Wednesday, July 31, 2013

7-31-2013 Intel Guru TNT Tony

7-31-2013  Intel Guru TNT Tony   THERE ARE NO GLITCHES…THE SYSTEM IS DONE...NOT A SYSTEM PROBLEM.  IS THERE A PROBLEM?   EVIDENTLY…BECAUSE  WE HAVEN'T SEEN IT.  THERE HAS BEEN QUITE A BIT OF UNREST IN IRAQ.  THEY'RE TRYING TO CALM PEOPLE  DOWN.  CAN IT BE WORSE TOMORROW…YES. DOES IT STOP WHAT WE ARE DOING…HOPEFULLY NOT, AND COULD MAKE IT GO FASTER.   PEOPLE ARE FED UP.  IT'S BEEN ESCALATING SLOWLY BUT SURELY.  WE HAVE PREVENTATIVE MEASURES IN PLACE.  WE HAVE SECURITY IN PLACE.  WHILE THERE IS A POTENTIAL FOR A POWDER KEG SITUATION, THEY FEEL ITS UNDER CONTROL.  [post 1 of 3....stay tuned]


7-31-2013  Intel Guru TNT Tony    WE STILL HAVE TODAY AND TOMORROW FOR THEM TO DO WHAT THEY TOLD THEIR PEOPLE THEY WOULD DO.  IT'S NOT THE SYSTEM, IT'S LAST MINUTE POLITICS.  HOW DO WE DO WHAT WE NEED TO DO AND LET THEM APPEAR THAT IT WAS THEIR DECISION, NOT OURS?  SO, DO YOU UNDERSTAND WITHOUT ME BEING BLATANT?  BANKS ARE READY…FOREX IS  READY…EVERY FINANCIAL SYSTEM IS READY.  ITS POLITICS THAT WE ARE CONCERNED WITH AT THIS TIME.  [post 2 of 3....stay tuned]

7-31-2013  Intel Guru TNT Tony     BANKERS IN CALL CENTERS WERE THERE TILL 1AM LAST NIGHT AND AT 7AM GOT CALLS TO COME BACK NOW.  THEY ARE BEING TOLD TO BE READY BECAUSE WHEN THE POLITICAL DECISION IS MADE, THE FINAL ONE, THEY'LL GET A MOMENTS NOTICE.  THERE IS PRESSURE FROM EVERY POINT TO GET IT DONE.  IF IT'S NOT DONE BY AUGUST 1ST IT WILL TAKE 24 - 48 HOURS TO BE RECALIBRATED.  RIGHT NOW THE IQD IS AT $3.66 AND THE DONG $.58.   [post 3 of 3]





Ronald Reagan Humor

Dinar update Tonys Wed. call

Diagnosis, prognosis and cure in just three (3) short paragraphs !!!

Diagnosis, prognosis and cure in just three (3) short paragraphs !!!

If you doubt any part of what Dr. Jones says, go visit your local hospital  emergency room as an observer for an hour or so some Friday or Saturday  night.

See how many responsible people you can send this to !!!

Pictured below is a young physician by the name of Dr. Starner Jones.. His  short two-paragraph letter to the White House accurately puts the blame on a  "Culture Crisis" instead of a "Health Care Crisis".

It's worth a quick read:

 cid:1180.1326@web003.roc2.bluetie

Dear Mr. President:

During my shift in the Emergency Room last night, I  had the pleasure of evaluating a patient whose smile revealed an expensive  shiny gold tooth, whose body was adorned with a wide assortment of elaborate  and costly tattoos, who wore a very expensive brand of tennis shoes and who  chatted on a new cellular telephone equipped with a popular R&B ring  tone. While glancing over her patient chart, I happened to notice that her  payer status was listed as "Medicaid"! During my examination of  her, the patient informed me that she smokes more than one costly pack of  cigarettes every day and somehow still has money to buy pretzels and beer.

And, you and our Congress expect me to pay for this woman's health care? I  contend that our nation's "health care crisis" is not the result of  a shortage of quality hospitals, doctors or nurses. Rather, it is the result  of a "crisis of culture", a culture in which it is perfectly acceptable  to spend money on luxuries and vices while refusing to  take care of one's self or, heaven forbid, purchase health insurance. It is a  culture based on the irresponsible credo that "I can do whatever I want  to because someone else will always take care of me."

Once you fix this "culture crisis" that rewards irresponsibility  and dependency, you'll be amazed at how quickly our nation's health care  difficulties will disappear.

Respectfully,
STARNER JONES, MD

If you agree...pass it on. YES YES YES 

link to "Stunning Photos of the New World Trade Center"

The Rumor Mill News Reading Room 

link to "Stunning Photos of the New World Trade Center"
Posted By: hobie [Send E-Mail]
Date: Wednesday, 31-Jul-2013 17:59:12

Hi, Folks -
For Reader J.:
Quite a few photos of the new World Trade Center, here:
Meet the New Trade Center!

Top hacker dies days before scheduled Black Hat Convention talk: "Hacking Humans"

The Rumor Mill News Reading Room 

Top hacker dies days before scheduled Black Hat Convention talk: "Hacking Humans"
Posted By: CrystalRiver
Date: Wednesday, 31-Jul-2013 13:05:12

Top hacker dies days before scheduled Black Hat Convention talk: "Hacking Humans"
2013 07 29
From: SCMP
US hacker dies a week before he was to reveal ’pacemaker flaw’
A prominent hacker who discovered a way to have automatic teller machines spit out cash and was set to deliver a talk about hacking pacemakers and other wireless implantable medical devices has died in San Francisco.
Barnaby Jack died at his home in San Francisco Thursday, although the cause of death is still under investigation, San Francisco deputy coroner Kris Barbrich said.
Jack, who was in his mid-30s, was scheduled to speak on Wednesday at a security conference in Las Vegas. The headline of his talk was, "Implantable Medical Devices: Hacking Humans," according to a synopsis on the Black Hat conference website. Jack had planned to demonstrate his techniques to hack into pacemakers and implanted defibrillators. He said last week that he could kill a man from nine metres away by attacking an implanted heart device.
More at this link:
http://www.redicecreations.com/article.php?id=26228
http://www.blackhat.com/us-13/briefings.html
Many Blessings,
CrystalRiver

Video: Bear Party Time... Canadian Bears Doing Their Pole Dance Routine - Gotta Luv It!

The Rumor Mill News Reading Room 
Video: Bear Party Time... Canadian Bears Doing Their Pole Dance Routine
Posted By: Watchman
Date: Wednesday, 31-Jul-2013 15:17:28



Snowden/Greenwald reveal XKeyscore, vast NSA system to collect all email, social media activity, browsing histories

The Rumor Mill News Reading Room 


Snowden/Greenwald reveal XKeyscore, vast NSA system to collect all email, social media activity, browsing histories
Posted By: MrFusion [Send E-Mail]
Date: Wednesday, 31-Jul-2013 14:51:20

Glenn Greenwald has released more of his held-in-reserve information from Edward Snowden, which contradicts previous denials of such capability from the NSA:
Article in the Guardian:
~~~~~~~~~~~~~~~~~~~~~~~
XKeyscore: NSA tool collects 'nearly everything a user does on the internet'
• XKeyscore gives 'widest-reaching' collection of online data
• NSA analysts require no prior authorization for searches
• Sweeps up emails, social media activity and browsing history
• NSA's XKeyscore program – read one of the presentations
http://www.theguardian.com/world/2013/jul/31/nsa-top-secret-program-online-data
~~~~~~~~~~~~~~~~~~~~~~~
The classified powerpoint presentation (32 slides):
http://www.theguardian.com/world/interactive/2013/jul/31/nsa-xkeyscore-program-full-presentation

THE "HOPE" RIDE !!

