Historian Cash-In Plan OVERVIEW
This Cash-In Plan walks you through some tasks and decisions you may need to address to prepare for cash-in. It is organized in steps from now to the time you set up Advisors (attorney, accountant, etc.). After that, your Advisors will help you plan cash-in and secure your new wealth, so you only need to make the first part of the journey on your own.
Historian
Note: This Cash-In Plan assumes that the IQD rate at RV will stay the same for some time or increase, and that it will not decrease within the first 12 months (the latter would require a different plan.)
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3 BIG STEPS TO CASH-IN (that you must take on your own)
Step 1: Your Transition - Organize funds to cover 6 months of expenses and activities
Step 2: Your Wealth - Estimate your profit and wealth BEFORE you select your Advisors
Step 3: Your Advisors - Select Advisors who specialize in your wealth level and “click” with you
WHY IS THE PLAN FOR 6 MONTHS?
There are practical considerations:
You may need to set up or revise your legal and financial structure, and it may take time to find the right Advisors – you should interview several attorneys, accountants, etc. before settling on the right team. Scheduling and meeting with these people – especially if they are in demand – could take 2 weeks or could easily take 1 to 2 months. You need to plan for the longer possibility . . . so, 2 months.
Your Advisors will need to set up the right legal and financial structure for you, and define a plan for you to cash-in. Attorneys and accountants – especially very good ones – are busy, so they will need to fit your work into their regular schedule. They will need to develop the plan, do paperwork and filing. This could take just 1 week or as long as 1 month.
After that, you will need to set up bank accounts for the entities in your legal structure. The bank will need specific documents, and they may take more than 1 day to process these. Allow for 1 week.
Only after you have set up your legal and financial structure, are you ready to cash-in the bulk of your IQD (or VND). You may need to schedule cash-in appointments. Allow for 1 week.
So the time from RV to cash-in could be as little as 1 month or as much as 4 months. To make sure you are not worrying about living expenses and other financial issues, you need a plan that is comfortably longer than 4 months. That is why this Cash-In Plan is for 6 months.
(End of Part 1 of 4)
CASH-IN PLAN (Part 2 of 4)
STEP 1: YOUR TRANSITION - Organize funds to cover 6 months of expenses and activities.
In Step 1, you set up a TRANSITION BUDGET. This will cover (a) Expenses for 6 Months including the cost of your Advisors, (b) Debt Repayment, and (c) Rewards.
WHY DO THIS:
A TRANSITION BUDGET buys time for you to calm down, adjust and THINK CLEARLY again. It also:
- buys time to get past any bait rates
- buys time to let professionals help you pay off debts, cash-in and secure your new wealth
- helps you avoid spending wildly and wasting your wealth (due to sheer excitement!)
- trains you to start thinking like the wealthy person you now are – the wealthy all have a plan that outlines what % they will spend on different living expenses, luxuries and types of investments
WHAT TO DO:
Exchange the minimum amount of IQD needed to cover all the costs in Step 1. This may be one 10K or one 25K IQD note, or more. Make sure you have enough to pay for all of the following:
Note: You may also be able to arrange a line of credit using your IQD as collateral. If so, you may not have to cash-in any IQD to cover your transition, but the rest of your Cash-In Plan will still be the same.
a) Expenses for 6 months:
Basic monthly living costs:
- home costs: monthly rent/mortgage, utilities, phone, security, other
- loan payments: monthly auto or other loans
- personal care costs: food, meds, clothing, health care, dental, other
- annual: property tax; insurance on property, vehicle, health, other
- R&R: basic entertainment, recreation, travel/vacations, gifts
- Other: any regular costs not already noted
- Contingency: add 15% of the above - this is for emergencies
One-time costs:
- 6 months insurance for your IQD (and VND) if you do not already have it
- repairs, maintenance or minor upgrades to home, auto, security, other
- special personal costs – e.g. health care you have been waiting for
- $10K to $25K to set up your entire legal and financial structure
b) Debt Repayment:
Debts you can pay right away:
- small current debts with NO PENALTY if paid off – (e.g. credit cards)
- overdue bills and mortgage payments
Debts you DO NOT INCLUDE: (see your Advisors first)
- large current debts that HAVE A PENALTY if paid off – e.g. mortgage
- large overdue debts - e.g. foreclosure, outstanding taxes *
*Note: see your Advisors about this first; there are specialists who can help you minimize your costs, as well as settle any other associated legal or financial issues
c) Rewards:
Set aside a SMALL budget for “treats” and “toys” that are a HIGH priority – this will help you avoid wasting your wealth on impulse items that you later do not use – examples of treats and toys include:
- Vacations – take your time planning each vacation and make sure you get maximum value; it is easy to travel because you can afford it, but you also want to make sure you enjoy the trip and get top value. (It is also prudent to secure your wealth first.)
