group, Susan Barnes, on a television program sent her an email warning about the "seeds of destruction" in the financial markets. He noted that no one at the time seemed interested in fixing the looming problems. "I have contacted the OTS, FDIC and others and my concerns are not addressed. I have been a mortgage broker for the past 13 years and I have never seen such a lack of attention to loan risk. I am confident our present housing bubble is not from supply and demand of housing, but from money supply. In my professional opinion the biggest perpetrator is Washington Mutual. 1) No income documentation loans. 2) Option ARMS (negative amortization)... 5) 100% financing loans. I have seen instances where WAMU approved buyers for purchase loans where the fully indexed interest only payments represented 100% of borrower's gross monthly income. We need to stop this madness!!!" (Levin Report p. 269) At the same time that WaMu was implementing its high risk lending strategy, WaMu and Long Beach engaged in a host of shoddy lending practices that produced billions of dollars in high risk, poor quality mortgages and mortgage backed securities. Those practices included qualifying high risk borrowers for larger loans than they could afford; steering borrowers from conventional mortgages to higher risk loan products; accepting loan applications without verifying the borrower's income; using loans with low, short term "teaser" rates that could lead to payment shock when higher interest rates took effect later on; promoting negatively amortizing loans in which many borrowers increased rather than paid down their debt; and authorizing loans with multiple layers of risk. (Levin Report p. 2) -------------- Federal Reserve Consent Orders Big Banks Promise to be Better Bandits... --------------- The Amazing Disappearing Bank Chase Halts Lawsuits to Collect Credit Card Debt Foreclosures Haunting Obama by Ginyamin Appelbaum New York Times, August 19, 2012 WASHINGTON - After inheriting the worst economic downturn since the Great Depression, President Obama poured vast amounts of money into efforts to stabilize the financial system, rescue the auto industry and revive the economy. But he tried to finesse the cleanup of the housing crash, rejecting unpopular proposals for a broad bailout of homeowners facing foreclosure in favor of a limited aid program - and a bet that a recovering economy would take care of the rest. During his first two years in office, Mr. Obama and his advisers repeatedly affirmed this carefully calibrated strategy, leaving unspent hundreds of billions of dollars that Congress had allocated to buy mortgage loans, even as millions of people lost their homes and the economic recovery stalled somewhere between crisis and prosperity. The nation's painfully slow pace of growth is now the primary threat to Mr. Obama's bid for a second term, and some economists and political allies say the cautious response to the housing crisis was the administration's most significant mistake. The bailouts of banks and automakers are now widely regarded as crucial steps in arresting the recession, while the depressed housing market remains a millstone. "They were not aggressive in taking the steps that could have been taken," said Representative Zoe Lofgren, chairwoman of the California Democratic caucus. "And as a consequence they did not interrupt the catastrophic spiral downward in our economy." Mr. Obama insisted the government should help only "responsible borrowers," and his administration offered aid to fewer than half of those facing foreclosure, excluding landlords, owners of big-ticket homes and those judged to have excessive debts. He decided to rely on mortgage companies to modify unaffordable loans rather than have the government take control by purchasing the loans, the approach advocated by his chief political rivals in the 2008 presidential race, Hillary Rodham Clinton and John McCain. ----------- The Unrepentant and Unreformed Bankers by Phil Angelides San Francisco Cronicle August 18, 2012 That too much of Wall Street remains unchanged is not surprising. Simply stated, the banks and their leaders have paid no real economic, legal or political price for their wrongdoing and thus have not felt compelled to change. On the economic front, the financial sector has rebounded nicely from its brush with death, thanks to an enormous taxpayer bailout. By 2010, compensation at publicly traded Wall Street firms had hit a record $135 billion. Last year, the profits of the nation's five biggest banks exceeded $51 billion, with their chief executives all enjoying pay increases. By 2011, the 10 biggest U.S. banks held 77 percent of the nation's banking assets. On the legal front, enforcement has been woefully inadequate. Federal criminal financial fraud prosecutions have fallen to a two-decade low. Violations are settled for pennies on the dollar - the mere cost of doing business, with no admission of wrongdoing and with the bill invariably picked up by insurers or shareholders. (When it's shareholders, that's not someone else far away, that's your 401(k), pension fund or mutual fund.) ------------- May God Help Us All by Mark Stopa, Florida attorney Wanna Buy a