Written: Monday, July 29, 2013
THE "HOPE" RIDE !!
Isn't  "HOPE" a wonderful thing !!!

Without "HOPE" we would never
have continued on this 10+ year ride!
 
The "HOPE" ride continues into
August, perhaps September,
maybe December, and "HOPE"
will still provide our "HOPEFUL"
ride into another glorious
"HOPEFUL" year and beyond.
Perhaps "HOPE" will pay off by
the magical year of 2015.
 
I certainly "HOPE" so!!
We all "HOPE" that tonight will be
"the night"... 365 nights per year.

I "HOPE" so too!!
What many HOPE for now are
real FACTS! Remember them?
The "old fashioned kind" with actual
signed & sealed documents, that
we can touch and see, not like
"digital" money...! Remember in the
"good ole days" when  
"real" MENwould "shake hands" and make a
"real" agreement for the world to see?

Now we see "illusions" on the "net",
in the "mainstream news"  and plenty
of "gossip - insignificant information"
on the "net" and most everywhere.

 
Is it any wonder that we "believe" all
of what we "see and hear" ? We've
been so "conditioned" to believe what
is "put in front of us".. even entire
scripted real life, shoot 'em up events,
that are "illusions" and not real!!
People fall for them "everyday"  --

When did we lose "REAL"... real things,
real people, real doctors, real love,
real truth ? 

We believe what we hear and see
because the two REAL things we
have left are "HOPE" and PRAYER...
But like they say, "
be careful what
you HOPE and PRAY for, because
you just might get it" 
Everyone needs 
"HOPE"It keeps us going!
It's our gallon of gas for each night
and day.  
NEVER give up HOPE!Do seek out "REAL"!Always keep on "PRAYING"
In the meantime, I "HOPE" and
"PRAY" with all of you that
our "blessings" will become
REAL very,very soon!!
In Reality, Love, Light & Hope
 
Dinarian - jbs- 7-29-13

p.s. 
 
The site where I found this video stated
it was made in 2011
Everyone was filled with  "HOPE" then,
and still are filled with "HOPE" today !!!
Might be a good "refresher" for everyone!
I'm wondering if all they said  in this video

"still stands" today!!I certainly "HOPE" so, for ALL of us !!
http://www.youtube.com/embed/t76R-sr1gVk
?feature=player_embedded

"A Lesson in Irony"

"A Lesson in Irony"

The Food Stamp Program, administered by the U.S. Department of Agriculture, is proud to be distributing this year the greatest amount of free Meals and Food Stamps ever, to 46 million people.

Meanwhile, the National Park Service, administered by the U.S. Department of the Interior, asks us "Please Do Not Feed the Animals." Their stated reason for the policy is because "The animals will grow dependent on handouts and will not learn to take care of themselves."

Thus ends today's lesson in irony.


Dinar RV Intel - Jester - 7/31/13

[Jester] I HAVE TIME FOR A FEW QUESTIONS…BUT HAVE TO BE DONE BY 1 O’CLOCK FOR A CALL…

[Robertprofessor] Jester The most significant question begging an answer, and the question you cannot answer, is when do we start?

[Jester] Robertprofessor WISH I COULD TELL YOU THAT...

[charps84] Jester Who's gonna tell the IRS to pack up and go home?

[Jester] charps84 ALREADY UNDERWAY... KEEP WATCHING THE NEWS... IT IS HAPPENING...

[Leads1] Jester The light just went on. Thanks Jester!

[shortsy] Jester... With the Republic comming, does it effect Canada in any way?

[Jester] shortsy CAN'T SEE HOW IT WOULD... SHOULD MAKE THINGS A LOT BETTER...

[ready4riches] the reason it has all been hidden from public view is the corporation has siezed control of the media and school system imo thud

[Jester] ready4riches EXACTLY... GOOD REASONING THERE...

[jjmyles] Jester Can you tell us what is going on with Biden? He has bene MIA for sometime.

 [Jester] jjmyles NO IDEA...

[Robertprofessor] FrenchTexan2 Carl Sandberg said, "The civil war was fought over a verb. Which is correct to say, 'The United States is ... or the united states are ...?" The US Corporation is the biggest outcome of the Civil War, but this is verbotten.

[texan1] Jester are there any leaders set to lead in the republic or are we gonna start from scratch

[Jester] texan1 THE LEADERS ARE THERE... THE ONES THAT WILL SWEAR TO THE REPUBLIC ANYWAY...

[Leads1] Jester Is JL in Hong Kong?

 [Jester] Leads1 NO HE IS NOT...

[Yola] I have to read and educate my self so I can explain it to my family

[Jester] Yola THAT IS WHY I AM DOING THIS... THE INFORMATION IS READILY AVAILABLE... A LOT OF IT IS IN SUPREME COURT ARCHIVES... I WILL BRING THAT PROOF IN THE FUTURE POST...

[chattahoochee01] Jester any speculation as to when we might hear more from JL?

 [Jester] shortsy chattahoochee01 I AM WAITING FOR SOME ANNOUNCEMENTS... HEARING RUMORS THE ROUNDUP FROM LAST SUNDAY MAY BE REPEATED THIS WEEKEND...

[Magicman1264] Jester I know this has been a topic in the past but not sure of the answer. Is there going to be a float or is there even any truth to that?

Jester] Magicman1264 I HAVE ANSWERED THAT SO MANY TIMES I AN SICK OF IT... THINK RESET... THEY ARE BASING CURRENCY VALUES ON GOLD AND RESOURCES ACCORDINGLY... THE RATES WILL BE SET BY THAT...

[starpath1] Jester My understanding is that the original 13th amendment to the Constitution was rattified, but has been ignored ever since. Will it be a part of the new government?

[Jester] starpath1 I DO BELIEVE THAT WILL BE PART OF THE PROCESS OF GETTING THINGS BACK UNDER CONTROL AS WELL AS WORKING ON THE 14TH TOO...

[oxglove] Jester will those not currently backing the Republic in congress still have an opportunity to take / retain their positions by doing so?

[Jester] oxglove THAT IS WHAT I AM HEARING...

 [jjmyles] Jester It looks like O & his cabal are disregarding the second ammendment as we speak? Your thoughts

 [WCW] Jester i think all of this republic stuff should stop in these chat rooms i m in fear that some inasent folk s dont know the consocencese for even thinking about over throwing a gov.

[Jester] WCW WELL... I JUST POSTED THAT AN OVERTHROW IS NOT NECESSARY... THE REPUBLIC IS ALREADY THERE... PLEASE RE-READ THE POST CAREFULLY...

[alin] Jester, there are rumors as the RV already happened but waiting to go public. Any validity?

[Jester] alin THE RV DID NOT HAPPEN YET... ANYONE SAYING SO IS COVERING FOR THEIR MISTAKES IN CALLING IT... SORRY...

