Obama Changed ISIS Into ISIL, here is Why!

IF there is a SINGLE PIECE OF  INFORMATION ON THE INTERNET that MOST SUCCINCTLY DEFINES AND PROJECTS THE SECULAR FUTURE OF THIS CURRENT DIABOLICAL CONVERSION OF THESE united States of America INTO AN ISLAMIC CALIPHATE -- WITH CONCOMITANT CHRISTIAN SLAUGHTER:

THE ATTACHED mp-4 FILE IS IT!!!!

 [The URL http://www.youtube.com/watch?v=9YtfBJL5CZk IN CASE THE ATTACHMENT IS "LOST"!!!]

Big Banks Said To Overhaul FX Trading After Scandals

Big Banks Said To Overhaul FX Trading After Scandals

09/16/2014

Biggest Banks Said to Overhaul FX Trading After Scandals

By Julia Verlaine and Gavin Finch
September 16, 2014 5:54 AM EDT

The world’s biggest banks are overhauling how they trade currencies to regain the trust of customers and preempt regulators’ efforts to force changes on an industry tarnished by allegations of manipulation.

Barclays Plc, Deutsche Bank AG, Goldman Sachs Group Inc., Royal Bank of Scotland Group Plc and UBS AG, which together account for 43 percent of foreign-exchange trading by banks, are introducing measures to make it harder for dealers to profit from confidential customer information and take advantage of clients in the largely unregulated $5.3 trillion-a-day currency market, according to people with knowledge of the changes.
~~~

  Banks have capped what employees can charge for exchanging currencies, limited dealers’ access to information about customer orders, banned the use of online chat rooms and pushed trades onto electronic platforms, according to the people, who asked not to be identified because they weren’t authorized to discuss their firms’ practices.

“This is finally bringing the FX market into the 21st century,” said Tom Kirchmaier, a fellow in the financial-markets group at the London School of Economics who specializes in the governance of banks. “What we’re seeing is a modernization of processes that probably should have been brought in 15 or 20 years ago.”

Benchmark Rigging

The banks are acting after authorities on three continents opened probes into allegations that dealers leaked confidential client information to counterparts at other firms and colluded to rig currency benchmarks used by money managers. U.S. and U.K. regulators are in talks to settle some of the probes as soon as November. Prosecutors in the U.S. are preparing to file charges against traders as soon as next month, two people with knowledge of the matter said.

The scandal may cost lenders as much as $15 billion in fines, according to Chirantan Barua, an analyst at Sanford C. Bernstein Ltd. in London.

Regulators are probing allegations that traders shared data about orders with people at other firms using instant-message groups with names such as “The Cartel” and “The Bandits’ Club,” and with clients in a bid to win business. One focus is whether dealers sought to move the WM/Reuters rates in their favor by pushing through trades before and during the 60-second windows when the benchmarks are set.

Britain’s Financial Conduct Authority this year ordered banks to review their rules about conflicts of interest in the foreign-exchange market, a person with knowledge of the talks said. The regulator also plans to evaluate the controls that firms have over traders around the time benchmarks are set, according to its business plan. Chris Hamilton, a spokesman for the FCA, declined to comment.

‘Look Good’

“The banks are very concerned about what the regulators are going to do, and this makes them look good,” said Colin McLean, founder and chief executive officer of SVM Asset Management Ltd. in Edinburgh, which oversees more than $900 million. “Maybe they think it protects them somewhat from future regulatory changes.”

RBS and Barclays this year stopped traders and salespeople from seeing colleagues’ forthcoming deals and their banks’ buy and sell orders in aggregate, four of the people said. Such information is useful for traders looking to protect themselves or profit from future market moves, they said.

RBS now segregates client requests for currency trades at the benchmark rate from the rest of the order book, according to two of the people. Only the trader handling the order at the reference rate is able to see it. The Edinburgh-based bank also stopped taking orders at WM/Reuters rates for some emerging-market currencies, which are more vulnerable to manipulation because they’re less widely traded, the people said.

Pop-Up Box

At Barclays, deals of more than $20 million now show only basic information, two people said. If a salesperson or trader tries to view the details of the order on the firm’s internal computer system, a pop-up box appears, warning them that their interest will be logged and an e-mail sent to compliance.

Spokeswomen for RBS and London-based Barclays said they couldn’t comment on compliance procedures.

Before regulators started their investigations, most banks’ order books were visible to employees on the desk, and traders and salespeople would routinely pass on information about large deals to their best clients in a bid to secure future business, according to six people with knowledge of trading practices. Clients frequently requested such tips, the people said.