Government-Foreclosed Home? OK. Just Bring $10,000,000.00 Posted on June 29th, 2012 by Mark Stopa I've often expressed my disgust at how Fannie Mae and Freddie Mac frequently pay banks 100% of their judgment amounts in foreclosure cases. It's an appalling dynamic in foreclosure-world, one where banks often have no incentive to modify mortgages because "our" government will pay the banks in full once the foreclosure is over (and all the banks have to do is convey title to Fannie and Freddie). Incredibly, just when I thought I couldn't be any more appalled, somehow, my disgust with "our" government reached a new level today. I have it on good information (directly from someone personally involved) that Fannie and Freddie are selling foreclosed homes in bulk to third-party investors. Not one at a time, not several - dozens - at heavily discounted rates. In other words, many of the homes in Florida and elsewhere that have been foreclosed, with lower and middle-class homeowners thrown onto the streets and title transferred to Fannie or Freddie, are being sold to third-party investors in bulk. If you think that sounds like an interesting investment opportunity, a chance to purchase a new home after you were foreclosed, let me stop you. Fannie and Freddie aren't making these investments available to just anyone. To qualify, to even get inside the door to the auction room, you must have at least $10,000,000.00 in assets, and you must be able to prove the existence of those assets via bank statements and the like. Ten million bucks, just to get in the door. Is this what America has become? Throwing Americans onto the streets so "our" government pays the banks to foreclose and "our" government sells those houses in bulk at discounted rates to third-party investors with an eight-figure net worth? Apparently so. Sigh. You know what's arguably even worse? Nobody is even talking about this. No news stories. No media coverage. Nothing. Would you have known about this if Mark Stopa - basically a nobody in the scope of national news and politics - hadn't blogged about it? Why such secrecy? Where is the media coverage? Where's the outrage? Who is running our government, exactly? This is as big an issue as Obamacare - thousands of homeowners getting foreclosed and their homes being sold in bulk to the mega-wealthy. Why is nobody even talking about it? Is America really a land where our government takes houses from the poor and middle class and sells them in bulk at discounted rates to the mega-wealthy - and it does so completely in secret? Does anyone care? This is why I consider this the biggest post I've ever written. This is what is driving the whole foreclosure crisis, and nobody knows about it. Nobody's even talking about it. Change is not possible without awareness, and right now, all Americans are totally in the dark about this dynamic. Well, all Americans except those who have $10,000,000.00. May God help us all. Mark Stopa ---------------- Leadership Vaccuum Geithner against reducing mortgage principal Obama pledged to use $50 billion from the $700 billion bank bailout approved by Congress in 2008 to help homeowners. Only about $3.7 billion of that has been spent. Bloomberg Businessweek June 11, 2012 --------------- Uncle Sam's Underwater Foreclosure Policy "Sink, Baby, Sink!" April 11, 2012. Massachusetts Attorney General Martha Coakley led a coalition of eleven states urging Fannie Mae and Freddie Mac to reverse its position and implement principle reduction in its loan modification program. Her letter to the FHFA on April 11 was joined by Attorneys General from California, Delaware, Illinois, Iowa, Maryland, Minnesota, New Mexico, New York, Oregon, and Vermont. AG Coakley said, "We will soon see the results of the country's largest banks implementing principal loan reduction as required under the recent Multistate Servicing Settlement. It is now time for the FHFA to accept the fact that principal forgiveness programs help borrowers, help communities and can improve the creditors' bottom line." April 18, 2012. One week later, the New York Daily News urged NY Attorney General Eric Schneiderman to quit President Obama's mortgage unit. "The promises of the President have led to little or no concrete action," wrote Mike Gecan and Arnie Graf of the Metro Industrial Areas Foundation in an opinion piece for the Daily News. New York State Attorney General Eric Schneiderman should "distance himself from this cynical arrangement," they said. The Residential Mortgage-Backed Securities Working Group was prominently featured in the State of the Union speech 85 days ago. It has accomplished nothing, according to the Daily News. Schneiderman has no office, no phones, no staff, and no executive director. The Daily News article continues: The settlement and working group - taken together - were a coup: a public relations coup for the White House and the banks. The media hailed the resolution for a few days and then turned their attention to other topics and controversies. But for 12 million American homeowners, collectively $700 billion under water, this was just another in a long series of sham transactions. In fact, the new Residential Mortgage-Backed Securities Working Group was