[Equitykicker] Jester As you are aware, the Republic is already set up in all 50 states. My wife and I have been part of the Republic for the past 3 years and have served behind the scenes on a number of state and federal grand juries.This is so exciting to be able to see the manifest. of many peoples hard work.

[Jester] Equitykicker I AM AWARE... BUT NOT ALL ARE... THAT IS WHAT I AM TRYING TO BRING THE INFORMATION FOR...

 [gsi3000] Jester Not being from the US but enjoying the special relationship we have with your country, what can WE expect to see different from the outside looking in??

[deb2blessed] Jester how can this be done easily and without resistance??? they won't want to give up power---

[Jester] deb2blessed THINK CORPORATION... AND THINK CORPORATE TAKEOVER... THE TRUTH IS THE RESET IS ALL ABOUT THE CORPORATE TAKEOVER OF THE EXISTING BANKING SYSTEM... WITH THAT GONE THE UST WILL BE BACK TO A GOLD BACKED CURRENCY AND THE REPUBLIC... SIMPLE AS THAT REALLY...

 [alin] Jester, thanks. Is JL flying to Hong Kong to check on something?

[Jester] alin ALREADY ANSWERED... HE IS IN VERY IMORTANT MEETINGS RIGHT NOW... HEY ARE WORKING OUT THE DETAILS OF FUNDING THE GOLD BACKED CURRENCY FOR THE UST AND THE REPUBLIC...

[SGD3] Jester So who is doing the takeover? China?

[Jester] SGD3 THEY ARE VERY INSTRUMENTAL IN GETTING THIS DONE YES... BUT THINK ELDERS... THE CHINESE FAMILIES... NOT THE GOVERNMENT OF CHINA... THEY WILL BE UNDERGOING SOME TRANSFORMATION TOO...

[Readynow] Jester so is the only thing holding this announcements from JL? Nothing else?

Jester] Readynow THAT IS THE INDICATOR WE ARE LOOKING FOR... THEY ARE STILL WORKING ON GETTING THINGS DONE IN THE BACKGROUND IN PREPARATION...

[DancesWithWolves] Jester You talk about others calling it mistakes etc - being truthful bud - you seem to get fired up and then cool right off again..... just saying. You are a little hard to read and then folks get confused

[Jester] DancesWithWolves IS THAT ME OR YOU... I HAVE NEVER CALLED A DATE... I GET EXCITED WITH THINGS THAT HAPPEN TOO... SIMPLE AS THAT... BUT AS I HAVE STATED MANY TIMES... NO ONE KNOWS THE FULL PICTURE... THAT IS WHY YOU CANNOT CALL A DATE...

[alphadinar] Well if this is true guess we all just have to be really patient for the good guys to get squared away I hope they flip the switch soon because Iraq is becoming increasingly unstable with Maliki's antics and all the GOI failed promises, I say reset the Republic will be restored soon enough

[hillbillypreacher] Jester Does JL know he is funding the republic?

[Jester] hillbillypreacher HE KNOWS WHAT IS GOING ON... THAT IS THE REASON HE WAS BROUGHT IN... TO DO WHAT HE IS DOING...

[gdsgrl21] Jester We heard from T there was a glitch putting through the VND in Forex 2 nights ago and that was fixed ... can you validate that?

[Jester] gdsgrl21 I THINK I WAS THE ONE THAT REPORTED THAT... LOL

[Robertprofessor] gdsgrl21 Jester said that last night in answer to one of my questions.

[DancesWithWolves] Jester yeah....but you have to admit you were all over the whole 1 August/end of month thing as well a few days ago....

[Jester] DancesWithWolves I DISAGREE... I REPORTED WHAT WAS GOING ON WIHT WHAT I KNEW AT THE TIME... AND YESTERDAY REPORTED THAT WAS NOT AN ISSUE ANY LONGER... HOW YOU READ THE INFORMATION IS WHY YOU EXPECT THINGS NOT SAID...

[jjmyles] Jester - IMHO This has gone on way to long. These people better get this C/E into action before it is too late. Time is running out. This can not be that complicated.

[Jester] jjmyles TRUST ME... IT REALLY IS THAT COMPLICATED...

[Jester] OK... LOOKS LIKE TONY IS UP... AND I HAVE A CALL TO GET ON TOO... NOT TONY'S... LOL

[Jester] YOU GUYS HAVE A NICE DAY... AND I WILL CHECK YOU LATER... HOPE THE REPUBLIC EXPLANATION HELPED...

[alphadinar] Thanks Jester for keeping us informed we want the truth and you give it so thanks a million as always

WHY WASHINGTON, D.C. IS FACING A PENDING $50 TRILLION LAWSUIT UNDER NATIONAL AND INTERNATIONAL LAW FROM ERASMUS OF AMERICA - JULY 31, 2013

WHY WASHINGTON, D.C. IS FACING A PENDING $50 TRILLION LAWSUIT UNDER NATIONAL AND INTERNATIONAL LAW FROM ERASMUS OF AMERICA - JULY 31, 2013
  

  THE FOLLOWING MATERIAL IS TAKEN FROM THE LATTER HALF OF THE REPORT "TRIBES ARE THE FOUNDATION TO HUMAN HISTORY" BY ERASMUS OF AMERICA - JULY 31, 2013

     The report 'TRIBES ARE THE FOUNDATION TO HUMAN HISTORY" By Erasmus of America may be found in its earlier, shorter version on Nesara News for July 30, 2013. This material below has been added to the report and is to show how Wash., D.C. under Obama engaged in Watergate style criminal tactics as was similar to what was called "The Watergate Breakin" back then, just got caught in massive federal criminal activity, and is now facing a pending $50 trillion lawsuit as Obama's gang got caught redhanded in what they did in violation of law. The entire report with the new material added to it as shown below may be obtained from us asking for the "TRIBES REPORT" from fastboomamericaneconomy.com@gmail.com . Also, the entire report with this material below added to it we plan to shortly have posted also to our website www.fastboomamericaneconomy.com . We want all of America to see how criminal is the federal government under Obama at the White House. And we suggest impeach him right away! Also, Eric Holder who ran legal cover for Obama so he could do this. Also, for other federal officials involved with this massive violation of federal felony laws.