The information would allow customers, including hedge funds, to place their own bets in the knowledge that the market probably would move when a currency reached a certain level, according to the people. Some clients would threaten to withhold business from a lender who didn’t comply, they said.

‘Particularly Sensitive’

The amount of information about customer orders that bank sales teams are passing to clients has dwindled to almost nothing, according to an investor at one of Europe’s largest money managers who asked not to be identified because he wasn’t authorized to speak publicly.

“With regulators particularly sensitive to any activity that even appears improper, trading-desk employees do not want to create any perception that client confidences are being breached,” said Kevin McPartland, head of research for market structure and technology at Stamford, Connecticut-based Greenwich Associates.

Even so, the measures being taken won’t completely stop all information from leaking as traders will find a way around the restrictions, the investor said.

Snapchat Communications

While banks can limit access to details about client orders on their computer systems, they can’t keep employees from talking to one another. Some traders also are communicating with clients and counterparts at other firms via Snapchat, a mobile-phone application that sends messages that disappear, to circumvent their company’s controls, according to a person with knowledge of the practice.

Another focus of regulators is the hidden charges firms have been levying on customers. Since foreign-exchange dealers don’t charge a commission, as traders do in equities markets, their profit is determined by how much better a rate they can get than what they offer clients.

Bloomberg News reported in June that banks including New York-based Goldman Sachs were charging less-sophisticated clients excessive markups. Since then, the firm has prohibited its Alpha desk, which deals with hedge funds that specialize in equities and trade currencies infrequently, from adding more than 30 basis points to trades, one of the people said. A basis point is 0.01 percent.

‘Fig Leaves’

Managers at Deutsche Bank have advised foreign-exchange employees that they shouldn’t charge a markup on straightforward buy and sell orders in actively traded currencies where the Frankfurt-based lender isn’t assuming any risk, according to two people with knowledge of the matter. In June, the U.S. Justice Department started asking bankers and clients how much sales teams charge customers to exchange currency.

Spokesmen for Deutsche Bank and Goldman Sachs said they couldn’t comment. Jeffrey French, a spokesman for New York-based Citigroup Inc., the world’s biggest foreign-exchange dealer according to a Euromoney survey, declined to comment about whether the bank has changed its currency-trading practices.

“For some of the more naive clients, there is still probably gaming going on by the banks because the incentives are there for doing so,” SVM’s McLean said. “These changes look like fig leaves.”

Electronic Platforms

The probes and demands for greater transparency are accelerating the shift of trading onto computer platforms. While equities are predominantly traded electronically on exchanges, the majority of currency deals are over the counter, forcing clients to rely on their dealers to trade and for market and order-book information.

The proportion of foreign currency traded electronically has climbed to about 73 percent this year from 43 percent in 2005, according to Greenwich’s McPartland.

Goldman Sachs is encouraging clients who placed their orders via e-mail to trade through its own electronic platform. That takes away the opportunity for salespeople to see how a currency moves before providing a rate and to charge the highest rate over a period of hours.

UBS, based in Zurich, is encouraging more clients to use its electronic-trading platform, Neo, according to a person with knowledge of the development. A spokesman for the lender declined to comment.

"People who want to have early-mover advantage, as some of these banks have demonstrated by implementing changes,

are taking some risks since they don’t know what the regulators may conclude,” said Marshall Bailey, who as president of ACI represents more than 13,000 people working in financial markets, including foreign exchange.

“Given the hundreds of millions of dollars of fines for misconduct they may potentially face, the risk is worth it.”

http://mobile.bloomberg.com/news/2014-09-15/biggest-banks-said-to-overhaul-fx-trading-after-scandals.html

http://www.dinarrecaps.com/our-blog/big-banks-said-to-overhaul-fx-trading-after-scandals

Bits and Pieces Late Monday Night

Bits and Pieces Late Monday Night

09/15/2014

Dinar Updates:

Poppy3 :LAST EVENING AND BEFORE I REPORTED THAT SOME INDEPENDENT CONTRACTORS WERE PREPARING TO RETURN TO IRAQ AND CONTINUE CONSTRUCTION ETC...JUST GOT WORD THAT SOME ARE BUT THAT MANY ARE STILL BEING HELD UP FOR SOME REASON.

EXXON CREWS AND SHELL CREWS STILL NOT PREPARING TO GO BACK. NO REASONS GIVEN BUT STRANGE THAT SOME ARE AND SOME NOT.