- Clothes – buy better quality or fill in gaps in your wardrobe, and know what you need. Avoid shopping sprees. It is easy to get carried away here – you cannot return it or sell it for much value. Once it is spent, it is gone . . . and part of your new wealth is gone forever.
- Toys – pick up a few of those dream electronics, home, hobby or other items you have always wanted, especially if they are not large ticket items – these toys will help you stay disciplined about your budget while you set up your Advisors and prepare for cash-in
- Vehicles – if you can, get by with the present vehicle until cash-in. Your Advisors may recommend that your trust or corporation/LLC own the vehicle. If necessary, repair the present vehicle, rent a vehicle, or buy a low end vehicle that you can later upgrade
- Real Estate – it is best to select your Advisors BEFORE you buy a new property. This is the kind of item that they may suggest your trust or corporation/LLC own. Take 6 months to compare properties while you wait. Travel and experience new locations.
d) Calculate your TRANSITION BUDGET:
Expenses (a) + Debt Repayment (b) + Rewards (c) = TRANSITION BUDGET
e) Simple Tips to help you stay “On Budget” for 6 months:
If you are disciplined about managing your money, you may not need to do this. If you tend to lose track of your funds, then this may help you stay within your budget:
- open several bank accounts
- put the funds for (a) and (b) into one account
- put the funds for (c) into another
- set up a third account for putting aside tax money and tithing money as you cash-in
(End of Part 2 of 4)
CASH-IN PLAN (Part 3 of 4)
STEP 2: YOUR WEALTH - Estimate your wealth BEFORE you select your Advisors
To keep it simple, Step 2 only considers the wealth you gain from cash-in of your IQD (and VND). It does not include any current wealth you may have, such as a home or savings, since this is likely to be a minor percentage of your new wealth.
In Step 2, you calculate approximately what YOUR WEALTH will be after you cash-in your entire IQD investment and subtract all payouts. You will base this on the RV rate, and update the amount if the rate goes up. You need this information to help you select the right Advisors.
WHY DO THIS:
Knowing YOUR WEALTH is essential to securing and growing YOUR WEALTH. It will help you:
- select Advisors that have clients similar to yourself in wealth and lifestyle
- reset your priorities, now that wealth has given you new options
- remind you that luxuries REDUCE YOUR WEALTH, so think before you spend
- spend only on priorities and maximize YOUR WEALTH
WHAT TO DO:
YOUR PROFIT is the money you will make from cash-in of your total investment, less ALL payouts. To calculate YOUR PROFIT, do the following:
a) Calculate your Proceeds from cash-in:
Calculate the money you will receive from cash-in.
Use the cash-in rate at RV (you can update this if it goes up).
b) Calculate your Payouts:
These include:
- taxes on the proceeds (use the highest % for now)
- tithing or causes (% of net proceeds after taxes)
c) Calculate YOUR PROFIT:
Proceeds (a) – Payouts (b) = YOUR PROFIT (c)
YOUR WEALTH is what you will have left after you spend part of YOUR PROFIT on expenses, large debts and big purchases (excluding a new property). To calculate YOUR WEALTH, include the following:
d) Your Transition Budget:
Use the amount from Step 1 (d)
e) Large Debts NOT included in the Transition Budget:
These include large items you excluded in Step 1 (b):
- current debts that HAVE A PENALTY if paid off – e.g. mortgage
- overdue amounts - e.g. foreclosure, outstanding taxes
f) Luxuries and Big-Ticket Items NOT included in the Transition Budget:
These include:
- high end vehicle or boat
- luxury goods
- big vacations
- other
g) Calculate YOUR WEALTH:
YOUR PROFIT (c) - Transition Budget (d) - Large Debts (e) - Luxuries (F) = YOUR WEALTH
(End of Part 3 of 4)
CASH-IN PLAN (Part 4 of 4)
STEP 3: YOUR ADVISORS - Select Advisors who specialize in your level of wealth and “click” with you
In Step 3, you select YOUR ADVISORS and work with them to develop your Cash-In Plan. Following this, you will proceed with the bulk of your cash-in. You need to know all of the information in Steps 1 and 2 in order to select the right Advisors.