    
     Pass this report on to others. My website is www.fastboomamericaneconomy.com and has many interesting things on it of free reports, health products, and unusual products for sale which help finance my Omni Law drive in America. My email address is fastboomamericaneconomy.com@gmail.com . For mail orders if not using my website to place orders, send to NIFI, P.O. Box 1465, Seneca, SC 29679 and tell what any check, etc. is for made out to NIFI. As I am the only leader in America publicly committed to stopping this GMO food situation which is threatening the survival of America, I have many reports on it you do not know about, back me or apparently America will have no future otherwise. Wash., D.C. is totally crooked in matters like this, so honest leaders like me have to arise before it is too late to save the future of America otherwise. I frankly enjoy research work in science and engineering far more than bothering with political matters, but you need my help so I will help you. But once I can, I want to resume research work good for the future of mankind and building my Camelot Project which I think will greatly bless America once built.
      Yours for God and Country, Erasmus of America (pen name for the American Christian belonging to the tribe of Early Apostolic Christianity, not the tribe of 10% Christianity in America today!) P.S. If you want to be added to my email list, send us your email address and say, "Add me to your updated reports list." My email address again is fastboomamericaneconomy.com@gmail.com  Additional note July 29, 2013. I had a proofreader on July 27, 2013 review this entire report and state to me that this report had no misspellings, typo errors, and was a classic as a report to be released. The proofreader asked me if we should review this report once more in case federal operatives should try to tamper with it to scramble egg part of this report as they had done before with a couple of more of my reports back then. I thought since we had both just proofread it and found no errors, there should be no reason to proofread it again. We promptly sent this on to John at Nesara News who promptly posted it on his blog. To my startled surprise, the report posted had been tampered with and changed in some of the material along with a key paragraph turned into scrambled eggs in reading. On July 28, I went to a friend of mine who has an elaborate computer center and checking out my computer used on July 27, it was found to have special computer viruses on it intended to let Wash., D.C. know who I was sending to the second I posted an email address and direct links to NSA which is the National Security Agency so they could read my reports as I wrote them. We cleaned out all computer viruses so Wash., D.C. could not change my report in part of its material just before being sent out. Also, this is what provoked me to a notice being sent to Nesara News that I will now sue Wash., D.C. and involved federal officials for $50 trillion in damages for pulling dirty tricks like this to try and stop my drive to pass the Omni Law in America and help Christianity find its original Apostolic Christian roots again. Pass this report on to everyone now. I will not tolerate this Al Capone type political leader from Chicago called Obama trying to turn the federal government into an Al Capone gangster operation but headquartered now in Wash., D.C. instead of Chicago. Obama gets sued, Eric Holder, and other guilty parties in Wash., D.C. I fortunately had made an earlier copy of this report which clearly showed that this report had been tampered with by federal operatives as part of the report had been altered in content, so I copied from the earlier copy so the report is now correct as I wrote it and not tampered with by Wash. dirty trick federal operatives. American people, are you going to tolerate a federal police state government like this under the would-be dictator Obama or else pass the Omni Law to restore a free and honest national government to America? It is time to impeach Obama and co-conspirators and remove them from office in Wash., D.C.! They broke the criminal law in this matter as covered by federal civil rights acts making it a federal felony to try and block a national drive for a constitutional amendment and to try to block an important research report for Christianity by forging part of it into nonsense to stop its circulation in America.
     When out to win the nation to an important cause, it takes money. My website shows three ways to help finance the Omni Law Drive to pass the law that restores control of the federal government to the American people. First of all the Omni Law is posted on my website so you can see what we plan to pass as a constitutional amendment in America. We have the America's Hope spot where you can help with $10 in finances or more to help pass the Omni Law. We have the Omni Law Loan Program where in loan units of $25 you get credit in the loan pool and when Wash., D.C. is forced to pay financial settlement as they will under the Omni Law, you get 10% of the settlement money pro-rata share per units of $25 loan money you have the program. Also, you get 10% of the net profits for 30 years divided pro-rata per units of $25 loan money you have for the world food industry to be founded planned in America based upon the Vatican endorsed trade secret food process Pope Pius XII indicated was potentially the most important news for mankind since the coming of Christ since it could potentially solve the twin problems of malnutrition and starvation in the world. We also have the NIFI 15% Club which uses $25 units of loan money and is designed to start paying you 15% in royalty on your loan money starting at the end of the third month and we hope this program will be even for a lifetime. We started at the end of January, 2013 with our own private club fund based upon a special angle we saw and one half year later like clockwork we produce a profit sufficient to pay you 15% monthly as a royalty on net profits from your loan money. So long as Obama or Wash., D.C. doesn't bankrupt America or some dumb thing like that, it looks like we could maintain potentially for the rest of your life this 15% monthly on your loan money but we call this a royalty on net monthly profits. We make more than what we pay you and this helps to finance the Omni Law Drive now and will help finance new industry for America later on. 
      And on our website we have the free report on Miracles of God. We picked spectacular ones and supporting material so overwhelming that this should basically win nearly 100% of America to firm belief in God once all Americans see it and much of America should be won to firm belief in Christ and Christianity because of this report the atheists cannot answer. And part of Christianity is Jesus Money taught in the New Testament by Jesus Christ. The ordinary people became so rich under Jesus Money, businesses skyrocketed under it, and governments prospered so strongly with this they no longer needed high taxes to finance themselves. Jesus told us how to do this in the New Testament and the bankers censored it from your history courses after they overthrew it 4 times in history because it created too much prosperity for all in society and society did not go into high debt as it does today because our current money system is that taught by the Satanists and their allies running America today. Also, under Jesus Money, crime nearly disappeared in society, wars nearly disappeared, and when such as used in France in part of the Middle Ages, people finally only needed to work each week only 4 days 6 hours a day and live very nicely with basically everyone owning their own homes, eating apparently better meals than modern Americans, and people could retire at the age of 45 to 55 and live off their investments in real estate and business. Historians back then indicated mankind had come into a virtual golden age on earth. The bankers did not like this, overthrew this wonderful way of rich life for all 4 times in history, and then censored your history books so you wouldn't know that you don't have to suffer poverty, unemployment, and bad times in human society. You only suffer because you are following and practicing the teachings of the pagans and Satanists now in society rather than the teachings of Jesus Christ which were intended for living by in this life and not just for the hereafter. Tiny France using Jesus Money became so prosperous with it that the French people built 80 giant beautiful Gothic cathedrals and 500 cathedral grade Gothic churches with it from roughly 1170 A.D. to 1270 A.D. just out of their wealth under Jesus Money and not needing taxes, loans, etc. to build these. Tiny Chartres, France with less than 2,500 population built the large Cathedral of Chartres in maybe 38 years. The Washington National Cathedral in Wash., D.C. with groundbreaking by Teddy Roosevelt, etc. in 1907 and the cathedral completed basically in 1990 was built by the old Gothic method of the Middle Ages. When completed, it was commented that America was not rich enough as a nation to ever build another large church in America by the old Gothic method. Tiny France with Jesus Money built 580 large beautiful Gothic churches versus one for America in nearly the same time span but built with the American Federal Reserve Money instead of Jesus Money of the Middle Ages and started by the Catholic Archbishop of Maglesburg, Holy Roman Empire (Germany) in 1150 A.D. All this history is censored from you to keep you poor and controlled in America rather than no unemployed and no poor in America such as happened in France when they practiced what Jesus taught on money in the New Testament. The clergy ignorant of their own church history did not know of this golden age of mankind when man actually practiced what Jesus taught in the New Testament. Jesus was a lot smarter in national economics than the clergy and laity of Christianity know about today. Christianity has the answers needed by the modern world. The pagans do not!