WHAT IT MEANS AT THIS TIME IS UNKNOWN. JUST KEEPING YOU ABREAST OF FACTS NOT THE FICTION. [maybe due to ISIS?] I DON'T THINK ISIS IS VIABLE WITHIN IRAQ. THERE ARE SO FEW THERE AND NOW DON'T HAVE CONTROL OF ANY PART OF IRAQ. HOWEVER IT MAY BE JUST A SAFETY MOVE FROM THE COMPANIES.
....

*************************

Stage3Alpha:

RE: Poppy3 Earlier Today  ...THREE SOURCES ALL IN AGREEMENT AND I ASSURE YOU  NOT ONE KNOWS THE OTHER.
THIS TIMING THING RELIES ON ABADI GETTING SOME THINGS DONE SO ALL WE CAN DO IS MAINTAIN FAITH AND PRAY HE KEEPS PUSHING AS HE HAS  BEEN TO FULLFILL HIS SEATING OF THE GOV/ AND VOTES THAT MUST BE CARRIED OUT.  IF HE DOES ALL THE SOURCES THINK, THE PLANNED RELEASE OF A NEW RATE WILL HAPPEN AS EARLY AS TUESDAY EVENING INTO WEDNESDAY EVENING. EITHER WAY IT SOUNDS VERY GOOD

wilbur grodan Poppy3 intel is consistent
<60 to go    WEDNESDAY show looking strong now

gena  wilbur i think poppy3 is right on i was thinking tuesday and wednesday myself

wilbur grodan September 15, 2014 at 9:36pm   Au creeping higher
USDX creeping lower

Tomorrow may see small moves in the same vein

WEDNESDAY looks like a BIG DAY

**********

G T  More Clues......Look Out For Janet Yellen!!

She may attempt to THROW A WRENCH in the RV ROLLOUT!!!

EXOGEN > G T NO WE ARE WAITING FOR HER TO START YELLEN

kam306  Exo! I thought you said it was live in two other places yesterday !

EXOGEN > kam306 CLOSE TO 6 PLACES

Christian Da Silva >Seems like, you guys should start a list of all the gurus that have put stuff out there that was incorrect.

EXOGEN > Christian Da Silva September 15, 2014 at 5:53pm EVERYBODY HAS BEEN WRONG

EXOGEN >  BUT BANK SCREENS WITH RATES ON THEM DO NOT LIE

Ron Burgundy > Rates are not live in Malaysia - Total BS LMAO

EXOGEN > Ron Burgundy $3.71

EXOGEN :http://www.zerohedge.com/news/2014-09-15/petrodollar-panic-eu-officials-admit-buying-oil-isis

*************************

KTFA:

Monday Night KTFA Conference Call. Approx: 175 Minutes long.   The first part is Member Business Promo, and the second part is Iraq/Dinar Intel.

https://www.freeconferencecallhd.com/playback.html?n=OTQCw/jqig5

PLAYBACK # : 760.569.7699 PIN: 156996#

***************************

TNT:

[scul] Frank key points:  $2 mill being spent on roses and palm trees Bagdad- now do u think you are hearing real times on USA news media stations? ,

Educating people ATM machines , salaries lifting govt( meaning they are getting a raise- HAHAH) , Fox tv not up-to-date ,

Dr Shabibi brought CBI up-to-date, GOI seated , USA has full control , Iraq banks popping up all over International , All drones on ground , F16 Bombing…won’t tell where….. (yawn) ,

ISIS getting the SH#T knocked out of them , 45-50 countries human coalition , a lot of British troops over there(don’t believe news) , …just like chocolate pudding- sweet.

Per Delta, first time ever –Perfect Gov’t , “Around the corner” passing laws very quick- frank says nobody knows date-rate but gave file end of Oct- will explain more tomorrow …but nobody knows date & rate…. Love what we are seeing !

**********************

I4U:

[Bear'sOpenHeart] NEW DINAR AND BETWEEN LISTED ASSETS MANAGED BY REUTERS !; GLOBAL RESET HAS STARTED! 

Published by admin September 12th, 2014 in Economy , Current Policy Well, guys, since fate has made it a server (thanks to an astute reader) who has the honor to announce the EXCLUSIVE WORLD MOST IMPORTANT OF ALL TIME (until the ETs down, of course), neither more nor less than Reset the start of the monetary system, embodied in the Iraqi dinar.

This morning I included it in a post that claims forero within the elite of the good called "Exogen" stating that the new dinar was already working at a digital level in the global market. Well, just hours later, a follower of  www.rafapal.com   working in the world of finance sent me a screenshot of Reuters (not only sends news but the price reflects market) confirming information "Exogen "and shows some deposits handled by a background of Dubai where it appears associated with the Dinar, the expression NEWD (New Dinar).

And it is from yesterday, September 11, the day the mythical forero said. Below the screenshot witnessing the beginning of the New Age, the explanation that this reader offers but just not yet believe, read:

the Swiss government will support its currency, or o. Eye! the process has already begun does not mean that we see yet. Surely, the new dinar late yet to hit the market ... I'm probably weeks ahead when it becomes public. PD. So now that you understand the Faint gave Emilio Botin? He stood no surname !!

http://www.dinarrecaps.com/our-blog/bits-and-pieces-late-monday-night1

BLC Admin Tlm724 News & Member Chat

BLC Admin Tlm724 News & Member Chat

09/16/2014

Sinead sworn in as a substitute for the Vice President of the Republic Maliki

[tlm724] short and sweet

[cat] tlm724 wow good news

[tlm724] so this makes me ask is Maliki getting a different position or did he get caught ???

[tlm724] cat I think it may be good news too but it's too early to say because it from an informed source

[cat] tlm724 hope allawi is next

[tlm724] yes that would work too, but Allawi may be behind this dethroning of Maliki

[cat] yep
~~~