WHY DO THIS:
Not all Advisors are equally qualified to help you. You need Advisors who are well versed in assisting clients with needs and considerations that are similar to your own. This is because:
- they are deeply familiar with the laws and rules that will most affect you
- they have perfected their theories on many clients (you will not be a guinea pig)
- they know how to work with laws and rules to maximize the PROFIT from your cash-in
- they know how to help you minimize taxes and manage your wealth year after year, so that you can achieve and maintain the life that you want
WHAT TO DO:
a) Interview your Advisors:
You have set aside $10K to $25K to set up your entire legal and financial structure
- DO NOT tell the Advisors you interview that this is your budget
- Always come across as a well-heeled penny pincher
- DO NOT tell the Advisors you interview all your details
- Give them a high-level overview with ball park figures
- Make sure you interview at least 3 candidates for each Advisory role
- Look for Advisors who understand what YOU want (and do not push their views)
- DO NOT sign any documents that charge you for a FREE consultation
- DO NOT sign or pay for any documents or analyses you did not ask for
- DO NOT accept any offers that appear to be generous "free" analyses
- If you retain this Advisor, you may be charged later for the service
- Once you have agreed on the specific services, you will likely need to sign a contract or form agreeing to these services. Read all the fine print, and make sure you understand absolutely everything that is described. Do not hesitate to ask for clarification. Your Advisors will respect you and give you better service.
b) Select your Advisors
Make sure your team can work with each other; they should not be “flying solo”.
At the very least, your attorney and accountant MUST work as a team.
- Ask the attorney if he/she can recommend a good tax accountant – the attorney will often already have accountants they prefer to work with; make sure it is because the accountant understands the legal work (what the attorney needs)
- Do the same with the tax accountant – ask him/her about a good attorney
- This will help you create a team that will work together to help you
c) Give all the information in Steps 1 and 2 to your selected Advisors
Have them set up your legal and financial structure, and your Cash-In Plan (e.g. the accountant may want you to delay cash-in if it changes your tax %). The Cash-In Plan should include:
- where to cash in
- how much to cash-in at a time
- when to do it
- where to deposit it - into which part of your structure (trust, corporation/LLC)
- other advice
Make sure both your attorney and accountant agree with your Cash-In Plan.
d) YOU ARE NOW READY TO CASH-IN
e) Other Tips
Read and refer to other new and future postings from The GET Team – on how to select and interview attorneys, accountants, financial strategists, wealth managers and other Advisors
Thursday, November 24, 2011
** Breaking: Ben Fulford - "The lawsuit that could end the gangster rule of Western civilization" **
The Rumor Mill News Reading Room
** Breaking: Ben Fulford - "The lawsuit that could end the gangster rule of Western civilization" **
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Wednesday, November 23, 2011
Dr. John Coleman - Wake Up America
Dr. John Coleman, being a historian in intelligence community, researched in full scope the sinister forces behind the New World Order movement. This video lecture represents a culmination of his findings about secret societies which form this global movement and how it came into existence.
http://www.bibliotecapleyades.net/sociopolitica/esp_sociopol_committee300_13.htm
http://www.bibliotecapleyades.net/sociopolitica/esp_sociopol_committee300_13.htm
Nesara Program from Archangel Michael Video
info on NESARA and Bridge programs starts at approx 13" into video
http://stevebeckow.com/2011/11/bz-riger-archangel-michael-on-pre-nesara-bridge-programs-and-disclosure-the-video/
This brought tears to my eyes - OCCUPY 99% (Video)
Rumor Mill News Agents Forum
This brought tears to my eyes - OCCUPY 99% (Video)
This brought tears to my eyes - OCCUPY 99% Wednesday, 23 November 2011 10:16 One of the most impressive moments of yesterday's Occupy Wall Street marches, was when someone projected a giant 99% "bat signal" on the side of one of lower Manhattan's skyscrapers, as thousands of people swarmed across the nearby Brooklyn Bridge. New Yorkers know the Verizon Building, as the windowless, concrete eyesore , that looms over the bridge, and mars the downtown skyline, so seeing it used is such a way, certainly got a lot of attention. But who did it? And how were they able to project the stories-high words, on the building just as the protesters made their way over the span? Boing Boing's Xeni Jardin spoke to Mark Read, one of the Occupy Wall Street organizer, who pulled together a team of friends and artists, that arranged for the projection to happen. Read says he got help from two video projection artists, Max Nova and JR Skola, who used a 12,000 lumen projector, and programmed the software needed to properly program the message. He also found an apartment in a nearby housing project, from where they safely angle the projection on to the building. He says he offered to rent the apartment from a single mother of three, but when she found out what they wanted to use it for — and saw what happened during the eviction of Zuccotti Park — she refused to take their money. The 99% #OWS #N17 EPIC MOMENT - YouTube http://www.youtube.com/watch?v=ReIqX4zsMPU |
Banker's Manifesto ---- cannot find online MUST READ
The TRUE Banker's Manifesto ------ MUST READ
http://www.4shared.com/document/lyCRtCy2/BANKERS_MANIFESTO.html
http://www.4shared.com/document/lyCRtCy2/BANKERS_MANIFESTO.html
Message from SaLuSa by Mike Quinsey - November 23, 2011
Rumor Mill News Agents Forum
Message from SaLuSa by Mike Quinsey - November 23, 2011