the sixth such entity formed since the start of the financial crisis in 2009. The grand total of staff working for all of the previous five groups was one, according to a surprised Schneiderman. In Washington, where staffs grow like cherry blossoms, this is a remarkable occurrence. The Huffington Post reported on April 19, "In law enforcement time, three months isn't very long - investigations typically take months or even years. But the skepticism is hardly surprising, given the Obama administration's scattershot and largely underwhelming law enforcement response to the financial crisis. It's been five years since the subprime market crashed, and federal authorities mostly haven't prosecuted the individuals and institutions that created, marketed and rated the financial products that nearly brought down the American economy." A recent New York Times/CBS poll found that 36 percent of respondents approve of the president's handling of the mortgage crisis, while 49 percent disapprove. USA Today reports that almost 1 in 5 children in Nevada lived or live in owner-occupied homes that were lost to foreclosure or are at risk of being lost. The percentages are 15% in Florida, 14% for Arizona, and 12% for California. That's about one in eight children in California. Five years into the foreclosure crisis, an estimated 2.3 million children have lived in homes lost to foreclosure. ----------- Chase is Bigger than Wells Fargo, BoA, Citi... Too Big to Miss Chasing Chase is getting easier. JPMorgan is now the country's biggest commercial bank by assets, with nearly $2.3 trillion, a number that has increased by $300 billion since the financial crisis. The company's stock up by nearly 60 percent since last November. It is also now the biggest investment bank in the entire world, Reuters reported April 13, 2012, citing a report by a research group called Coalition. Second on the list? Goldman "We-Break-Our-Clients-for-Entertainment" Sachs. Huffington Post Rachael Maddow reports on the Meltdown Interview with Jeff Thigpen, County Recorder Rachael Maddow describes how the banks destroyed property values in the Unites States by trading title to property like casino chips. She reports that Occupy Greensboro in North Carolina trains volunteers to review documents in new foreclosures to find evidence of fraud, including robosigning. She interviews Jeff Thigpen, Register of Deeds for Guilford County NC, who says he can no longer tell who owns what. Thigpen's staff conducted a study of 6,100 mortgage documents and discovered that 74 percent, about 4,500 transactions, had problems involving forged signatures and fraudulent documents. His research into robo-signing has been cited in a number of pending court cases as well as in the Associated Press, Business Week, and other national publications. In March 2012, Thigpen's office took more than two dozen big banks and mortgage companies to court, including JPMorgan Chase, Bank of America, Wells Fargo, Citigroup, and MERSCorp., and charged them with wrecking 250 years of fair dealing in his county. The lawsuit begins, "This lawsuit seeks to have defendants clean up the mess they created." Until the banks do that, he said, the people in his county cannot buy and sell property with any real confidence about who owns it. -------------- MERS Foreclosure Fraud Wisconsin State Journal Friday, March 5, 2012 by Dee J. Hall It used to be that if you wanted to find out who owned your mortgage, you could go to the office of your local register of deeds, the final authority on questions of property ownership. But when banks set up their own private registration system to help them bundle and resell mortgages in a whirlwind of securities exchanges, the land offices of record had no hope of keeping up. And when some banks later foreclosed on many of those properties, often cutting corners or worse - creating phony documents - it left register of deeds offices across Wisconsin awash in forged and fraudulent documents. That's a "serious problem" for registrars charged with maintaining property records, said Brown County Register of Deeds Cathy Williquette Lindsay, who heads a committee studying foreclosure fraud on behalf of the Wisconsin Register of Deeds Association. "It's troubling to know that in each of our offices, are thousands - and I mean thousands - of fraudulent documents," Williquette Lindsay said. Registrars' offices across Wisconsin are littered with paperwork signed and sworn to by fictitious people, including "Linda Green," a handle commonly used by "robo-signers" - workers who signed off on foreclosure documents without verifying them. "Not only did 'Linda Green' not sign it," Williquette Lindsay said, "but somebody fraudulently notorized it." Across the country, officials tasked with keeping track of property ownership are increasingly alarmed about the prevalence of forged signatures and fraudulent affidavits among their records. Last month, five major banks agreed to pay $25 billion to compensate homeowners and states for the fraudulent activity and to halt abusive practices, although they have admitted no wrongdoing. In separate legal actions, several local governments and three states - Massachusetts, New York and Delaware - have sued the major banks and the private record-keeping service they employ, the Mortgage Electronic Registration System (MERS), alleging they have flooded the courts and registrars' offices with inaccurate, fraudulent and forged documents. John O'Brien, head of the Southern Essex District Registry of Deeds in Massachusetts, was among the first to raise the alarm about potential foreclosure fraud in November 2010. Last year, O'Brien's office commissioned a study of 473 mortgages issued to and from JP Morgan Chase Bank, Wells Fargo Bank and Bank of America during 2010. The review found just 16 percent of the records in the Essex County office assigning ownership of the mortgages were valid. The rest had been back-dated, robo-signed or had other problems, including broken chains of title. Kevin Harvey, the county's first assistant register, said O'Brien's office has asked 80 financial institutions to file affidavits verifying that the records they have previously submitted were legitimate. "Guess how many banks have signed the affidavit?" Harvey asked. "None." Transactions obscured At the heart of the controversy is MERS, founded about 15 years ago by the large banks and now used by roughly 3,000 mortgage-related entities. MERS was to be a central storehouse that streamlined the process of registering and transferring loans secured by property, which previously had been the exclusive purview of county registrars' offices. But the private registration system has also created chaos, uncertainty and injected fraud into the nation's property records, New York Attorney General Eric Schneiderman charged in a lawsuit against MERS on Feb. 3. The lawsuit alleges the system effectively eliminated the public's ability to track property transactions by registering properties in the name of MERS rather than the bank that owns the mortgage. That allows member institutions to move loans quickly and multiple times without having to record each move with the local registrar's office. The lawsuit claims the MERS system has led to a loss of $2 billion in fees nationally from local registrars' offices. And some of the information MERS does have, the lawsuit alleges, is "unreliable and inaccurate." The Reston, Va.-based company said it is following the law and has become an important part of the mortgage industry. "MERS does not hide ownership or undermine the integrity of land records," the company said in response to Schneiderman's suit. "Any mortgage holder registered in the MERS System can easily access information related to their mortgage on our website or through a toll-free number." The company added that federal law already requires that consumers be notified when the owner or servicer of their loan changes. "County land records were not intended to identify the servicer of a mortgage or the current note holder," the company said, "they are intended to provide notice to purchasers of property that there is a lien on the property and when that lien was perfected." But Williquette Lindsay said very little information is made available to homeowners by MERS. Property owners visiting their local register of deeds offices to find out who owns their mortgage to prepare for a bankruptcy or defend against foreclosure often leave empty-handed, she said. "They want to know who is their lender of record, and we can't tell them," Williquette Lindsay said. When Nevada began requiring transfers of mortgage ownership be recorded in the local recorder's office in October, foreclosures in that state dropped sharply. 'Bizarre' and 'complex' Schneiderman's suit described MERS as a "bizarre" and "complex" entity that has few employees but which has designated at least 20,000 people working for its member institutions to sign documents on its behalf. In some cases, MERS-designated officials sign documents "assigning" mortgages from MERS - which actually is only a registration system and owns no mortgages at all - to their own companies or clients to prove ownership in foreclosure actions, Schneiderman said. Madison attorney Briane Pagel said he has been unable to get any information out of MERS to help his clients fighting foreclosure. "We have a property recording system that dates back to the Middle Ages," he said, "and MERS has just about destroyed it." ------------ Capitalism is "Out of Whack" The President Sends Bank Lawyers after the Banks U.S. Attorney General Eric Holder and Lanny Breuer, head of the Justice Department's criminal division, were partners for years at a Washington law firm that represented a Who's Who of big banks and other companies at the center of alleged foreclosure fraud, a Reuters investigation shows. While Holder and Breuer were partners at Covington, the firm's clients included the four largest U.S. banks - Bank of America, Citigroup, JP Morgan Chase and Wells Fargo. The traffic between the Justice Department and Covington & Burling has been non-stop. In 2010, Holder's deputy chief of staff, John Garland, returned to Covington. So did Steven Fagell, who was Breuer's deputy chief of staff in the criminal division. The revolving door between the Obama administration and Big Banks never stops turning. President Obama announced in his State of the Union