Auto insurance companies and car dealerships are spying on you

AUTO INSURANCE COMPANIES AND CAR DEALERSHIPS ARE SPYING ON YOU!!!!

 
WARNING!  If you used the DealerApp, you've just given approximately 500 car dealerships all your personal information!

"The personal information collected by the apps and allegedly transmitted to DealerApp included the consumer’s name, email address, telephone number, and the Vehicle Identification Number (VIN) of the vehicle purchased, among other data. The state alleged that DealerApp failed to disclose to consumers that this data was being transmitted by DealerApp, in violation of the New Jersey Consumer Fraud Act. Some of the data was provided to third-party data analytics companies, again without disclosure, the state charged."

According to Consumer Affairs.com: "About 500 dealers world wide, including 38 in New Jersey, are DealerApp clients."

“The number of threats to online privacy appear to be growing by the day,” said Steve Lee, Acting Director of the New Jersey Division of Consumer Affairs. “No one should be able to profit from the personal information of others that has been obtained through cyber fraud or violations of privacy.”

Here are a few new car apps that might be also spying on you:  "TrueCar," "Cars.com," "CarChecker ," "Edmunds," "CarMax ," "Kelley Blue Book."  

 

Keep in mind anytime you voluntarily give away your personal information, anyone and everyone will have access to it.

Remember, car dealers had to be forced to keep most of our information private.  The Gramm-Leach-Bliley Act was designed to stop car dealerships shady business practices. Click here to read the "FTC's Privacy Rule and Auto Dealers" and here to read the "A Dealer Guide To The FTC Privacy Rule and Model Privacy Notice."

The irony, of course, is car manufacturers have been making cars that spy on us for years.

Allstate Insurance wants cameras to spy on other drivers and identify any distractions!

 

Allstate's “Traffic-based Driving Analysis" patent uses sensors and cameras to record potential sources of driver distractions inside your car like a cell phone, pets or unsecured objects in a vehicle.

 

It'll also spy on the number and types of passengers inside the car!

Quoting from the American Police State party line, Allstate says it's all for driver "SAFETY" which is B**LLSH*T!

It's about spying on everyone and turning a huge profit...

“Most of the Allstate patent provides more detail on the company's potential vision for developing driver safety ratings based on such factors as vehicle speed, acceleration and adherence to stop signs. For example, operation of the vehicle without headlights and changes in vehicle direction without turn signals might be recorded.”

 

Did you catch that they want to spy on whether you come to a complete stop at a STOP sign and whether you use your TURN signals?!

This is an admission by an insurance CEO of complete and total surveillance which will ultimately result in higher insurance rates and tickets or driver's license suspensions in the near future!

“Usually the drill is to create as broad a patent as is defensible so the company can monetize it if someone else wants to license it,” said Harold J. Krent, dean of IIT Chicago-Kent College of Law. “But, on the other hand, if they apply the patent at its broadest, there’s huge implications in terms of who gets the information, who it’s shared with.  Will the information go to health insurance companies?  Will it go to police authorities?  To child custody attorneys? We simply don’t know right now.”

Of course we know soon EVERY police department will want access to this technology.

Insurance companies want to sell your driving habits to the 'government', potential employees, banks, credit card companies and that's just for starters!

Allstate's Chief Executive Tom Wilson then raised the question of whether Allstate could or should "sell this information we get from people driving around to various people and capture some additional profit and, perhaps, give a better value proposition to our customers that we're not giving today?"

"The recorded data may also provide an objective behavioral data collection system for third parties, e.g., health insurance companies, lending institutions, credit-rating companies, product and service marketing companies, potential employers, to evaluate an individual's behavioral characteristics in a real-life and commonly experienced situation, i.e., driving a motor vehicle," the patent said.

The future of American policing is staring everyone in the face.  It's no longer about safety.  It's about balancing their budgets, paying for the 2.3 million in our jails and the untold millions who have been ticketed and fined by police.

Here's the breakdown from Insurance Business America on what Allstate wants to spy on:

 

Who is riding in the car, including the number and age of passengers

Driver’s phone use while driving

Eating habits of the driver

“Potentially distracting” objects in the car, including animals trash or bags

Seating position

Driver’s eyeline

Stereo volume

Heart rate

Blood pressure

Alcohol content in the air (which should come as no surprise to my readers.  Click here to find out more.)  

Allstate also has a patent called "Motor Vehicle Operating Data Collection and Analysis" system.