Message from SaLuSa by Mike Quinsey - November 23, 2011 People power is growing and what you are seeing around the world is how successful you can be when you group together in a common purpose. It may take time to achieve complete success, but once you set the ball rolling its momentum will carry it forward. Governments will take note of your demands or ignore them at their peril. You have created the conditions that allow us and others to come to your aid, and naturally we work behind the scenes, and our influence helps direct activities in a way that is beneficial to you. As you know we monitor what is happening now, and also what is planned by the dark Ones. We endeavor to set you on a path that is the least volatile, and likely to avoid violent confrontation. The more the authorities clamp down on peaceful demonstrations, the more support they gain. The world population is waking up now as to how it has been enslaved for eons of time, and will not cease its claims for change until the people's sovereignty is returned. So the fight goes on, with the Lightworkers bringing more and more Light to Earth that is raising the vibrations to new heights. Be assured everything is on course as planned, and the point has been reached where some firm action is to take place. Our allies work hard but need our support from time to time to achieve the targets we set them. As previously indicated we would like to see a step forward by the end of the year, that will open the way for a greater leap forward. At all times use your intuition where you are personally concerned, and where you see a need to take steps to protect yourself against the outcome of any action taken. We are thinking in terms of possible food shortages, and power interruptions that may in some areas temporarily inconvenience you. Bear in mind that in the near future we will be much closer to you, and will most likely be able to directly assist you. No problems that you experience will affect you for very long, as they have been anticipated well in advance and allowed for. You are beginning to realize that in spite of the dire forecasts of catastrophe coming with the end times, so far there has not been anything like that prophesied and you can take credit for the changes that have taken place. Over a long period of time you have successfully worked hard to raise the vibrational levels, and that has overcome the need for drastic changes. Although cleansing and physical changes are still required, instead of dramatic wide scale ones they have become more localized. When we can join you we will work together, and make short work of the challenges that face you. Much of the cleansing does not even require us to be on Earth, and can be readily carried out directly from space. Indeed, we have done that for quite a long time, which is why some of your major mishaps have only caused you limited inconvenience. In the era of nuclear tests that polluted your atmosphere, we were responsible for clearing it away. We have much admiration for you all inasmuch that you took on the challenge of duality, knowing it would be a an extremely hard experience. It is only now that many of you have awakened to your true identity, and the fact that you are not your physical bodies but Beings of Light. After thousands of years and many lifetimes, you have found your ability to set your intent on what you really want, and that you are not dependent on any other person. You no longer have to accept being enslaved as your lot in life, and more and more of you are taking responsibility for your lives. In time you will become totally independent and allowed the freedom to choose your own experiences, and that day is not that far off. It is a matter of lifting yourself up so that you become a Being of the higher realms, and Ascension is part of that journey. For the time being take the problems of your everyday world in your stride, knowing that they are a means to an end which will see you enter a new period of experience. You will not need to go through lengthy recovery periods, as the work of rebuilding will be very quick. By then we will have arrived on Earth, and together we shall prepare the stage for the closure of the cycle of duality. We of the Galactic Federation have been long prepared for the part we are to play very shortly, and we know that generally speaking you are ready to join us. The consciousness levels of many of you has reached the point that makes you sufficiently aware, that you understand the higher purpose for Man and work towards that end. The coming year will be one of immense achievements, not least of all the breaking down of the barriers that have kept you apart. Whether it be because of political, religious, or racial reasons, the natural inclination of Man is to be benign and peace loving. As a stop will be put to war and the threat of war, you will be able to work together without being in a state of fear, and trust between people will return. Justice will also return and where possible all acts of injustice perpetrated against innocent people, will be made good. We know that many of you have been the victims of fake charges, and if you are still in custody or imprisoned, you will be released. Politics will change so much that there will be no place for bribery or corruption, and honesty and transparency will ensure that you can have full faith in those elected. We have already approached those politicians who are of the Light, and can be totally trusted to have your best interests at heart when they are appointed to the interim governments. There is a lot to do but the planning has been going on for quite a long time, and those who will work with us are trusted and know what is expected of them. In the future, the political system will operate differently, and you will have much more influence as to what will take place, and it will work for the people. Dear Ones, your wait will soon be over and the past will seem just like a bad dream. Life will be quickly transformed into one that is enjoyable, and at last fulfils your expectations. Already there is a calmness entering some people's lives as the new energies take effect, and a knowing that beneficial changes are in the air. Keep your focus well ahead and do not let the present chaos get to you, as it will not last anywhere near as long as you might expect. I am SaLuSa from Sirius, and thank all of you that have put in the effort to bring the Light to Earth, and one day you will find that is what you came for. Thank you SaLuSa. Mike Quinsey. |
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