address on January 24, 2012, that he was creating a special unit within the Financial Fraud Enforcement Taskforce to deal with mortgage origination and securitization abuses: "And tonight, I am asking my Attorney General to create a special unit of federal prosecutors and leading state attorneys general to expand our investigations into the abusive lending and packaging of risky mortgages that led to the housing crisis." (Only 110% bullchit) This new unit will hold accountable those who broke the law, speed assistance to homeowners, and help turn the page on an era of recklessness that hurt so many Americans. The members of the new Mortgage Securitization Abuses Unit were identified as New York Attorney General Eric Schneiderman; Assistant U.S. Attorney General Lanny Breuer; Robert Khuzami, Director of Enforcement at the SEC; John Walsh, U.S. Attorney, District of Colorado; and Tony West, Assistant Attorney General, Civil Division, Department of Justice. AG Eric Holder, sitting near the podium, was blinking so fast as Obama said he would rein in the banks that I could only assume he was on LSD - but the kinder interpretation would be that people often blink more rapidly when they are feeling distressed or uncomfortable. New York Attorney General Schneiderman and Delaware Attorney General Beau Biden have been among the most outspoken regarding the prosecution of crimes relating to mortgage securitization. Schneiderman released a statement after the President's address: "In coordination with our federal partners, our office will continue its steadfast commitment to holding those responsible for the economic crisis accountable, providing meaningful relief for homeowners commensurate with the scale of the misconduct, and getting our economy moving again. The American people deserve a robust and comprehensive investigation into the global financial meltdown to ensure nothing like it ever happens again, and today's announcement is a major step in the right direction." Abigail Caplovitz Field wrote in Reality Check on January 24, 2012, "Schneiderman isn't chairing anything. He's Co-Chairing. That's a huge difference. If he's Chair he's in charge. If he's Co-Chair he needs consensus. And who is he Co-Chairing with? Four people, starting with Lanny Breuer. That's unacceptable...Why has Breuer failed to go after the people who committed 'misconduct and illegalities that contributed to both the financial collapse and the mortgage crisis'? Is it because he's an ex- (and likely future) Covington & Burling partner? Doesn't matter. His track record speaks for itself. There is only one reason to have him co-chair with Schneiderman, and that's to rein Schneiderman in." On January 31, Bill Black wrote, "The federal government does not intend to prosecute criminally the large financial firms and their senior officers who committed hundreds of billions of dollars in fraudulent mortgage originations. That figure only counts the fraudulent liar's loans the five large banks made. The total amount of mortgage origination fraud through liar's loans exceeds $1 trillion. The five banks' civil liability for mortgage origination fraud is vastly larger than their civil liability for their endemic foreclosure fraud." "Capitalism is out of whack," said Klaus Schwab, founder and president of the World Economic Forum. "We have sinned," he said, adding that this year's forum in Davos, Switzerland, will place particular emphasis on ethics and resetting the moral compass of the world's business and political community. New Zealand Herald 1/26/2012. (Umm...sure, Klaus. Go get 'em tiger. Lets hear that meow again..) ------------- The Amazing Disappearing Bank Chase Halts Lawsuits to Collect Credit Card Debt American Banker Jan. 13, 2012 JPMorgan Chase & Co. has quietly ceased filing lawsuits to collect consumer debts around the nation, dismissing in-house attorneys and virtually shutting down a collections machine that as recently as nine months ago was racking up hundreds of millions of dollars in monthly judgments. Jerry Salzberg, a lawyer who represents debt collectors and banks in the Chicago area, was familiar with Chase's dismissed Illinois collections attorneys, whom he describes as experienced, productive and profitable. "Someone from New York brought in the three lawyers, kicked them out with no warning and dismissed all their cases," Salzberg says. "These were people who were by the book. ...If they weren't the most profitable [of Chase's regional collection teams], they sure as hell were making a lot of money for the bank. ...Obviously something happened." Chase collections cases have dropped off sharply in Illinois in recent months, in addition to disappearing in five other states, an American Banker review indicates. The review focused on California, Florida Maryland, New York and Washington, where local court records are electronically searchable. After recouping $405 million in the first quarter of 2011, Chase's recoveries fell to $321 million in the second quarter and $266 million in the third quarter. It is not clear why Chase is walking away from billions of dollars of claims, but the number is likely to climb as word gets out that Chase is climbing out of the ring.