     Pass this report around until everyone in America sees this report! And once we win America, then we can effectively preach Jesus to the entire world starting from America! I studied with six of the most brilliant economists of America and Europe is how I first learned about this Jesus Money the banking interests did not want taught in the colleges and universities of America and Europe! They bought off governments to keep this history censored from you! And when the Thirteen Colonies used Jesus Money for up to 150 years until outlawed by the British Parliament and triggered off the American Revolution a few years later, virtually all Americans owned either their own businesses or else their own farms under it. That is why slaves had to be brought to the Thirteen Colonies. Nearly all the Americans were so rich under Jesus Money, it was hard to find anyone left to do manual labor jobs in America! It was the prosperity of the Thirteen Colonies that mass attracted Europeans to migrate from Europe to the "New World" called North America and the Thirteen Colonies! How they suckered you in by censoring your history so you don't know the real early history of America!
     So push this report everywhere to raise "Jesus Over America!" Jesus Money will do the trick to skyrocket America once we follow what Jesus taught us to live by on this earth today! And you thought the Bible had nothing to teach modern man! How ignorant you are if you think that!
      Again our website address is www.fastboomamericaneconomy.com  Our email address is fastboomamericaneconomy.com@gmail.com  Our mailing address if needed to mail in an order instead of doing it through our website is NIFI, P.O. Box 1465, Seneca, SC 29679 . Make any checks, etc. out to NIFI and tell us what the payment is for. Pass the P.S. and then added note of July 29, this all is new material and was not included with the original report. Well, if we have got one shot to win most of America, then let's make this report powerful enough and complete enough to potentially win America in a quick blast! God bless all of you who back and promote this report now!
     And a new note added July 31, 2013. Briefly now until the end of August, 2013, we will give double credit on $25 loan credits created with our Omni Law Loan Program. If one million dollars is reached before the end of August, 2013, then this brief bonus offer has fulfilled its purpose ahead of time and so will be withdrawn then rather than at the end of August, 2013. We get the giant $50 trillion federal settlement from Wash, D.C., your 10% share pro-rata per number of $25 credit loan units to your name should be quite an impressive amount of money. You may look up the Omni Law Loan Program on our national website www.fastboomamericaneconomy.com if not familiar with it. We have several ways to win including using a foreign nation as co-plaintiff with us meaning that we can present deadly legal claims against Wash., D.C. on the floor of the UN and have this directly filed with international courts such as at the Hague and in Rome. Exposing to the world how all nations and races on earth are threatened with extinction by Washington genocide policy if not stopped in time, we can force a quick international ruling and then Wash., D.C. saddled with the ruling which will probably turn Wash., D.C. over to us in legal receivership until we are paid off the ruled upon international settlement figure. The actual money can be paid off with the vast trillions of dollars of swindled money taken from Wash., D.C. without your knowledge and recovered by us until the final settlement figure is paid off to us. By the way, strange as it may sound, we may suddenly have trillions of dollars to pump into the American economy not there before and finance a giant national economic boom with this. We may allow Wash., D.C. to lower the figure a bit by some land concessions to us, passage of the Omni Law, etc. but the settlement figure will be huge regardless. Whatever cash settlement we receive, we will split 10% of it pro-rata based upon those who had $25 loan credit units in our Omni Law Loan Program. When we have reached our goal of $100 million maximum in $25 loan credit units in the Omni Law Loan Program, this offer will no longer be available to anyone. The Obama White House and loyal Obama officials tried to block obtaining the finances to set up this great world food industry for America based upon my father's Vatican endorsed trade secret food process Pope Pius XII said was potentially the greatest news for mankind since the coming of Christ since it could potentially solve the twin problems of starvation and malnutrition in the world. And since they used illegal, quite criminal tactics to try and block us from getting passed the Omni Law in America, they became personally liable under both national law and international law for the following legal action against them. They will each separately as to those identified who did this be valid legal targets for us to sue for each of them $50 trillion in actual damages. Obama and Eric Holder have already been identified as having engaged in these illegal tactics and so each is scheduled to be sued for $50 trillon they personally owe me and allied business interests at that time. By making each federal criminal in the federal government personally liable for himself owning us $50 trillion, we will establish the legal precedent that all such federal criminals including the man in the White Houe or head of the U.S. Justice Dept. will all be liable for the total amount of damages and such figure not reduced by others paying off part of the trillions of dollars in damages owed us. We can push the actual damages owed us up to maybe $100 trillion if we decide to push for the maximum figure of actual damages that can be claimed before we enter the area of punitive damages on top of that. We have enough trade secret technology from the National Institute For Inventors which I own through a corporation to be worth at business market value potentially up to $100 trillion dollars. We have the big answers for all the branches of the American and world economy and the public does not know about these powerful types of technology being available for the good of mankind.
     I have won legal upsets before such as crushing in court the Jewish lawyer who had never lost in any state court until he faced me. He was stunned when he lost and looked bewildered. I will win under international law if I choose to go that way. And I can win under national law but have a trick maneuver so corrupt federal courts cannot stop the legal actions nor give dishonest rulings trying to protect Wash., D.C. from losing when so much money is at stake. Having spent eleven calendar years in military academies, I do not commit to battle before I already know why I am going to win. I was trained to be a military mind also in legal battles and play to win! Wash., D.C. lost the court cases already in advance by never returning the federally stolen $525,000 to me despite repeated legal demands for years that they return it immediately. And I had witnesses that the money was federally stolen! And Obama ordering the dirty tricks federal operations of trying to block me from getting financial backing of up to $100 million from a wealthy source who expressed interest this way and also using federal dirty tricks operations such as rewriting apparently by NSA or else CIA under NSA part of my "TRIBES ARE THE FOUNDATION TO HUMAN HISTORY" REPORT when it was obviously a major pivot to help advance both my drive to reunify Christians to win America back to Christ and Christianity and also to pass my Omni Law in America violated a list of federal criminal acts and Obama and co-conspirators can either be sued now for $50 Trillion each now in damages or else be sent to federal prison for even up to life. Or they can be sued for $50 Trillion each and sent to federal prison for life if I push it legally! Right now some Washington officials are not feeling too smart as they may have finally figured it out I set up a legal ambush for them and they fell into it giving me coming national victory in America! I was a pro in military intelligence and always knew how to bait traps for the enemy.  
     So American folks push this report all over America and the reign of would-be treason in Wash., D.C. stops now! Once we pass the Omni Law, we have won America back to control by the American people who do not control Wash.,D.C. at this time and Wash., D.C. does not want to be controlled by the American people, but instead crush them under a planned national police state Obama wants for himself for intended lifetime dictator of America if he can get away with it.  
     Erasmus of America - champion of the people, of Christianity, of a booming economy for America, and restoration of true legal freedom for the American people including return of control of government to the American people who do not have control of runaway gangster Wash., D.C. at this time.    