Baki Moon: ready to support international coordination against Daash and Iraq and its neighbors in front of a historic opportunity to confront terrorism

[tlm724] Baki Moon: ready to support international coordination against Daash *hallelujah*

[tlm724] "the United Nations is ready to support Iraq and the region through coordinated efforts of political, social and human and financial resources necessary to address the current crisis,

[tlm724] thats what I have been waiting to see

[tlm724] the full support from the UN !

 
[tlm724] it had to happen this way, the UN has the power to impose sanctions , provide funding and put a hurt on anyone who supports ISIS etc... it's critical in making a difference in this fight !
~~~

Call for the issuance of sovereign bond supports the housing sector

[tlm724] said economic expert, Dr. appearance of Mohammed Saleh, said that the financing of the deficit will be from local sources first and then sprawl to global markets

[tlm724] so begin within Iraq then go global !

[campdav] tlm724 Baffeled, how can they sell those bonds ( if they are internationally) without a new rate?

[tlm724] campdav good question lets look at the rest then I will pose another question

[campdav] tlm724 That was big on Shredds radar

[tlm724] indicating the importance that the present state bonds for Reconstruction and Development and not merely sell remittances

[tlm724] campdav thats the auctions ^^^

[lightingcslt] sold in the iraqi market

[tlm724] Saleh indicated that the Ministry of Finance lacks makers, financial market, a self- issuing treasury transfers that clog deficit temporarily in the budget, while there should be an expert to manage this process and who can find them through cooperation with the World Bank in this area

[campdav] tlm724 So it must be those treasury notes they are calling bonds, sovereign bonds?

[lightingcslt] campdav sold only in the Iraqi market

[tlm724] campdav I think it may be but not sure

[tlm724] the most important piece to this puzzle is this which currency are they using, IQD or USD ?????

[campdav] tlm724 Another great question

[tlm724] because they can issue bonds in which ever they choose, we want to see IQD bonds !

[campdav] Must be what Shredd mentioned, selling them internationally?

[tlm724] campdav yes he is looking for gov bonds issued in IQD

[campdav] tlm724 He is saying Sovereign Bonds on 1 hand and treasury notes on the other

[campdav] Thats a Shredd question

[lightingcslt] tlm724 my guess would be it would have to be in dinars

[tlm724] campdav yes I noticed that I am thinking these are T-bills

[tlm724] lightingcslt hmm

[campdav] tlm724 That was my 1st thought until I saw Sovereign Bonds

[lightingcslt] tlm724 look at our t bills they are in dolllars

[campdav] When I saw Sovereign Bonds I perked up  

[lightingcslt] like brits is in pounds

[tlm724] yes BUT they can issue the bonds with a more stable currency such as the USD

[lightingcslt] so my guess would be it would have to be their country s currency

[tlm724] its up to the country to choose

[campdav] lightingcslt tlm724 The question is are they selling them on the Int market place?

[lightingcslt] campdav we need stock broker here right now  

[tlm724] I emailed Shredd, will let you know when I get a response

[tlm724] campdav lightingcslt these are treasury notes which are issued with maturities of one, three, five, seven, and 10 years, while Treasury bonds (also called “long bonds”) offer maturities of 20 and 30 years.

[campdav] why are they calling them Sovereign?  Weird, Probably a translation

[tlm724] yes strange but we know they are NOT short term treasury bills

[campdav] tlm724 Heres the trillion dollar question

[tlm724] lay it on me baby  

[campdav] why sell them in the 1st place if your planning the repricing of your currency OR ARE YOU?

[tlm724] campdav because it will make them more money

[tlm724] the interest rate is usually low on these gov backed bonds

[campdav] tlm724 Well true but no where near what the RV would IMO

[tlm724] well regardless of a currencies value it is still business as usual for any government  and Saleh is saying these are  to be 5 years or more

[campdav] tlm724 I see the WB involved somehow

[campdav] tlm724 True

[tlm724] yes World Bank *hallelujah*

[campdav] tlm724 Interesting situation

[tlm724] yeppers sure is, a positive sign no matter how you slice it campy !

[lightingcslt] tlm724 but sold only in Iraq ?

[tlm724] for now is what Saleh said, then global
~~~