Miracles Do Happen

Three years ago, a little boy and his grandmother came to see Santa at the McAllister Mall in Saint John. The child climbed up on his lap, holding a picture of a little girl.

Who is this?" asked Santa, smiling. "Your friend?

"Yes, Santa,' he replied. "My sister,  Sarah, who is very sick," he said sadly.

Santa glanced over at the grandmother who was waiting nearby, and saw her dabbing her eyes with a tissue. "She wanted to come with me to see you, oh, so very much, Santa!" the child exclaimed. "She misses you," he added softly.

Santa tried to be cheerful and encouraged a smile to the boy's face, asking him what he wanted Santa to bring him for Christmas.

When they finished their visit, the Grandmother came over to help the child off his lap, and started to say something to Santa, but halted.

"What is it?" Santa asked warmly.

"Well, I know it's really too much to ask you, Santa, but.." the old woman began, shooing her grandson over to one of Santa's elves to collect the little gift which Santa gave all his young visitors.

"The girl in the photograph... my granddaughter well, you see ... she has leukemia and isn't expected to make it even through the holidays," she said through tear-filled eyes. "Is there any way, Santa, any possible way that you could come see Sarah? That's all she's asked for, for Christmas, is to see Santa."

Santa blinked and swallowed hard and told the woman to leave information with his elves as to where Sarah was, and he would see what he could do. Santa thought of little else the rest of that afternoon.  He knew what he had to do. "What if it were MY child lying in that hospital bed, dying," he thought with a sinking heart, "This is the least I can do."

When Santa finished visiting with all the boys and girls that evening, he retrieved from his helper the name of the hospital where Sarah was staying. He asked the assistant location manager how to get to the Hospital.

"Why?" Rick asked, with a puzzled look on his face.

Santa relayed to him the conversation with Sarah's grandmother earlier that day.

"C'mon.....I'll take you there." Rick said softly. Rick drove them to the hospital and came inside with Santa.

They found out which room Sarah was in. A pale Rick said, he would wait out in the hall.

Santa quietly peeked into the room through the half-closed door and saw little Sarah in the bed.

The room was full of what appeared to be her family; there was the Grandmother and the girl's brother he had met earlier that day. A woman whom he guessed was Sarah's mother stood by the bed, gently pushing Sarah's thin hair off her forehead. And another woman who he discovered later was Sarah's aunt, sat in a chair near the bed with a weary sad look on her face. They were talking quietly, and Santa could sense the warmth and closeness of the family, and their love and concern for Sarah.

Taking a deep breath, and forcing a smile on his face, Santa entered the room, bellowing a hearty, "Ho, Ho, Ho!"

"Santa!" shrieked little Sarah, weakly as she tried to escape her bed to run to him IV tubes intact.

Santa rushed to her side and gave her a warm hug.

A child the tender age of his own son -- 9 years old -- gazed up at him with wonder and excitement. Her skin was pale and her short tresses bore telltale bald patches from the effects of chemotherapy. But, all he saw when he looked at her was a pair of, huge blue eyes. His heart melted, and he had to force himself to choke back tears. Though his eyes were riveted upon Sarah's face, he could hear the gasps and quiet sobbing of the women in the room.

As he and Sarah began talking, the family crept quietly to the bedside one by one, squeezing Santa's shoulder or his hand gratefully, whispering "Thank you" as they gazed sincerely at him with shining eyes. Santa and Sarah talked and talked, and she told him excitedly all the toys she wanted for Christmas, assuring him she'd been a very good girl that year.

As their time together dwindled, Santa felt led in his spirit to pray for Sarah, and asked for permission from the girl's mother. She nodded in agreement and the entire family circled around Sarah's bed, holding hands. Santa looked intensely at Sarah and asked her if she believed in angels.

"Oh, yes, Santa... I do!" she exclaimed.

"Well, I'm going to ask angels watch over you." he said.  Laying one hand on the child's head, Santa closed his eyes and prayed. He asked that, God touch little Sarah, and heal her body from this disease. He asked that angels minister to her, watch and keep her. And when he finished praying, still with eyes closed, he started singing, softly, "Silent Night, Holy Night....all is calm, all is bright."  The family joined in, still holding hands, smiling at Sarah, and crying tears of hope, tears of joy for this moment, as Sarah beamed at them all.

When the song ended, Santa sat on the side of the bed again and held Sarah's frail, small hands in his own.  "Now, Sarah," he said authoritatively, "you have a job to do, and that is to concentrate on getting well. I want you to have fun playing with your friends this summer, and I expect to see you at my house at McAllister Mall this time next year!"