175 Year Old Great Lakes Schooner Located in Lake Ontario

175 Year Old Great Lakes Schooner Located in Lake Ontario

Thursday, July 25, 2013

Rochester, New York - The wreckage of the schooner Atlas which sank in 1839 during a gale has been located in Lake Ontario.  The Atlas may be the oldest confirmed commercial schooner discovered in the Great Lakes.  A team of shipwreck enthusiasts, Jim Kennard, Roger Pawlowski and Roland Stevens, located the schooner while searching for sunken ships near Oswego, NY.
A Disastrous Event
In early May 1839 the schooner Atlas was transporting a cargo of Black River limestone from Chaumont to the port of Oswego. Within a few miles of its final destination the Atlas encountered gale force winds from the northwest which more than likely caused a shift in the heavy cargo taking the schooner swiftly to the bottom of Lake Ontario.  The schooner sank so quickly there was no time for anyone to escape and all on board were carried to the deep depths of the lake.  Only a few articles from the schooner were found later by the steamer Telegraph that had been sent out to where the Atlas was seen going down.  These included a pair of oars, a coat, two hats, and a pair of boots.
Schooner built in 1838
The Atlas, a two masted schooner, was built in Dexter, NY in 1838 and owned by Ortha Little & Son for the specific purpose of transporting building stone from the quarries in the Chaumont, NY area.  The cargo was owned by Asa Davis who at that time was furnishing the cut stone for the U.S. government pier in Oswego.  Stone from the Davis quarries was later used in the construction of the Gerrit Smith building (public library) and a number of other structures in Oswego.
Lost on the Atlas
The crew of the Atlas consisted of Ashel Westcott, of Brownville, Jefferson county, aged about 26; Ortha Little, of Hounsfield, Jefferson county, part owner of the schooner and a sailor on board, aged 48; William Ackerman of Brownville, a sailor, aged 19; John See, a sailor, aged 18; and Asa Davis of Chaumont, owner of the cargo, aged 30 years, son of Phineas Davis, of Mexico, NY.
Discovery and Survey of the Shipwreck
The schooner Atlas was located in late June by a high resolution DeepVision side scan sonar system. Last week the team returned to deploy an underwater remote operated vehicle (ROV) and obtain a video recording of the remains of the shipwreck.   In a depth of upwards of 300 feet the visibility is limited to lighting provided by the ROV.  The remains of the schooner can best be summed up as a mess.   The ship sank like the stone it was carrying, hitting hard on the bottom of Lake Ontario and collapsing the deck. The impact probably weakened the sides of the schooner causing them to fall away.  One of the masts is resting to the starboard side of the wreck and the other back past the port stern of the ship.  Only the aft deck remains with the ship’s wheel heavily encrusted with mussels.  Just forward of this deck is one of the holds of the ship, containing a large piece of cut stone.  From this area to the bow, boards jut out at different angles indicating how violent the impact must have been when it crashed into the bottom.   At the bow one anchor is still hanging on the starboard side while the port anchor is resting on the bottom.  The video appears to show a reinforced stern area from which the stone was probably loaded. The best estimate of the ship size is approximately 52 feet in length with a beam of 16 ½ feet.
Possibly the Oldest Confirmed Great Lakes Commercial Schooner
A search of shipwreck databases and discussions with several maritime historians was made to determine if there was another previously discovered Great Lakes commercial schooner that may be older than the Atlas.  There has been some speculation of earlier vessels but none have been positively identified.  
Historic Shipwrecks in New York State waters
Historic shipwrecks abandoned and embedded in New York State underwater lands belong to the people of the State of New York and are protected by state and federal law from unauthorized disturbance.
The shipwreck survey in Lake Ontario was funded by a grant from The National Museum of the Great Lakes/Great Lakes Historical Society of Vermillion, Ohio.
Shipwreck Discovery Team
Jim Kennard has been diving and exploring the lakes in the northeast since 1970. He has found over 200 shipwrecks in the Great Lakes, Lake Champlain, NY Finger Lakes and in the Mississippi and Ohio Rivers over the past 35 years. In 1983 he discovered a unique horse powered ferryboat in Lake Champlain.  National Geographic featured the ferryboat in their October 1989 issue.  In May 2008 Jim Kennard and Dan Scoville discovered the British warship HMS Ontario, the oldest shipwreck ever found in the Great Lakes, and in late September 2008 a rare 200 year old "dagger-board" schooner. Both discoveries received worldwide attention in the news.  Kennard is a Fellow member of The Explorers Club.
Roger Pawlowski has been diving on shipwrecks in the northeast and Florida for the past 12 years.  He is a retired Air Force Reserve pilot and flew missions in Desert Storm.  In 1980 while flying a practice mission over Lake Ontario he witnessed a small aircraft plunge into the lake.  His details of the incident and location helped Kennard locate the aircraft which was several miles from shore and in over 100 feet underwater.  Pawlowski is an electrical engineer and runs his own engineering consulting business.
Roland ‘Chip’ Stevens is a retired architect and working artist whose watercolors are well known in the Rochester area, many of which have been accepted into national exhibitions.  A sailor for many years, Stevens has a love of the sea as reflected in his seascapes.  A number of his paintings of shipwrecks discovered by the team have appeared in news stories and publications.  Stevens created a sketch of the schooner Atlas as it appears today on the bottom of Lake Ontario based on the ROV video recording.

[For photos, see: http://tinyurl.com/mumclxt ]

Dinar Intel - Mort - 7/31/13 --- AWAITING PUBLIC ANNOUNCEMENT

[mort] just talked with my international attorney and he said the rv is all been done & legal-just the public announcement has not been announced yet and that's is suppose to be announced anytime now and when that happens -his traders will tell him to come to Reno to get business done..

Russian Invasion dreams

John, please post this.  There are too many of us throughout this nation who have had and are having now warning dreams, visions and words from the Lord about what is shortly to come to pass.

Since the 1980's I, too, have had revelations from the Lord confirming what is stated below.  Troops will be pouring into our nation on the North side from Canada, while troops will pour in on the South via Mexico. There will also be troops parachuting in as well as entering from the coasts.  We have been told over and over by Drake and others that the Russians and Chinese are on our soil to protect us, but THIS IS A LIE. Americans have long been sold out by the enemy within, the enemy that has been allowed to continue to hold their leadership offices and thus to continue their traitorous activities against this nation. This is happening to us not only because of the 'debts' of the private corporation, THE UNITED STATES OF AMERICA CORPORATION, but because we will pay the price for doing nothing about the traitors, and especially for not repenting before the Lord for the sins of this nation.


First off I want to thank you doing all that you do to alert us to whats going on in this crazy world. I've been reading your website for a few years now and really enjoy you and V and Pastor Lankford on the Hagmann and Hagmann show.
I probably should have wrote to you earlier concerning four vivid dreams I have had over the past five or six years dealing with a military invasion of Great Falls Montana. In each dream I was in a different location but I was witnessing what I believe was the same event from a different place in town and out of town.
In the first dream I was near Malmstrom AFB east of Great Falls and I saw something similar to Chinook helicopters repelling foreign troops out on thefarmland. Shortly thereafter I could hear automatic weapons being fired into the farmhouses nearby and the first thought that came to my mind was that I wished I had more time to prepare for what was coming down on us all. Also, the gun that I had with me wouldn't load properly adding to the panic.

The second dream I was in the southern part of town and I looked up in the sky and I saw dozens of large foreign military aircraft flying high in formation over the town, there were maybe 30 or more of them. I don't remember any bombs being dropped from them but shortly thereafter there were a few explosions and the house near where I was had been hit with something and was engulfed with flames. The few people I was with were pretty frantic and we knew we had a short time to try to escape the troops we knew were coming from the south.

The third dream I had I was in the north part of town near the top of the hill that overlooks the whole city. This time I saw fighter jets that were bombing and strafing numerous buildings all over town in what seemed like a random pattern. The whole picture was shocking to take in and I remembered the previous dreams and the same sinking feeling set in along with the desire to get out of there quickly.