Major auto insurance companies including Allstate, Progressive and State Farm are trying to get drivers to install “telematic devices” in their cars. These surveillance gadgets are marketed under various names and are plugged into your vehicle’s onboard diagnostic port.

The Connected Car: Who's In The Drivers Seat?

Most car companies have connectivity systems that constantly ping your whereabouts to the automakers, police and of course you!  Here's a few examples: “HondaLink” and “BlueLink,”  “AudiConnect,” “MazdaConnect” and “uConnect.”

"A car’s data is an absolute treasure trove of information on individuals and can be accessed by a surprisingly large number of organizations," said Vincent Gogolek, Freedom of Information and Privacy Association's executive director.

In 2012, the U.S. National Highway Traffic Safety Administration estimated that 96% of 2013 model vehicles have event data recorders  which can track when the airbags are set off, if brakes are applied before a collision and even whether the seatbelts were buckled.

Chevrolet’s 2016 Malibu will feature a system called "Teen Driver" that lets parents SPY on their kid’s driving habits.
It allows parents to set speed alerts, limit audio volume, and even receive vehicle reports “so parents could use it as a teaching tool with their kids—they can discuss and reinforce safe driving habits.”

Teens drivers will also get an audible and visual warning if a vehicle travels over pre-set speeds (between 40 and 75 miles per hour!

There are more spying devices in our cars...
Electronic Control Units which are in every vehicle, keep track of everything from how fast you drive to how long your car idles and how suddenly you brake, the report says. Your car’s GPS system, for example, also keeps track of your exact location, sending that information to the car’s manufacturer, or possibly a third-party call center or an insurance agency.

Detailed information about where a person spends their time paints a disturbing picture of their life!

“Such data can be used to embarrass or blackmail a person, to stalk individuals, to steal identities, to facilitate robberies, or to create a profile that can then be used by commercial entities in unexpected ways.”

Somewhere in the not too distant future.....

You and your family take a 3 1/2 hour drive. As you're driving down the highway you notice you're going 15 miles over the speed limit.  "Not to worry" you think. You haven't seen a cop for miles. As you exit the highway, the road appears deserted so you come to a rolling stop at a few intersections. And finally, just as you get close to your destination, you get stuck behind a slow moving vehicle. Frustrated by the long drive, you pass the vehicle without using a turn signal in a no passing zone.

When you finally arrive at your destination, you think to yourself "We were lucky we didn't see a single cop." Upon arriving home from your trip, you get a notice of numerous traffic violations totaling hundreds of dollars from the police in EVERY town where you committed an infraction. And you also got a notice informing you that your auto insurance plans to deduct drivers license points, resulting in higher insurance premiums.

All this thanks to the numerous spying technologies that are in use right now. One's like traffic and highway cams, Fast Lane transponders, insurance surveillance gear and auto manufacturer black boxes.

This is the future of driving in America! 

http://massprivatei.blogspot.com/2015/09/auto-insurance-companies-and-car.html

Japan to allow military role overseas in historic move

Japan to allow military role overseas in historic move

September 18, 2015 in Current Events, Global Conflict, Government, Military, News, Politics, World News by Slad

BBC | September 18

Japan’s parliament has voted to allow the military to fight overseas for the first time since the end of World War Two 70 years ago.

A vote on the new law was delayed for several hours as the opposition tried to stop the measure coming into force.
Outside, demonstrators rallied in a last-ditch show of protest.
Many Japanese are attached to the pacifist provisions in the constitution which banned fighting overseas.
The bills have already passed through the government-dominated lower house.

 

Image copyright AP

Image caption There was heavy security outside parliament ahead of the vote

The government says that the changes in defence policy are vital to meet new military challenges such as those posed from a rising China.
It wanted to hold the vote before a five-day holiday begins on Saturday. The governing coalition has a majority in both chambers of the Diet, meaning that ultimately the opposition camp was powerless to stop the measure becoming law.
Masaaki Yamazaki, the president of the upper house, said the bills were passed with 148 lawmakers voting in support and 90 against.
More than 200 hours have been spent deliberating the legislation, the Japan Times reported, and its approval by parliament fulfils one of Prime Minister Shinzo Abe’s long-held ambitions.
On Thursday, opposition politicians tried to physically delay proceedings ahead of a committee vote on the bills.

---

What is collective self-defence?

