Part of rebuilding New
Orleans caused residents often to be challenged with the task of tracing home
titles back potentially hundreds of years. With a community rich with
history stretching back over two centuries, houses have been passed along
through generations of family, sometimes making it quite difficult to establish
ownership. Here's a great letter an attorney wrote to the FHA on behalf of a
client:
You have to love this lawyer...
A New Orleans lawyer sought an FHA loan for a client. He
was told the loan would be granted if he could prove satisfactory title to a
parcel of property being offered as collateral. The title to the property
dated back to 1803, which took the lawyer three months to track down.
After sending the information to the FHA, he received the following reply:
(Actual reply from FHA):
"Upon review of your letter adjoining your client's loan application, we note the request is supported by an Abstract of Title. While we compliment the able manner in which you have prepared and presented the application, we must point out you have only cleared title to the proposed collateral property back to 1803. Before final approval can be accorded, it will be necessary to clear the title back to its origin." Annoyed, the lawyer responded as follows: (Actual response): "Your letter regarding title in Case No.189156 has been received.
I note you wish to have title extended further than the 206
years covered by the present application. I was unaware any educated person in this country,
particularly those working in the property area, would not know Louisiana was
purchased by the United States from France in 1803, the year of origin
identified in our application. For the edification of uninformed FHA
bureaucrats, the title to the land prior to U.S. ownership was obtained from
France , which had acquired it by Right of Conquest from Spain .. The
land came into the possession of Spain by Right of Discovery made in the year
1492 by a sea captain named Christopher Columbus, who had been granted the
privilege of seeking a new route to India by the Spanish monarch, Queen
Isabella. The good Queen Isabella, being a pious woman and almost as careful
about titles as the FHA, took the precaution of securing the blessing of the
Pope before she sold her jewels to finance Columbus 's expedition. Now
the Pope, as I'm sure you may know, is the emissary of Jesus Christ, the Son
of God, and God, it is commonly accepted, created this world.
Therefore, I believe it is safe to presume God also made the part of the
world called Louisiana .. God; therefore, would be the owner of origin
and His origins date back to before the beginning of time, the world as we
know it, and the FHA. I hope you find God's original claim to be
satisfactory. Now, may we have our loan?"
The loan was immediately approved.
And some people want Government running
health care?
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