The fourth dream was at night time just before it gets light, I was out of town maybe 15- 20 miles away sleeping in someone's house when suddenly I was awakened by the roar of fighter jets flying 200 feet overhead. So I got up to see what was happening and I watched as our jets were having dogfights with these foreign planes. Shortly after I saw thick black smoke coming from behind a hill and I knew that one of our planes was shot down. My attention was drawn away for a little while to try to find out if there was any news on the tv to explain what was going on and when I looked outside again there weredozens of smoke plumes from our jets that had been shot down. I then got out my binoculars to survey the scene and when I looked through them I was able to see up close a very disturbing picture of civilian people, (not troops), who I knew were Russians chasing down a farmer and his family. They were trying to hide but were caught and immediately shot on sight. This was happening many miles away but the binoculars made it seem like I was right there. The weird part of this dream was that I felt like the people who shot the farmer and his family did it so they could take over the farm.

The overall feeling I got from these dreams was that it wasn't going to happen right away but lately I get the feeling the time is near. It's time we all draw close to the Lord Jesus and get right with him because he alone is able to protect us from all these things prophesied to happen. Even so come Lord Jesus.
If you put this on the website please don't use my name, God bless
Jul 30, 2013

Dear Steve,
Sunday night I had a dream that was very, very disturbing. You always pray that believers will have dreams and get guidance from them, and I think the question I had been asking the Lord was answered.  The question was:  should I stay here and hunker down, or go somewhere else? Years ago I had some dreams that came true just the way I dreamed them. The dreams that are in widescreen technicolor are always the ones that happen, and this one was that way, almost like watching a movie but participating at the same time. I was also very aware during the dream of all the things I have learned from you, the Hagmanns, Hawk and all the other watchmen.
The dream took place where I live on a large ranch where I live in a small cabin in southwest Colorado. There are 2 other houses, one occupied by 2 other tenants, and one about a quarter mile away where the landlord lives. My friend was visiting me early in the morning and we were going to do some gardening chores together when we heard a lot of motor vehicles coming down the dirt road from town that ends at this ranch. We went to look and saw the road totally filled as far as we could see with limousines, suv's, dump trucks, 18 wheelers and caterpillar tractors. They all turned in through our gate and more just kept pouring in as they filled all the driveway length and then started going up toward the landlord's house. When the road got too narrow, a caterpillar would move out and doze out portions of the hill by the road to make it wider for all the vehicles to get through.

About 150 people or more got out of the limousines and suv's and started setting up tables in the meadow out front of my cabin and the house. They threw down large rolls of blueprints and were all walking around with headsets, phones, and tablet computers, all talking at once and very busy.They weren't dressed for outside work.  All were in business suits, etc. I felt like I was in an ant hill. I ran out to the people and kept asking over and over what was going on, and what they were doing there. They totally ignored me and just pushed me aside without answering. I went back to my cabin and people were inside throwing all my things out the door into the meadow. I called for my pets and they were gone!! I asked where my pets were, and again, was ignored and pushed aside. I couldn't find my dogs or cats anywhere-they had disappeared or most likely killed. I was so angry and upset, but couldn't get anyone to pay attention. We wanted to get in our cars and leave but they were blocked in by all the other vehicles.

My friend and I decided to walk down the road to another house about a half mile away and see if they knew what was going on. We couldn't walk on the road because more vehicles were coming, a long line of them, and the road is very narrow so we walked through the trees and fields. We got to the farmhouse and found most all of the neighbors there, apparently having a meeting to figure out what to do.

I asked them what was going on, even though I had a pretty good idea by then. One of them asked: "Didn't you hear about "R" (my landlord and owner of the ranch)?  They put a gun to his head last night and forced him to sign over his whole ranch to them. They didn't give him a penny even though it's been paid off for years. He was shoved out the door with the clothes on his back, and they kept all of his tractors and equipment, too! They are trying to take all the land, especially along this road that has good water

Suddenly I knew that the reason none of the people would talk to me - they were foreigners and didn't speak English, and they were here just taking anything they wanted, thanks to our governments betrayal of the American people. 

Then I woke up and prayed, asking for the Lord to reveal where I need to go, if this place is going to be overrun, I live alone with my pets so I hope the answer comes soon because I knew in the dream that the time is very short now, and our options are getting more limited by the day. I have had many dreams, but I think this was the most disturbing, and yet I know it will get so much worse than I can even imagine. May the Lord shelter us all beneath His Wings.

God bless you and protect you Steve. You and all the watchmen are in my prayers daily, I was back slidden, but you got me back where I need to be and now, as for me and my house, we will serve the Lord.
Susan

Jul 31, 2013

Richie Parker ---- DRIVE

It's the whole [constitution] that's missing!

31 July A.D. 2013

There are a lot of college and graduate-level degree holders who have "no clue" what our present legal reality is.  What's worse, they don't have the analytical "attitude" or basic set of skills even to begin to work through the problem.  It seems that the farther into the educational system one goes, the less likely it is that one will "see" our present legal reality.

Key to the learning of the reality is just seeing things as they are, rather than as they are painted.  For example, the office-holder with the title "president" was born in Kenya.  He's not "natural born," but that doesn't make one bit of difference.  Conclusion:  That part of the "constitution" isn't relevant to our/the present system.

Expansion on that particular situation: 
Since the "constitution" is a "package deal," an "all or nothing deal," where when we find even one part missing, it's not just the one part that's missing.  What's missing is the whole.  Thus, we know that because the obama-nation was born in Kenya and yet the "president" (of whatever), that the system is not created by, and therefore not limited by, the "constitution."

Let's do another one.  The "constitution" says that no State shall allow anything but gold and silver Coin as payment of debt.  But, what circulates these days is "funny money."  Thus, that part of the "constitution" isn't relevant to our present system.

Because the "constitution" is a "package deal," an "all or nothing deal," we conclude that we have no "constitution," because gold and silver Coin are, not only, not the means of payment of debt but also don't even circulate generally, at the moment.  Thus, because there is no gold or silver Coin in general circulation, we know that the system in operation at present is not created by, and therefore is also not limited by, the "constitution."

As we find more and more and more parts missing, we simply have that much more evidence that we're not dealing with a "constitution"-based system.

To go through the "constitution" and take it apart and look at the difference, on a clause-by-clause analysis, between that language and what's happening "governmentally," is to see that
there's very, very, very little of the "constitution" that is even in the minds of those running that system.  Since it's a "package deal," where even one part is missing, it's not just that part that's missing.  It's the whole [constitution] that's missing!

From there, we come to learn that there's "one thing," one system, which is, essentially, the "bank," and that it's national, and that everything else is a subset of that one system.

[Thus, as it relates to the 50 States "corporate resignation," it's nuts to say, much less even to think, that there are 50 separate anythings in this system, much less that the commercial entities that pretend to be States these days are States.  They aren't.  They're STATEs.  They are "counties" within the unified plan of "this state."]

Harmon L. Taylor
Legal Reality
Dallas, Texas

Subscribe / unsubscribe :  legal_reality@earthlink.net


-------- Original Message --------

Subject: Fwd: 50 States 'Resign' From US Corporation?