Japan’s post-World War Two constitution bars it from using force to resolve international conflicts except in cases of self-defence.
Mr Abe’s government has pushed for security legislation that would allow Japan’s military to mobilise overseas when these three conditions are met:

• when Japan is attacked, or when a close ally is attacked, and the result threatens Japan’s survival and poses a clear danger to people
• when there is no other appropriate means available to repel the attack and ensure Japan’s survival and protect its people
• use of force is restricted to a necessary minimum

What’s behind Japan’s military shift?

---

The bills prompted large public protests for months.
The changes re-interpret rather than formally change the constitution. But critics say this will violate the pacifist constitution and could lead Japan into unnecessary US-led wars abroad.

 

Image copyright EPA

Image caption Prime Minister Abe had hoped to have the bill passed before a five-day holiday started on Saturday

 

Image copyright AP

Image caption Demonstrators rallied in a last-ditch show of protest against the legislation on Friday

Speaking in parliament on Friday, Akira Gunji, of the opposition Democratic party, said: “We should not allow such a dangerous government to continue like this.
“Prime Minister Abe’s security bill is a threat to our legal framework.”
Supporters of the measures, which are backed by Washington, insist they are essential for the defence of Japan and its regional allies, and will permit greater involvement in peacekeeping activities around the world.

---

What kinds of military actions would the laws allow?

• Japan would be able to provide logistical support to South Korea if the North invaded, though Mr Abe has said it would still be against the constitution to send Japanese troops to fight on Korean soil.
• It would be legal for Japan to shoot down a North Korean missile headed for the US. Currently, they have to threaten Japan to justify shooting them down. North Korea is thought to be several years from being able to hit mainland US targets though.
• Military action to keep shipping lanes secure, such as minesweeping, even if in an active conflict zone, might be allowed if the restriction on shipping was severe enough to constitute a threat to Japan’s survival. But there have been different answers on how severe that restriction would have to be – especially relevant for resource-poor Japan. The deputy leader of the Mr Abe’s Liberal Democratic Party (LDP), Masahiko Komura, has said that relatively minor problems like an oil price increase would not be enough – there would have to be a clear danger to people in Japan.
• Armed involvement in hostage rescues would also become possible. In January 2013, 10 Japanese hostages were killed at the Amenas gas plant in Algeria.
• Regional limits on Japanese military support for US and other foreign armed forces would also be eliminated.

Critics have focused on what they say is ambiguity in how the principles of the legislation will be interpreted, and the possibility that future governments will interpret them more broadly.

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Corporations on attack against Christians

Corporations on attack against Christians

'Conservative' business community shows no fear of offending believers

Published: 6 mins ago

Carl Gallups

To hear progressives tell it, big business is a bastion of conservatism and reactionary thought. So why are corporations so eager to champion homosexuality and insult Christian beliefs? One pastor argues it’s because business leaders aren’t just interested in making money – they want to turn the culture away from Christianity.
Carl Gallups, a pastor, talk show host, and author of the new book “Be Thou Prepared,” argues Christians should be aware of the social agenda being pushed by a powerful minority, including those in high positions in corporate America.
“In addition to making money, corporations are often dedicated to using their money to push the agendas that are near and dear to the hearts of the corporate managers,” Gallups told WND. “Increasingly, these managers are discovering they possess great power to shape the direction of public opinion and social norms.”
One of the ways they do this, Gallups notes, is through partnerships and funding agreements with far left activists. In the latest case, Frito-Lay is supporting Dan Savage, a pro-homosexuality activist noted for delivering a profanity-laden tirade against Christianity in front of a huge school audience and wishing cancer on Sarah Palin. The company rolled out a new line of “Doritos Rainbows” chips to show their “commitment to the LGBT community” and sales will go to Savage’s nonprofit organization.
Gallups, whose latest book instructs Christians on how to prepare for increasing persecution, was not surprised by the company’s decision to “literally wrap itself in the gay flag.”