He knew it was risky proclaiming that to this little girl who had terminal cancer, but he "had" to. He had to give her the greatest gift he could -- not dolls or games or toys -- but the gift of HOPE.

"Yes, Santa!" Sarah exclaimed, her eyes bright.

He leaned down and kissed her on the forehead and left the room.

Out in the hall, the minute Santa's eyes met Rick's, a look passed between them and they wept unashamed.

Sarah's mother and grandmother slipped out of the room quickly and rushed to Santa's side to thank him.
"My only child is the same age as Sarah," he explained quietly. "This is the least I could do." They nodded with understanding and hugged him.

One year later, Santa was again back on the set in Saint John for his six-week, seasonal job which he so loves to do. Several weeks went by and then one day a child came up to sit on his lap.

"Hi, Santa! Remember me?!"

"Of course, I do," Santa proclaimed (as he always does), smiling down at her. After all, the secret to being a "good" Santa is to always make each child feel as if they are the "only" child in the world at that moment.

"You came to see me in the hospital last year!"

Santa's jaw dropped. Tears immediately sprang in his eyes, and he grabbed this little miracle and held her to his chest.  "Sarah!" he exclaimed. He scarcely recognized her, for her hair was long and silky and her cheeks were rosy -- much different from the little girl he had visited just a year before. He looked over and saw Sarah's mother and grandmother in the sidelines smiling and waving and wiping their eyes.

That was the best Christmas ever for Santa Claus.

He had witnessed --and been blessed to be instrumental in bringing about -- this miracle of hope. This precious little child was healed. Cancer-free. Alive and well. He silently looked up to Heaven and humbly whispered, "Thank you, Father. 'Tis a very, Merry Christmas!

If you believe in miracles you will pass this on...I did!

http://www.dinarrecaps.com/1/post/2012/12/santa-and-sarah-emailed-to-recaps-friday-evening.html

Congressional Testimony: Walter J. Burien to Bill Windsor of Lawless America. . . thanks to R. | 2012: What's the 'real' truth?

Congressional Testimony: Walter J. Burien to Bill Windsor of Lawless America. . . thanks to R.

Posted on December 7, 2012 

Published on Dec 6, 2012

Congressional Testimony: Walter J. Burien to Bill Windsor of Lawless America.

Lawless America…The Movie is all about exposing the fact that we now live in Lawless America. We no longer have laws that are enforced because judges do whatever they want to do. America has also become lawless because government officials are dishonest and/or corrupt.

The movie will expose corruption in every state. The Movie will focus on victims. Corrupt judges and corrupt government officials will be exposed, and we will confront a number of the crooks.

If anyone has ever questioned the story of a person who has expressed the view that they were a victim of the government or of judges, this movie will prove that the odds are that the corruption report was true. In fact, there are probably tens of millions of victims in the United States who never realized what happened to them.

One feature length documentary movie is being produced. It will be shown in theaters, on Netflix, Blockbuster, and other such video places, and the movie will be presented at the Sundance Film Festival and other film festivals.

In addition, videos will be produced for each state and for each type of corruption. Everyone interviewed for the film recorded a three-minute segment that will be done as testimony before Congress as well as a 30-60 minute on-camera interview with Bill Windsor, founder of LawlessAmerica.com and the revolutionary Party. The legislators in each state are receiving the testimony from those in their state, and the members of the U.S. House and Senate will receive all of the testimony nationwide.

Over 750 people were scheduled to be interviewed for the movie.

For more information, see www.LawlessAmerica.com — www.YouTube.com/lawlessamerica — www.facebook.com/lawlessamerica –http://www.imdb.com/title/tt2337260/

The Coming POLE SHIFT in 2012: An interview for Survival & Signs with Howard Stein .

A MUST LISTEN WITH AN OPEN MIND...

The Coming POLE SHIFT in 2012: An interview for Survival & Signs with Howard Stein

http://www.youtube.com/watch?v=SZ0e1xr9s0A

Pearl Harbor not a surprise?

Subject: Pearl Harbor not a surprise?

Ronald

The "surprise" attack
on Pearl Harbor.

The original 9/11...

Video:

http://www.brasschecktv.com/page/20310.html

- Brasscheck

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