TONY

TONY - It was a great weekend with lots of information. I had hoped to call you from the bank this morning. Lots of excited people around the world expecting it to happen. There were celebrations yesterday evening and everywhere we called people were saying it was over and done. Most of them went to the banks at 6AM this morning and they're still waiting. There are not problems - we're just waiting. The rates are still there. Sometime today it should happen. Nobody has any hold-ups, everybody saying everything has been signed off on. It's just a matter of time.

T - I want to talk with you about some procedures/places to go, rates you will see. Some of it will blow your minds. I want to talk about the IQD and IQN. At least 3 banks BoA, 5/3, Chase will have no groups and will be competitive. I don't want you go cash out before me so I can tell you what's going on. Don't call the 800# until I can tell you what's happening.

T - Here's where are this morning: It's going to be a great day. Everybody is waiting. They gave people a time at the bank today, but everybody is saying there are no problems and the system is ready to go. What I like is that this morning it went down and it went down at all banks, so no one could see it all at the same time. This morning it was at the teller screens for 15 minutes then it went down (purposefully to test the system).

T - Here's the thing: You MUST go in and ask for IQN or VNN - NOT IQD, NOT Dinar, otherwise you'll get the IQD rate, which is still more than you ever thought you'd get, but it won't be the high rate. That's the difference between the rates people are seeing.

T - I'm getting the exact same info from multiple banks. They're all seeing the same numbers. The fact that the other banks (BoA, Chase, 5/3) don't have groups, no 800#. You don't need a group but you can still go in as a group and get a high rate. Each bank will post their own 800#s. You still have to use the right terminology to get the highest price.

T - I'll tell you the active rates at that moment and a rate above that rate, for people who want to go in and negotiate for $2-3 more as a group or as an individual.

T - Nobody ever expected what we're about to see. I can't give you the ceiling rate because they could change it if I do. The important part is when you go CE, come back here and share it with everybody. Help each other out, those that don't have to sign an NDA. Help the group out.

T - They're going to try and sell you on perks and privileges. They already have packages made up. Look at the extra things you'll need. You might have to negotiate the interest rate you'll get, and want to be one of their top tier investors for outside opportunities.