Said Gallups: “The Doritos’ affair is just one more attempt, in a line of many more to come, that will be designed to continually push the envelope of promoting a radical social agenda upon the entire American culture while being directly applicable to only a super-minority of Americans. My book is an attempt to prepare Christians for the campaign that is coming.”
Frito-Lay’s decision is practically guaranteed to offend at least some customers. However, Paul Kengor, a university professor, historian and author of “Takedown,” thinks several factors are even more important than the basic free market desire to appeal to customers.
“The first explanation could be simply that so many of these corporate headquarters are in big cities, where liberalism is the prevailing zeitgeist,” said Kengor. “But probably a more important reason is that the heads of these corporations are merely the intellectual children of our horrendous universities, where the holy trinity is race, gender, and sexual orientation.
“As I note in ‘Takedown,’, cultural Marxists like Herbert Marcuse had a huge influence on the 1960′s New Left, which took over higher education. The cultural Marxists argued that things like sexual orientation and gender were fluid and interchangeable, and that traditional marriage and family and sexuality be damned. The suits running these companies indeed come from the liberal universities that have been teaching this stuff for decades now. They’ve had their cultural-intellectual brainwashing. The universities did their job nicely.”
Gallups also believes the education system is at the core of current corporate policy.
“Generations of American children have grown up to believe that we came from an accidental chemical sludge pond, that we can kill our unborn children at will and that marriage and sexuality is whatever one defines it to be,” observed Gallups. “And now those children are all grown up and sitting on the boards and in the executive positions of America’s corporations. So why should any of this surprise us?”
But the simplest explanation may be the best to explain Frito-Lay’s action – companies no longer think they have anything to fear from offending Christians and are afraid of homosexual activists.
“From a purely marketing standpoint, one would think that corporate America might be concerned about offending traditional Christians,” mused Kengor. “But I don’t think that’s so. Christians aren’t relentless and brutal like the liberal forces of ‘tolerance’ and ‘diversity’ who boycott, picket, protest, demonize, dehumanize, fine, and even incarcerate those who dare to disagree with their new definitions of marriage, family, and sexuality. So corporations are happy to outrage Christians. They won’t dare outrage the forces of ‘tolerance’ and ‘diversity.’”
Dr. Michael Brown, an expert who has written several books on homosexuality argues Christian views are seen as beneath consideration by many business leaders.
“It’s clear that most of corporate America has very deep gay sensitivities but almost no Christian sensitivities, and corporate leaders are quite willing to celebrate homosexuality no matter how much it offends Christians and other people of faith,” said Brown. “It would appear that our views are being viewed as either irrelevant or intolerant, so the progressive, enlightened thing to do is celebrate LGBT activism at the expense of people of faith and moral conviction.”
Brown argued the status quo will remain in place as long as Christians are silent in response to what he called an “insult.”
“Christians need to understand they cannot avoid dealing with activism,” stressed Brown. “That’s what I’ve been stressing for years, and is what I talk about in my latest book, “Outlasting the Gay Revolution.”
Brown suggested Christians should send a “polite note” to the Doritos headquarters saying they are offended by this new campaign and will no longer eat Doritos. He joked, “Besides, from a health perspective that might not be a bad choice either!”
But Brown demands Christians understand what is at stake is more than a corporation. It is whether they are willing to give their money to a person who despises them.



“The worst thing of all is that Doritos has partnered with gay activist and sex columnist Dan Savage, rightly called an anti-Christian bully,” said Brown. “Every bag of rainbow flag Doritos that a Christian buys helps support an ungodly cause.”
Gallups considers this a test for the American Christian community. He says it is time for Christians to hit the company where it hurts – in the bottom line.
“We will now see if the 70 percent of Americans that define themselves as Christians will protest by refusing to buy the new ‘gay agenda’ Doritos bag,” the pastor said. “If there is a financial backlash to it the product line will be discontinued and the hypocrisy behind the politically correct talk will be exposed.
“We vote with our money. We are living in a society that is determined to go the way of Sodom and Gomorrah. We are living in prophetic times. There will be plenty of opportunity for Christians to share the gospel message and the love of Jesus Christ during these times. Christians should stay engaged in the culture and be the salt and the light. This is the time for which we have been raised up.”
Whatever Christians do, Kengor insists the Left’s move to “total politicization” will continue. Shaking his head, he stated: “For liberals, the sales of the product don’t matter. It’s all about the politics of the product.
“For the American Left, there’s a much more critical ‘fundamental transformation’ of America and human nature at stake. Doritos can be yet another tool in the Left’s never-ending and ever-expanding culture war, where everything is political. Even snack food.”

