| Dear THRIVE Network, 
 As we tap into the spirit of         reflection and goal setting that often comes with the arrival of a new         year, it is no secret we are at a critical fork in the road in human         evolution. One road is leading us towards tyranny and possible         self-destruction, while the other is leading to a peaceful, healthy         civilization based on honoring the rights and freedom of every single         person on the planet. 
 Like millions of you from all around         the world, we believe that together we have the knowledge, the         resources - and the solutions          - to meet these challenges. 
 For most of us this choice begins         with a simple but powerful question: What can I do, right NOW, to         contribute to creating a world where we can all thrive? 
 Based on the myriad solutions         throughout our website, we have come up with a list of 5 of the most important         actions we can all take as individuals, that don't take much time         or money, to start making a real difference today: 
 1. Bank locally. When         we move our money out of the big centralized banks, and into locally         owned banks and credit unions, we defund the problem and fund the         solution all in one move. 
 
 
 
 
 How can you start doing these         things?  Visit our website         where we provide further recommendations and a step-by-step guide on best         practices to engage in these and other leveraged actions. 
 The solutions are here. It's time to         act. Here's to doing all we can toward creating a thriving world         in 2012! 
 Sincerely, 
 Foster and Kimberly and the THRIVE         team 
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