Activating the economic decisions to move the wheel of development

[tlm724] in addition to seriously implement and flexible laws broken or lagging the most prominent of the laws of customs tariffs, and consumer protection, antitrust, and protection products Alaracah.kma confirmed the importance of the legislation of laws that have been the victim of harassment policy, the most important law of infrastructure and approve budgets before the end of the year preceding the budget year

[tlm724] as well as the launch of exports of products Iraqi unconditionally except what his relationship to food security and to facilitate the procedures so that they can direct any process of export within 5 days and give them all exceptions and exemptions to meet the quality requirements and specifications in addition to the formation of Export Promotion Center and the use of embassies and Iraqi commercial attaché.

[tlm724] getting everything lined up for trade export and the WTO
~~~

Kurdish calls to approve oil and gas law

[tlm724] " calling the new session in the House of Representatives to draft a law that includes the right of the Kurds in the management of oil policy.

He continued: "The new government that is taking serious steps to resolve the outstanding problems between the province and the center, to form a government of national participation can solve the problems between the government and the province Alathhadah.

[tlm724] the call goes out !
~~~

House gives confidence to the Minister of Water Resources and completed sworn in for a number of MPs and ministers

[tlm724] and not given to the candidates of the ministries of interior, defense and tourism in led House of Representatives bench and ministers absent from the session giving confidence sworn.

its commitment to the time he made ​​to provide security minister within the cabinet reshuffle within a week.

[tlm724] In a related context sworn ladies and gentlemen deputies bench for the MPs who have held ministerial positions or the Vice-President of the Republic who are all from Hassan Sinead, instead of Nuri al-Maliki

Mr. Haider Abadi, head of the Council of Ministers to postpone the names of the security minister in the session giving confidence was at the request of the blocs

[tlm724] calling for the postponement of the vote on the security minister to Thursday within the understandings between the blocks

The Presidency decided to adjourn the meeting to next Thursday 18/9/2014.

http://www.bondladyscorner.com/t100165-morning-news-comments-9-16-2014

http://www.dinarrecaps.com/our-blog/blc-admin-tlm724-news-member-chat

GI TESLA PLANT

California Fascinating!

Watch this and you'll better understand why
manufacturing jobs will never be what they once were.

Once upon a time this was science
fiction. 


http://www.youtube.com/embed/8_lfxPI5ObM?rel=0

U.S. WELFARE PAYS FOR 4 'WIVES' PER HUSBAND

Socialism at it's finest - right here in America

 U.S. WELFARE PAYS FOR 4 'WIVES' PER HUSBAND

				U.S. WELFARE PAYS FOR 4 'WIVES' PER HUSBAND
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Michigan welfare Phone Number: 1.888.678.8914

RUSSIANS DID NOT SHOOT DOWN MH17

RUSSIANS DID NOT SHOOT DOWN MH17 

Here's the REAL TRUTH: OBAMA  LIED .....  "KIEV"  LIED ....   
The RUSSIANS ARE INNOCENT and  victims of USA FALSE FLAG EVENTS
MH17 Dutch Report: Airplane Was NOT Shot Down by a S2A Missile