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$600 Mil in Obamacare Deals Plagued With Fraud, Negligence

$600 Mil in Obamacare Deals Plagued With Fraud, Negligence

SEPTEMBER 18, 2015

Months after Judicial Watch exposed massive security risks with the government’s healthcare.gov website, a federal audit reveals that the public employees responsible for overseeing the disastrous Obamacare site were not properly trained, failed to keep adequate records and stood by as delays mounted to millions over the original contract costs.
We’re talking an astounding $600 million in contracts to build the website for the president’s signature healthcare law. The government employees tasked with supervising the colossal project actually helped private contractors fleece American taxpayers, according to an investigation conducted by the Health and Human Services (HHS) Inspector General (IG). Most of the derelict employees work at the Centers for Medicare and Medicaid Services (CMS), which manages federal healthcare programs including Obamacare. The IG determined there were widespread failures and poor oversight by CMS, which functions under HHS.
The investigation focused on nearly two dozen contracts considered to be most important to the operation of the website, which was supposed to create a marketplace that serves as a one-stop shop for health insurance. Instead, it’s had a multitude of problems that have been well-documented in the media. The deals to develop this federal insurance marketplace went mostly to eight politically connected companies that raked in north of $600 million, the IG’s report says. “As of March 31, 2014, CMS had identified 62 contracts that it had awarded to 35 different contractors to develop, implement, and operate the Federal marketplace,” the report states.
That means there are a lot of taxpayer dollars floating around for this cause. You’d think the government would select its finest employees to oversee the deals. Instead, CMS violated federal rules by assigning unqualified employees to oversee contracts worth more than $10 million, according to the audit. In one case an unqualified agency employee, who didn’t even have lower-level certification to supervise contracts over $25,000, oversaw a $130 million deal for more than a year. In a separate case documented by the IG, an unauthorized CMS worker allowed an eye-popping $28 million cost overrun that wasn’t even identified until the agency finally assigned a more knowledgeable staffer to take over the deal.
These atrocious examples are probably not the half of it because CMS couldn’t even provide investigators with routine documents that should have been readily available. That means there’s no telling the true magnitude of the damage. As for accountability, there appears to be none as is often the case in government. The Obama officials—former HHS Secretary Kathleen Sebelius and former CMS head Marilyn Tavenner—in charge of this boondoggle are both gone and it’s highly unlikely either will face any consequences.
The HHS watchdog report only confirms the fraud and corruption that has plagued the president’s hostile takeover of the nation’s healthcare system. Back in 2013 Judicial Watch reported that healthcare.gov was designed by a team made up entirely of Obama minions, including the design manager for the president’s 2008 campaign and the White House Deputy Director of New Media. The expert team of Obama pals promised to deliver a bilingual website that would be the healthcare law’s centerpiece and serve as an essential tool that would guide millions of Americans through the rigorous process of choosing insurance.
Despite huge failures, the government officials in charge of Obamacare’s tumultuous implementation and beleaguered health exchange website quietly received tens of thousands of dollars in performance bonuses and other taxpayer-funded perks. In fact, last year JW obtained records documenting that enraging reward system. JW has also exposed incriminating HHS records detailing a massive, taxpayer-funded multi-media campaign designed to promote Obamacare. A few years ago JW reported on a controversial Obamacare initiative that gives “community-based organizations” $1 billion to devise “compelling new ideas” to deliver better services to those “with the highest health care needs”

http://www.judicialwatch.org/blog/2015/09/600-mil-in-obamacare-deals-plagued-with-fraud-negligence/

Secrets Of The Elite: Why Forbes’s Rich List Doesn’t Include The Wealthiest Families On The Planet

Secrets Of The Elite: Why Forbes’s Rich List Doesn’t Include The Wealthiest Families On The Planet
September 19, 2015 in Collapse of the US Dollar, Economy, False Flags, Financial Crisis, Global Conflict, Government Conspiracies, New World Order, Video by D

As Oxfam warns that global wealth inequality is spiraling out of control, we ask why the Rothschilds and Rockefellers are missing from the business magazine’s definitive annual guide…with some startling revelations
“Permit me to issue and control the money of a nation, and I care not who makes its laws.“
This is a House of Rothschilds maxim, widely attributed to banking tycoon Mayer Amschel Rothschild in 1838 and said to be a founding principle for the highly corrupt banking and political system we have today.  Along with the Rockefellers, the Rothschild dynasty is estimated to be worth well over a trillion dollars. How are these powerful families linked to the ongoing crisis of global wealth inequality, why are so many people unaware of their existence, and why doesn’t Forbes ever mention them in their annual list of the world’s wealthiest people?

 
Read More: http://www.trueactivist.com/secrets-of-the-elite-why-forbess-rich-list-doesnt-include-the-wealthiest-families-on-the-planet/?

