Part of rebuilding New Orleans
caused residents often to be challenged with the task of tracing
home titles back potentially hundreds of years. With a community
rich with history stretching back over two centuries, houses have
been passed along through generations of family, sometimes making
it quite difficult to establish ownership. Here's a great letter an
attorney wrote to the FHA on behalf of a client:
You have to love this lawyer...
A New Orleans lawyer sought an FHA loan for a client. He was told the
loan would be granted if he could prove satisfactory title to a
parcel of property being offered as collateral. The title to the
property dated back to 1803, which took the lawyer three months to
track down. After sending the information to the FHA, he received
the following reply:
(Actual reply from FHA):
"Upon review of your letter adjoining your client's loan
application, we note the request is supported by an Abstract of
Title. While we compliment the able manner in which you have
prepared and presented the application, we must point out you have
only cleared title to the proposed collateral property back to
1803. Before final approval can be accorded, it will be necessary
to clear the title back to its origin."
Annoyed, the lawyer responded as follows:
(Actual response):
"Your letter regarding title in Case No.189156 has been
received. I note you wish to have title extended further than the
206 years covered by the present application. I was unaware any educated person
in this country, particularly those working in the property area,
would not know Louisiana was purchased by the United States from
France in 1803, the year of origin identified in our application.
For the edification of uninformed FHA bureaucrats, the title to the
land prior to U.S. ownership was obtained from France, which had
acquired it by Right of Conquest from Spain. The land came into the
possession of Spain by Right of Discovery made in the year 1492 by
a sea captain named Christopher Columbus, who had been granted the
privilege of seeking a new route to India by the Spanish monarch,
Queen Isabella. The good Queen Isabella, being a pious woman and
almost as careful about titles as the FHA, took the precaution of
securing the blessing of the Pope before she sold her jewels to
finance Columbus's expedition. Now the Pope, as I'm sure you may
know, is the emissary of Jesus Christ, the Son of God, and God, it
is commonly accepted, created this world. Therefore, I believe it
is safe to presume God also made the part of the world called
Louisiana. God; therefore, would be the owner of origin and His
origins date back to before the beginning of time, the world as we
know it, and the FHA. I hope you find God's original claim to be
satisfactory. Now, may we have our loan?"
The loan was immediately approved.
And you want Government running health care?
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3 comments:
That's taking it back to Prime! Nice!
Typical gubment bureaucracy ..smart attorney
Thanks for the article. I was born & raised in New Orleans. I just love it when a Southerner outwits those...with so many rules.
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