Read more at MH17 Dutch Report: Airplane Was NOT Shot Down by a S2A Missile - Freedom Outpost

				MH17 Dutch Report: Airplane Was NOT Shot Down by a S... MH17 Dutch Report: Obama Lied Again — Airplane Was NOT Shot Down by a S2A Missile

New Theory About Princess Diana's Fatal Car Crash

Hi, John,

Through the research for my book “Journey Into The Light”, I encountered some scientific evidences that the car with on-board vehicle computer systems (or ECU, Electronic Control Units) can be hacked remotely as long as it either has remote access capabilities, such as On-Star, or MBrace, or has an transceiver unit attached to its ECU circuit so that the external instruction can be transmitted to this unit then to the on-board computer systems.

The joint research team from University of California, San Diego and University of Washington has conducted extensive research on this subject and published a couple of reports. To learn more, please click on the menu tab “Remote Car Hacking”. (http://www.disclosurebypeople.com/?page_id=125)

Princess Diana’s fatal crash in Paris, France happened in 1997. The car which she was riding in was a 1994 Mercedes Benz S280, which belongs to the MB series W140. The service manual of W140 shows that this series of luxury vehicles made by Mercedes Benz in 1990s employed the on-board computer systems (or ECUs), as most of the modern cars do nowadays.

In my book, I have shown that it is possible for people to attach a wireless transceiver to the on-board computer systems, and do all sorts of things, including taking TOTAL control of the car, which means that the manual operations by the driver could be overridden. The aforementioned scientific research report has demonstrated this very important point.

So Princess Diana’s car could have been remotely controlled to accelerate to about 65 mph, prior to entering a underpass in the downtown of Paris, then swerve to hit the support columns. Either the 1994 S280 has already got a wireless communication system on it, or somebody attached a wireless transceiver to the ECU interface.

Please note this is just a hypothesis.

If you want to learn more this or other hidden knowledge, please check out my book “Journey Into The Light”. You can download it for free if you do not have access to Amazon.

Happy Empowerment!

JitL

www.disclosurebypeople.com/?page_id=346

Pentagram

Subject: Pentagram
Date: 09/16/14 10:39:40

See attached diagram, this shows where the former Nazi death camps were and where they BURNED or Immolated people to worship their God Satan!!!  This is why the old Chinese leaders burned Temples and killed people in order to satisfy the Rothchild God Satan...

Banks are shutting down accounts of some Americans

Forward to a Friend Having trouble viewing this issue? Click here. Refer a Friend to Wealth Daily.

Banks are shutting down accounts of some Americans By Jeff Siegel | Tuesday, September 16th, 2014 It's the scariest thing happening to Americans right now. Some banks are turning away Americans and don't want anything to do with them. What's even worse is that these banks are shutting down accounts without warning. Christophe Ungar saw his bank close out his mutual fund account without prior notice, resulting in considerable losses due to the early withdrawal. And many other frightening situations like this are happening as we speak. What most people don't know is that these account closures are because of an Executive Order known in some circles as "NCO1." In fact, it's been totally ignored by the mainstream media. Some Americans are worrying (and rightly so) about not having a normal way of life if they can’t have access to banking. You need to see what this mind-blowing story is about, how it will impact your life, and how you can safeguard your wealth as this new development unfolds rapidly. Watch this free presentation for all the details right now. Sincerely, Jeff Siegel Publisher, Freedom and Capital This email was sent to goze@gmx.net. You can manage your subscription and get our privacy policy here. Wealth Daily, Copyright © 2014, Angel Publishing LLC, 111 Market Place #720, Baltimore, MD 21202. All rights reserved. No statement or expression of opinion, or any other matter herein, directly or indirectly, is an offer or the solicitation of an offer to buy or sell the securities or financial instruments mentioned. While we believe the sources of information to be reliable, we in no way represent or guarantee the accuracy of the statements made herein. Wealth Daily does not provide individual investment counseling, act as an investment advisor, or individually advocate the purchase or sale of any security or investment. Neither the publisher nor the editors are registered investment advisors. Subscribers should not view this publication as offering personalized legal or investment counseling. Investments recommended in this publication should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company in question. Unauthorized reproduction of this newsletter or its contents by Xerography, facsimile, or any other means is illegal and punishable by law. Please note: It is not our intention to send email to anyone who doesn't want it. If you're not sure why you're getting this e-letter, or no longer wish to receive it, get more info here, including our privacy policy and information on how to manage your subscription.