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Triple-digit Dow selloff stirs meltdown fears

Triple-digit Dow selloff stirs meltdown fears

Market reacts to Fed's unwillingness to raise rates

Published: 20 hours ago

Jerome R. Corsi

NEW YORK – In what appears to be new momentum propelling a developing global stock-market selloff, the Dow closed Friday down nearly 290 points at 16,384.79. Investors apparently were worried that the Federal Reserve’s unwillingness to raise interest rates signals a weakness in the global economy. The Federal Open Market Committee on Thursday became the 55th consecutive FOMC meeting in which the Fed was unwilling to risk even a modest 25 basis point (0.25 percent) increase in its key interest rate, the Federal Funds rate.

The fear on Wall Street was intensified as the market learned, as WND reported Thursday, that for the first time ever, one member of the FOMC suggested the U.S. needs to move to negative interest rates, at least until the end of 2016, to achieve full employment and hold inflation at the 2 percent target.
With negative interest rates, financial institutions would start charging customers a fee to keep money on deposit instead of paying them interest.
Investors also worried that the central banks around the world, including the Federal Reserve, may have run out of monetary tools with which to stimulate the economy. Prior to the FOMC meeting, the conventional wisdom on Wall Street was that a Federal Reserve decision to increase interest rates would cause the stock market to move sharply downward. But the Dow suffered a triple-digit loss on Friday, because the Federal Reserve failed to increase interest rates.
Get Dave Ramsey’s practical financial plan for your family, “Total Money Makeover: A Proven Plan for Financial Fitness,” at the WND Superstore!
If the Dow continues correcting downward, it appears the Fed’s only remaining tool is to pursue the untried approach of negative interest rates.
Fed caught in ‘liquidity trap’
The widely read financial blog ZeroHedge.com worried that the Fed is now caught in a liquidity trap. The phenomenon of Keynesian economics occurs which the injections of cash into the private banking system by the central bank fails to stimulate economic growth, precisely because interest rates have been held at or near zero for so long that pumping more money into the financial system fails to stimulate the economy.
After assuming the chairmanship of the Federal Reserve Jan. 6, 2014, Janet Yellen ended the policy of Quantitative Easing in which the Fed purchased Treasury debt in an effort to stimulate the economy by keeping interest rates at or near zero.
While Yellen has successfully tapered QE down to zero, the current dilemma is whether the Fed can now “pivot” the strategy into a more normal cycle by allowing interest rates to rise above zero. Former Fed Chairman Alan Greenspan employed that tactic after 9/11, lowering interest rates to 1.25 percent by the end of 2002.
Greenspan’s return to increasing rates worked.
On Oct. 9, 2002, the Dow hit a low of 7,286.27. Then, on Oct. 15, 2002, the Dow closed above 8,000, at 8,255.68. From there, it climbed steadily for the next five years, reaching an all time high of 14,164.53, on Oct. 9, 2007, allowing Greenspan to retire as a hero.
Global economic downturn
The question plaguing Wall Street pundits now is whether a liquidity trap has placed Yellen in a position in which pivoting to higher interest rates may not work, as evidenced Friday when the Dow suffered a three-digit loss after the Fed decided not to raise rates.
“When China transitioned to a new currency regime last month, what should have been immediately apparent to everyone, was that the Fed was, from there on out, cornered,” ZeroHedge.com noted. “Boxed in. Trapped.”
The underlying reality the Fed appears unable to escape is that China’s decision Aug. 11 to devalue the yuan by 3 percent signaled to investors worldwide that the global economy could no longer depend on the “miracle of China’s economic growth.”
If the economic slowdown in China spreads to the European Union and the United States, central banks around the world, including the Federal Reserve, may face a historic stock market meltdown, regardless if rates are increased or held at zero.
With the Dow closing Friday at under 16,400, it has now lost nearly 2,000 points since it peaked at 18,312.39 on May 19.

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Israel To Use Sniper Fire Against Palestinian Stone Throwers

Israel To Use Sniper Fire Against Palestinian Stone Throwers 

Published on Sep 18, 2015

From: https://www.youtube.com/user/RussiaToday

September 18, 2015 - Live sniper fire can now be used against stone throwers in Jerusalem. This came after Israeli PM Benjamin Netanyahu declared a 'war' on rock-throwing protesters in Palestine. The decision follows several days of clashes between police and masked youths at Jerusalem's most sensitive holy site.

TNT :BEGAN TO PAY SALARIES :) by ALREADY BLESSED, 19 SEPT

TNT :BEGAN TO PAY SALARIES :) by ALREADY BLESSED, 19 SEPT

• ALREADY BLESSED said
  05:32 AM Sep 19, 2015
Rafidain Bank
Baghdad – INA/Rafidain Bank, announced on Saturday, using my MasterCard, MasterCard ironing in the Exchange staff salaries of retired.