50 States ‘Resign’ From US Corporation?

Monday, July 22, 2013
http://beforeitsnews.com/politics/2013/07/50-states-resign-from-us-corporation-2536210.html

JPMorgan Looks to Pay to Settle U.S. Inquiries

From: v.k.durham
Subj: JPMorgan Looks to Pay to Settle U.S. Inquiries [WHEN ARE THEY GOING TO PAY THE PEOPLE BACK ON WHAT THEY STOLE?]
 

http://dealbook.nytimes.com/2013/07/30/jpmorgan-to-pay-410-million-in-power-market-manipulation-case/?hp

JPMorgan Looks to Pay to Settle U.S. Inquiries

By JESSICA SILVER-GREENBERG and BEN PROTESS
Jamie Dimon of JPMorgan Chase is trying to mend relationships with regulators.
Richard Drew/Associated - Press Jamie Dimon of JPMorgan
Chase is trying to mend relationships with regulators.

Updated, 10:00 p.m. | JPMorgan Chase is pulling out its checkbook to help mend frayed relationships with the government.

But its new and conciliatory approach — a departure for the bank and its leader, Jamie Dimon, who generally has taken a hard line with the authorities — is yielding mixed results. Government officials, stung by the bank’s past displays of hubris, may drive up the price of settlements or resist the overtures altogether.

The hefty payouts started on Tuesday when JPMorgan struck a $410 million settlement with the nation’s top energy regulator, which had accused the bank of devising “manipulative schemes” to transform “money-losing power plants into powerful profit centers.” The agreement was a record fine for the Federal Energy Regulatory Commission, whose most recent settlement with a big bank totaled only $1.6 million.

Related Links

JPMorgan is bracing for an even larger penalty stemming from shoddy mortgage securities it sold to the government. In a sign that JPMorgan is struggling to placate some authorities, people briefed on the matter said, a housing regulator recently rejected an offer the bank made to settle those claims.

While JPMorgan is likely to fight some cases, the bank is quietly courting officials from the Securities and Exchange Commission, which is investigating the bank’s multibillion-dollar trading loss in London last year, the people say. It is unclear whether the S.E.C. investigators are receptive to JPMorgan’s advances.

The bank’s new approach comes down, at least in part, to dollars and cents. While the settlements are expensive, they pale in comparison to the sort of legal bills that come with long — and embarrassing — legal battles.

At the New York Stock Exchange. The S.E.C. is investigating JPMorgan's multibillion-dollar trading loss last year.
Shannon Stapleton/Reuters - At the New York Stock Exchange. The S.E.C. is investigating JPMorgan’s multibillion-dollar trading loss last year.

The conciliatory tack also reflects a growing recognition among bank executives that JPMorgan was swiftly losing credibility in Washington. At least eight federal agencies are investigating the bank, and some regulators have portrayed JPMorgan as something of a bully.

For example, regulators have accused the bank of resisting scrutiny of the $6 billion trading loss in London. That echoed claims from the energy regulator, which accused the bank of stonewalling its investigation.

The complaints have buffeted Mr. Dimon, JPMorgan’s chief executive, who was once known as Washington’s favorite banker. In a meeting in April, regulators from the Federal Reserve and the Office of the Comptroller of the Currency warned Mr. Dimon that they were losing patience with JPMorgan.

Since then, Mr. Dimon has taken a more contrite tone. Weeks after the scolding, people briefed on the matter said, Mr. Dimon took a rare step of convening a town-hall-style meeting with examiners stationed at the bank’s Park Avenue headquarters. While he did not apologize for past missteps, Mr. Dimon conveyed a willingness to respond to their concerns, according to the people briefed on the matter, who spoke on the condition of anonymity because the meetings were not public.

Mr. Dimon also met with the comptroller of the currency, Thomas J. Curry, to forge a direct relationship with one of his top regulators. In the meeting, people briefed on the matter said, Mr. Dimon told Mr. Curry to bring any concerns directly to senior management.

Mr. Dimon later apologized in a letter to shareholders for letting “our regulators down” and vowed to “do all the work necessary to complete the needed improvements.” The bank, executives note, committed resources to bolster internal controls, a measure that could help improve its frayed relationships with regulators.

Still, the outreach is a work in progress. Some regulators said they were hesitant to believe that the bank was truly reforming its ways, with one official describing the government’s reaction as “trust but verify.”

Mr. Dimon also cautioned shareholders that the bank would most likely face more federal enforcement actions in “the coming months.” Mr. Curry’s agency, for one, is considering an enforcement action against JPMorgan for using faulty documents in lawsuits against customers who fell behind on their credit card bills.

JPMorgan’s most costly case could be its battle with the government over billions of dollars in mortgages it sold to Fannie Mae and Freddie Mac, the government-controlled housing finance companies.

The Federal Housing Finance Agency, which oversees Fannie and Freddie, accused JPMorgan and 17 other banks of selling mortgage securities that later imploded.

Now that the Swiss bank UBS reached a settlement with the agency this month, JPMorgan is next in line for a court date. JPMorgan lawyers want to resolve the case before that point, according to the people briefed on the matter. Yet an accord is proving elusive. The housing regulator balked at JPMorgan’s initial offer to settle, a setback for the bank.

A settlement with an energy regulator ended efforts to charge Blythe Masters, a JPMorgan executive known for devising complex financial products.
Manuel Balce Ceneta/Associated Press - A settlement with an energy regulator ended efforts to charge Blythe Masters, a JPMorgan executive known for devising complex financial products.

JPMorgan had more success with the energy regulator. Even though it extracted the $410 million settlement on Tuesday, the regulator spared a senior bank executive, Blythe Masters, who investigators originally contended made “false and misleading statements under oath.”

In March, agency investigators said that they planned to recommend that the regulator hold Ms. Masters “individually liable,” a move that would have cast a shadow over her career on Wall Street, where she is well known for developing complex financial instruments. The decision to forgo individual charges against Ms. Masters and three of her employees was an abrupt reversal for the regulator, which did not accuse her of lying in its final order. It is also a major victory for Ms. Masters.

The accusations of market manipulation surfaced in a confidential commission document reviewed by The New York Times. The document, a warning that investigators would recommend that the agency pursue civil charges, outlined a pattern of illegal trading in the California and Michigan electricity markets.

Since the regulator’s findings surfaced, JPMorgan has defended Ms. Masters and the traders, disputing that “Blythe Masters or any employee lied or acted inappropriately in this matter.”

The accusations against JPMorgan originated from its rights to sell electricity from power plants that it acquired after the bank took over Bear Stearns in 2008.

The plants the bank inherited were outdated and inefficient. Still, the regulator said, traders in Houston found a workaround. To transform the power plants into profit generators, the agency said, JPMorgan’s traders adopted eight different “schemes” from September 2010 to June 2011.

The trading strategies offered electricity at prices that appeared falsely attractive to state energy authorities. The effort prompted authorities in California and Michigan to make excessive payments that helped drive up energy prices, the regulator said.

As part of the settlement on Tuesday, JPMorgan will pay a civil penalty of $285 million to the Treasury Department. JPMorgan will also pay $125 million in “unjust profits,” the regulator said.

Under the deal, the bank must also make annual reports to the commission for three years detailing its power business in the United States. While JPMorgan acknowledged the facts of the trading strategies, outlined in the settlement, the bank did not admit or deny wrongdoing.

For JPMorgan, which reported a record $6.5 billion in quarterly profits this month, the pact will hardly dent the bank’s bottom line. But the deal, a bank spokesman said, does help the bank “put this matter behind us.”

A version of this article appeared in print on 07/31/2013, on page B1 of the NewYork edition with the headline: JPMorgan Looks to Pay to Settle U.S. Inquiries.