He said the General Manager of the Bank in the name of Kamal Al-Hasani said in a statement, "the Iraqi news agency, that" Bank introduced advanced technologies in its work in line with the reality of the modern banking world has achieved a qualitative leap with regard to the use of smart card (moxibustion card) for pensioners and the categories covered by the former via a manually activated on receipt of various State institutions, "he said, adding that" anyone who has a smart card Exchange amount from any province here. "

The Bank began to pay salaries of retirees abroad through (master card) the Bank has signed a partnership with MasterCard to provide this service, "he said, adding that" pensioners living in abroad now receive and withdraw their salaries from any ATM in any country in which they live. "

CHECK OUT THE INTERNATIONAL SMART CARD PAGE ON FACEBOOK....I THINK YOU WILL BE AMAZED AT SOME OF THE THINGS YOU WILL FIND....AND PLEASE POST IN THE FORUM FOR OUR MEMBERS?

Publicado por Dinaresgurus.blogspot.com FORO DINAR GURUS en 11:45 AM PDT

http://dinaresgurus.blogspot.com/2015/09/tnt-began-to-pay-salaries-by-already.html

Obama Picks Openly Gay Man to Lead Army

Obama Picks Openly Gay Man to Lead Army

Obama taps Pentagon to push LGBT agenda

by Washington Post | Greg Jaffe | September 19, 2015

President Obama, in a historic first for the Pentagon, has chosen to nominate Eric Fanning to lead the Army, a move that would make him the first openly gay civilian secretary of one of the military services.
Fanning, 47, has been a specialist on national security issues for more than two decades and has played a key role overseeing some of the Pentagon’s biggest shipbuilding and fighter jet programs. Now he will oversee an Army that has been battered by the longest stretch of continuous combat in U.S. history and is facing potentially severe budget cuts. It’s also an Army that after a long stretch of patrolling Iraqi and Afghan villages is searching for its postwar role in protecting the nation.
Fanning’s nomination, which must go to the Senate for confirmation, reflects a major shift for the Pentagon, which only four years ago prevented openly gay troops from serving in the military. The policy didn’t extend to civilian leaders, such as Fanning.
His long tenure in the Pentagon and his breadth of experience in shepherding some of the department’s most complex and sensitive weapons programs was a key factor in his nomination for the Army’s top job, administration officials said.
Read more

http://www.infowars.com/obama-to-nominate-first-openly-gay-service-secretary-to-lead-the-army/

 

Knowledge & Intelligence is down to observation, experimentation, study & parental guidance. What one is told is something else….

Knowledge & Intelligence is down to observation, experimentation, study & parental guidance. What one is told is something else….

September 19, 2015 Michael Aydinian News

 

I’ve received a bit of stick lately because I dared to question Religion & the Holocaust. To this I say – GOOD! You guys inspire me far more than any compliment can. Gratifying as compliments are, they often serve to pile on fat & massage the ego. I’m lucky – I’m not into that shit! Criticism simply spurs me on to put pen to paper with added zest & little more relish. This piece is about how some become smart while others have the brains of a rocking horse. There are 3 ways we obtain the furniture that enters our brains. Two are tried & trusted methods of understanding the truth. The 3rd is an abomination.



1). OBSERVATION – sadly as Sir Arthur Conan Doyle once wrote in one of his superb Sherlock Holmes novels – too many see but fail to register what they observe!
2). EXPERIMENTATION & STUDY – this incorporates what we’re taught or what we choose to learn – Physics, Chemistry, Biology, Mathematics, Music, Art, Languages & Philosophy. These subjects hold true. That’s not to say we cannot learn things which later are proved to be wrong. This is the beauty of science – it’s parameters extend to the unknown & importantly any new discovery, once fully tested & understood, is always unanimously embraced.
Isaac Newton theory of Gravity propelled him to the status as the greatest scientist ever. He held this honor for 200 years until a patent clerk formulated a theory in 1916 which stated Newton’s theory of gravity was not quite right! Back then, the mere notion Newton had erred hardly sat well with the scientific community. Bad enough but some of the predictions of General Relativity actually confounded beliefs which were universally accepted. At first no one believed it! Then slowly but surely physicists & scientists began to realize Albert Einstein was right! General Relativity would replace Newton’s intellectual masterpiece! It is now widely regarded as the single greatest intellectual achievement!



3). Then there’s WHAT WE’RE TOLD – so sad so many acquire their knowledge this way! Much of what we’re told regarding History & Politics hardly encompasses the whole truth & often furnishes our minds with lies. Worse still, each day we’re bombarded with a concoction of baloney courtesy of the TV, radio, newspapers & magazines. For the vast majority, if squeaky clean newsreaders say how it is, that’s good enough! Don’t though for minute think this method of systematically brainwashing the public is a result of technological strides mankind has made in the last 150 years. Oh no. This trick was learned 1000’s of years ago!
Mankind may have surged to dominate its surroundings but its imagination conspired to concoct an entity that would become an indelible stain throughout history – Religion! From the very beginning of the very earliest civilizations – Kings, Emperors & the wealthy naturally cared first & foremost about maintaining their status. The threat of rebellion always loomed large, what with the impoverished masses. The option of feeding them was a costly one, so what better way was there than to instill the masses with a belief that if they prayed to their God, they’d be looked after, if not in this life, definitely the next one! It may sound simplistic, even daft but the plain truth is for 1000’s of years minds were corrupted for the sole purpose of control.




Why else is our history so? Soon woe betide if you were a non-believer. For the vast majority, Religion became the be all & end all. Goodness knows how many were tortured & then burnt at the stake just because they chose to think! Early civilizations resorted to sacrificing their animals or even their children, perish the thought, in the forlorn hope of satisfying their God. In the Middle ages one word in the wrong ear & suddenly you could be branded a heretic. Even geniuses like Galileo & Darwin were fearful of publishing their findings! This madness has continued to this day. Religion is the one domain void of evidence yet the one domain above reproach!
Small wonder the modern day power-brokers understood the necessity of maintaining this mental stranglehold over the populace. They have indeed fine-tuned this brainwashing process to such an extent, few have any idea they’ve become the perfect product, the proverbial puppet on a string, played at will. It’s not so much that everything the corporate media says is believed. It’s more the case we refuse to question or analyze what we’re told. Most crucially, scant few of us realize the real news is what we’re not told!

http://gmmuk.com/knowledge-intelligence-is-down-to-observation-experimentation-study-parental-guidance-what-one-is-told-is-something-else/

Famous Presidential Lies Contest (I believe we have a winner)

(You forgot the most important one; I gave my heart to God Almighty, and I gave my heart to Allah!)

Famous Presidential Lies Contest (I believe we have a winner)

Posted By: Nemesis [Send E-Mail]
Date: Saturday, 19-Sep-2015 09:52:44

Received via email

Written by, To The Point News http://www.tothepointnews.com/
Site worth checking out.
............................

LBJ:

None of our boys will die on foreign soil

Nixon:

I am not a crook

GHW Bush:

Read my lips - No New Taxes

Clinton:

I did not have sex with that woman... Miss Lewinski

GW Bush:

Iraq has weapons of mass destruction

Obama:

I will have the most transparent administration in history.

The stimulus will fund shovel-ready jobs.

I am focused like a laser on creating jobs.

The IRS is not targeting anyone.

It was a spontaneous riot about a movie.

I will put an end to the type of politics that "breeds division, conflict and cynicism".

You didn't build that!

I will restore trust in Government.

The Cambridge cops acted stupidly.

The public will have 5 days to look at every bill that lands on my desk

It's not my red line - it is the world's red line.

Whistle blowers will be protected in my administration.

We got back every dime we used to rescue the banks and auto companies, with interest.

I am not spying on American citizens.

Obama Care will be good for America.

You can keep your family doctor.

Premiums will be lowered by $2500.

If you like it, you can keep your current healthcare plan.

It's just like shopping at Amazon.

I knew nothing about "Fast and Furious" gunrunning to Mexican drug cartels.

I knew nothing about IRS targeting conservative groups.

I knew nothing about what happened in Benghazi.

I have never known my uncle from Kenya who is in the country illegally and that was arrested and told to leave the country over 20 years ago.

And, I have never lived with that uncle. He finally admitted (12-05-2013) that he DID know his uncle and that he DID live with him.

If elected I promise not to renew the Patriot Act.

If elected I will end the war in Iraq and Afghanistan within the 1st 9 months of my term.

I will close Guantanamo within the first 6 months of my term.

I will bridge the gap between black and white and between America and other countries.

And the biggest one of all:

"I, Barrack Hussein Obama, pledge to preserve, protect and defend the Constitution of the United States of America."

I believe we have a winner 

QUESTION EVERYTHING

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